08/15/2026
Can a trust protect my children’s inheritance?
Yes—a properly designed trust can provide meaningful protection. The important question is not simply whether you have a trust, but what happens to the inheritance after you are gone.
Leaving assets directly to a child may expose that inheritance to:
• A future divorce
• Lawsuits or creditors
• Poor financial decisions
• Pressure or control from a spouse
• A surviving spouse later changing your intended beneficiaries
Instead of giving the inheritance outright, your trust can allow your child to benefit from the assets while keeping appropriate safeguards in place. It can also provide for your surviving spouse while preserving what remains for the children or other beneficiaries you have chosen.
Every family is different, and no trust provides absolute protection in every situation. But with thoughtful planning, you can create a structure that supports the people you love while helping protect what you worked hard to leave them.
If these concerns sound familiar, let’s talk about how your estate plan can reflect your wishes and protect your family.