Guzman & Kluck, PLLC

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Guzman & Kluck, PLLC Our message is simple: you deserve direct answers and steady advocacy.

Richard Guzman and Paul Kluck bring together practical litigation strategy, attentive communication, and trial-ready preparation for injury victims and clients facing complex disputes.

Receiving a denial from an insurance company can be frustrating, but a denied claim does not necessarily mean the matter...
09/29/2026

Receiving a denial from an insurance company can be frustrating, but a denied claim does not necessarily mean the matter is over.

Start by reviewing the denial carefully. Look at the reason given, the information the insurance company relied on, and any deadlines or next steps included in the notice.

You may also want to gather documents that support your claim, such as medical records, photos, repair estimates, receipts, reports, and relevant correspondence.

Depending on the circumstances, there may be options to appeal the decision, request a review, or dispute the denial. The available options can vary based on the type of insurance and the reason for the denial.

If your insurance claim has been denied and you’re unsure what to do next, Guzman & Kluck, PLLC can help you understand your legal options and navigate the legal issues involved.

Call 786-204-3980 to schedule a consultation.

When an insurance company makes a settlement offer, it can be tempting to accept it quickly, especially when you’re deal...
09/28/2026

When an insurance company makes a settlement offer, it can be tempting to accept it quickly, especially when you’re dealing with medical bills and other expenses after an accident.

But before accepting an offer or signing a release, it’s important to understand exactly what the settlement covers and whether it could affect your ability to pursue additional compensation later.

Every injury claim is different, and the right decision depends on the circumstances of your case.

If you have questions about an injury claim or insurance settlement, Guzman & Kluck, PLLC can help you understand your legal options and navigate the legal issues involved.

Call 786-204-3980 to schedule a consultation.

A slip and fall can leave you dealing with medical expenses, time away from work, and questions about what your case may...
09/24/2026

A slip and fall can leave you dealing with medical expenses, time away from work, and questions about what your case may be worth.

This case resulted in a $175,000 settlement for a slip-and-fall at a gas station in Miami-Dade County.

Every case is different. The circumstances of the accident, the injuries involved, available evidence, and other factors can all affect how a claim is evaluated and resolved. A result in one case does not guarantee a similar outcome in another.

If you’ve been injured in a slip and fall, understanding your legal options can help you make informed decisions about what to do next.

Call Guzman & Kluck, PLLC at 786-204-3980 to schedule a consultation.

09/22/2026

Being involved in an accident can leave you with questions about what to do next, especially when fault is not completely clear.

Understanding how Florida’s comparative fault rules may apply to your situation can help you make informed decisions about your legal options.

Every case is different. If you’re dealing with an injury claim and aren’t sure where you stand, Guzman & Kluck, PLLC can help you navigate the legal issues involved.

Call 786-204-3980 to schedule a consultation.

CASE RESULT: $160,000 LITIGATION SETTLEMENTA $160,000 litigation settlement was reached in connection with a rear-end co...
09/20/2026

CASE RESULT: $160,000 LITIGATION SETTLEMENT

A $160,000 litigation settlement was reached in connection with a rear-end collision in Palm Beach County.

Every personal injury case is different, and the outcome of one case does not guarantee a similar result in another. The circumstances, evidence, injuries, and applicable law can all affect how a claim is resolved.

If you’ve been injured in a car accident, understanding your legal options is an important step. Guzman & Kluck, PLLC can help you navigate the legal issues surrounding your injury claim.

Call 786-204-3980 to schedule a consultation.

Past results do not guarantee or predict a similar result in any future case.

BEFORE YOU SIGN: A SEVERANCE AGREEMENTBeing offered a severance agreement can raise important questions about your right...
09/15/2026

BEFORE YOU SIGN: A SEVERANCE AGREEMENT

Being offered a severance agreement can raise important questions about your rights and what you are agreeing to.

Before signing, consider:

• What compensation and benefits are included?
• Are there deadlines or conditions attached to the agreement?
• Does the agreement contain a release of legal claims?
• Are there confidentiality, non-disparagement, or other restrictions?
• Do you fully understand what rights you may be giving up?

You don't have to sign a legal document without first understanding its terms. Taking the time to review an agreement can help you make an informed decision.

If you have questions about an employment agreement or other workplace legal issue, Guzman and Kluck, PLLC can help you understand your legal options. Call 786-204-3980 to schedule a consultation.

MYTH: The insurance company will automatically pay all of your accident-related expenses.FACT: An insurance company may ...
09/12/2026

MYTH: The insurance company will automatically pay all of your accident-related expenses.

FACT: An insurance company may dispute whether it is responsible for certain losses or how much should be paid. Coverage, liability, the available evidence, and the specific circumstances of the accident can all affect a claim.

Before accepting a settlement or signing documents, make sure you understand what the agreement covers and what rights you may be giving up.

If you’ve been injured and need help navigating legal issues related to your accident or insurance claim, Guzman and Kluck, PLLC can help you understand your legal options. Call 786-204-3980 to schedule a consultation.

KNOW YOUR RIGHTS: AFTER A CAR ACCIDENT 🚗After a car accident, you have rights—and you don't have to make important decis...
08/30/2026

KNOW YOUR RIGHTS: AFTER A CAR ACCIDENT đźš—

After a car accident, you have rights—and you don't have to make important decisions before understanding your options.

You have the right to:

• Seek medical attention for your injuries
• Obtain information about the accident and involved parties
• Communicate with insurance companies, while being mindful of what you say
• Review a settlement before deciding whether to accept it
• Seek legal guidance about your situation

Every accident is different. Understanding your rights can help you make informed decisions about what to do next.

If you’ve been injured in an accident, Guzman and Kluck, PLLC can help you understand your legal options. Call 786-204-3980 to schedule a consultation.

WHAT TO DO AFTER A SLIP AND FALLA slip and fall can happen quickly, but what you do afterward can be important.If you ar...
08/24/2026

WHAT TO DO AFTER A SLIP AND FALL

A slip and fall can happen quickly, but what you do afterward can be important.

If you are injured:

1. Seek medical attention and have your injuries evaluated.
2. Report the incident to the property owner, manager, or appropriate staff.
3. Take photos of the area where you fell and any visible hazards.
4. Get witness information from anyone who saw what happened.
5. Keep records of your medical treatment, expenses, and other losses.

Avoid assuming that an injury is too minor to matter. Documenting what happened can help you understand your options later.

If you’ve been injured because of a dangerous condition on someone else’s property, Guzman and Kluck, PLLC can help you understand your legal options. Call 786-204-3980 to schedule a consultation.

BEFORE YOU SIGN: AN INSURANCE SETTLEMENTBefore signing an insurance settlement or release after an accident, make sure y...
08/20/2026

BEFORE YOU SIGN: AN INSURANCE SETTLEMENT

Before signing an insurance settlement or release after an accident, make sure you understand what you are agreeing to.

Ask yourself:

Do I fully understand what the settlement covers?
Have I considered my current and future medical expenses?
Does signing release the insurance company or another party from future claims?
Have I had an opportunity to understand my legal options?

Once certain documents are signed, your ability to pursue additional compensation may be limited. Taking the time to understand the agreement before signing can help you make an informed decision.

If you’ve been injured and are considering an insurance settlement, Guzman and Kluck, PLLC can help you understand your legal options. Call 786-204-3980 to schedule a consultation.

Address

804 NW 21st Terrace, Suite 201
Miami, FL
33127

Telephone

+17866998299

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