10/15/2026
Thinking about buying a home on your own?
Here are a few things you should know. š”
š Your preapproval isnāt necessarily your budget. Just because a lender approves you for a certain amount doesnāt mean that monthly payment makes sense for your lifestyle. Consider property taxes, insurance, maintenance, and unexpected expenses.
š You may have more options than you realize. First-time homebuyer programs, down payment assistance, and different mortgage products may help make homeownership more accessible. Eligibility depends on the program and your financial circumstances.
š Understand what youāre signing. From the purchase and sale agreement to the deed, mortgage documents, and closing costs, every document plays a role in protecting your interests and defining your responsibilities as a homeowner.
š Build the right team. Your real estate agent, lender, and closing attorney each play an important role in helping you navigate the transaction with clarity and confidence.
At Baez Law Group, we believe informed buyers make empowered homeowners. Whether youāre purchasing your first property on your own or taking the next step in your real estate journey, weāre here to help you understand the legal process and protect your investment.
š Serving homebuyers throughout Massachusetts and New Hampshire.
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