05/07/2025
Investors be happy🤩
Why our DSCR program stands out💫
No Ratio? No Problem. We underwrite to the lower of 1007 or lease, and we’ll still calculate DSCR—but No Ratio is an option if the file fits.
Cash-Out Friendly. Let your investors access equity—up to $1.75MM depending on LTV.
Bonus: those cash-out funds can count toward reserve requirements.
Investor Flexibility. Condos? 2-4 units? First-time investors? Even short-term rentals (yep, Airbnbs too) are all fair game—with experience-based LTV bumps.
No TRID Hassles. No waiting periods, no LE, no CD. We use the GFE and HUD-1, keeping the process fast and familiar.
Foreign National Options. No US credit? No problem. As long as the borrower lives and works abroad, we’ve got solid options.
And we’re not shy about offering perks:
30- and 40-year fixed and I/O terms
Flexible compensation
Common-sense credit guidelines
Quick turn times (because nobody wants to sit on a rental refi for 45 days)
This is DSCR the way it should be!
Rosa Delany | MLO | 1232917 | loan2home
Nexa Mortgage LLC
305-384-8997
Investors call me with your questions💫
