Palma Legal Services, P.A.

12/30/2020

Locals know all too well the stresses associated with hurricanes and water damage, especially when their insurance companies are being less than helpful. When that happens, talk to an insurance claim lawyer. Property damage insurance claim attorneys represent property owners on a contingency basis, which means you pay nothing unless and until there is a recovery from your insurance carrier. No recovery, no fees or costs.

12/28/2020

DYK you’re 5 times more likely to experience a flood than a fire in your home, even if you live in a low to moderate flood zone? Whether you’re in a high risk zone or not, it’s always a good idea to carry flood insurance because most homeowners insurance policies don’t cover flood damage.

12/23/2020

140,104 small businesses have been marked temporarily closed on Yelp.com since March, when the pandemic began. Can business interruption insurance help you? A Business Interruption Claim attorney can analyze your claim and your insurance policy to help determine if you are legally entitled to compensation, and then hold your insurance company accountable if they unlawfully deny, delay or underpay your claim.

12/21/2020

If your neighborhood isn’t currently designated a flood zone, it might be soon. For the first time in years, South Florida will be getting new flood risk maps, redrawing the lines for at-risk areas.

https://msc.fema.gov/portal/home

12/17/2020

Season's Greetings! I wish all of you a happy and healthy holiday season.

12/16/2020

While a good handyman is worth his weight in gold, what happens when a cleaning person, pool servicer, or other tradesperson causes damage to your home? Is the worker responsible for the repairs, or will you be stuck paying the bill? Familiarize yourself with your homeowner insurance policy to know for sure, or speak to an insurance claim lawyer for assistance.

12/15/2020

DYK Christmas trees cause as many as 160 fires every year? Here’s how you can prevent Christmas tree fires.

12/14/2020

Many people whose livelihood have been affected by the pandemic have started home-based businesses. While I commend your resourcefulness, I should point out that your standard homeowners insurance policy may not afford insurance coverage for a home-based business. Review your policy and find out about business-related exclusions, or speak to an insurance claim lawyer for assistance.

12/11/2020

If you’re planning on booking a trip, conduct research on providers that offer coronavirus-related coverage. Many carriers have denied COVID-related claims.

Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage and what is and isn’t covered.

12/11/2020

The days of the ultra-affordable flood policies might be a thing of the past. The cost of insurance is likely to increase in the future. Risk Rating 2.0, set for an October 2021 launch date, is a major change to the pricing formula for federal flood insurance. It will base rates on a more accurate assessment of the real flood threat for each home and reflect the cost of rebuilding a home.

12/10/2020

The process of filing a pet insurance claim will be faster and more efficient if you are organized and diligent. That means collecting all of the relevant medical records, invoices, and receipts that pertain to the medical diagnosis and treatment of your pet, and timely producing those documents to your pet insurance company.

11/30/2020

If you’ve ever been skiing, you know ski passes are costly, which is why many people choose to purchase pass insurance. But once the pandemic started to spread and ski resorts start to close down, vacationers started to cancel ski vacations and file claims. That's when they realized insurers were selectively interpreting the meaning of quarantine in order to deny claims. Speak to an insurance claim lawyer to determine your rights in these situations.

https://midjersey.news/2020/04/07/travel-insurance-ski-pass-insurance-will-they-pay-for-covid-19-claims/