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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 12pm

Craig & Craig, LLC, 400 E. 86th Avenue, Merrillville, IN (2026)

08/21/2026

⚠️“𝐋𝐈𝐂𝐄𝐍𝐒𝐄𝐃 𝐀𝐍𝐃 𝐈𝐍𝐒𝐔𝐑𝐄𝐃” — 𝐇𝐀𝐕𝐄 𝐘𝐎𝐔 𝐀𝐂𝐓𝐔𝐀𝐋𝐋𝐘 𝐂𝐇𝐄𝐂𝐊𝐄𝐃?⚠️

With so many contractors coming into Northwest Indiana following the recent storms, homeowners should not simply take a contractor’s word that they are “licensed and insured.”

Before allowing someone to work on your home:

✅ Call your city or town hall. Ask for the Building Department, Planning Department, or contractor licensing office and ask whether the contractor is currently licensed or registered to perform the type of work being proposed in your community. 𝗠𝗮𝗻𝘆 𝗺𝘂𝗻𝗶𝗰𝗶𝗽𝗮𝗹𝗶𝘁𝗶𝗲𝘀 𝗰𝗮𝗻 𝘃𝗲𝗿𝗶𝗳𝘆 𝘁𝗵𝗶𝘀 𝗼𝘃𝗲𝗿 𝘁𝗵𝗲 𝗽𝗵𝗼𝗻𝗲 𝗼𝗿 𝗵𝗮𝘃𝗲 𝗮𝗻 𝗼𝗻𝗹𝗶𝗻𝗲 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿 𝗹𝗼𝗼𝗸𝘂𝗽.
✅ Verify insurance independently. Ask for a current certificate of insurance showing liability coverage and, when applicable, workers’ compensation coverage. Call the insurance agent or carrier listed on the certificate and confirm that the policy is current.
✅ Make sure the names match. The company name on the contract should match the contractor you researched and the business identified on the insurance documentation.

🚩 Do not rely solely on a business card, yard sign, professional-looking truck, website, or a piece of paper saying the contractor is “licensed and insured.” 𝐕𝐞𝐫𝐢𝐟𝐲 𝐢𝐭 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟.

A reputable contractor should have no problem with you checking their credentials. 𝑨 𝒇𝒆𝒘 𝒑𝒉𝒐𝒏𝒆 𝒄𝒂𝒍𝒍𝒔 𝒃𝒆𝒇𝒐𝒓𝒆 𝒔𝒊𝒈𝒏𝒊𝒏𝒈 𝒂 𝒄𝒐𝒏𝒕𝒓𝒂𝒄𝒕 𝒄𝒂𝒏 𝒑𝒓𝒆𝒗𝒆𝒏𝒕 𝒂 𝒎𝒖𝒄𝒉 𝒃𝒊𝒈𝒈𝒆𝒓 𝒑𝒓𝒐𝒃𝒍𝒆𝒎 𝒍𝒂𝒕𝒆𝒓.

⚠️𝘗𝘭𝘦𝘢𝘴𝘦 𝘯𝘰𝘵𝘦: 𝘛𝘩𝘪𝘴 𝘪𝘴 𝘣𝘦𝘪𝘯𝘨 𝘴𝘩𝘢𝘳𝘦𝘥 𝘢𝘴 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘭𝘦𝘨𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 𝘩𝘰𝘸 𝘵𝘩𝘦 𝘭𝘢𝘸 𝘢𝘱𝘱𝘭𝘪𝘦𝘴 𝘵𝘰 𝘺𝘰𝘶, 𝘤𝘰𝘯𝘴𝘶𝘭𝘵 𝘸𝘪𝘵𝘩 𝘢 𝘲𝘶𝘢𝘭𝘪𝘧𝘪𝘦𝘥 𝘐𝘯𝘥𝘪𝘢𝘯𝘢 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺.

08/20/2026

📁 𝐒𝐓𝐎𝐑𝐌 𝐃𝐀𝐌𝐀𝐆𝐄? 𝐒𝐓𝐀𝐑𝐓 𝐀 “𝐒𝐓𝐎𝐑𝐌 𝐃𝐀𝐌𝐀𝐆𝐄 𝐅𝐈𝐋𝐄” 𝐍𝐎𝐖

If your home or property was damaged in the recent storms, one of the simplest things you can do to protect yourself is to keep everything related to the damage in one place.

Your Storm Damage File should include:
📸 Photos and videos before, during, and after repairs
📄 Your insurance policy and claim information
📧 Emails and correspondence with your insurance company and adjuster
📝 Estimates and inspection reports
🔨 Contractor agreements and written change orders
🧾 Invoices and receipts, including emergency repairs, cleanup, temporary housing, and other storm-related expenses
💳 Proof of every payment made to a contractor
📱 Texts and emails with contractors about the work, price, schedule, or problems
📋 A simple timeline of important conversations, inspections, payments, and repairs

Do not rely on your contractor, insurance company, or adjuster to maintain these records for you. Keep your own copies.

If a disagreement later arises over the insurance claim, the scope or quality of the repairs, what a contractor promised, or how much was paid, 𝙜𝙤𝙤𝙙 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙖𝙩𝙞𝙤𝙣 𝙘𝙖𝙣 𝙢𝙖𝙠𝙚 𝙖𝙣 𝙚𝙣𝙤𝙧𝙢𝙤𝙪𝙨 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙘𝙚.

⚠️𝘗𝘭𝘦𝘢𝘴𝘦 𝘯𝘰𝘵𝘦: 𝘛𝘩𝘪𝘴 𝘪𝘴 𝘣𝘦𝘪𝘯𝘨 𝘴𝘩𝘢𝘳𝘦𝘥 𝘢𝘴 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘭𝘦𝘨𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 𝘩𝘰𝘸 𝘵𝘩𝘦 𝘭𝘢𝘸 𝘢𝘱𝘱𝘭𝘪𝘦𝘴 𝘵𝘰 𝘺𝘰𝘶, 𝘤𝘰𝘯𝘴𝘶𝘭𝘵 𝘸𝘪𝘵𝘩 𝘢 𝘲𝘶𝘢𝘭𝘪𝘧𝘪𝘦𝘥 𝘐𝘯𝘥𝘪𝘢𝘯𝘢 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺.

08/19/2026

⚠️ 𝐒𝐓𝐎𝐑𝐌 𝐕𝐈𝐂𝐓𝐈𝐌𝐒: 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄 𝐌𝐀𝐘 𝐁𝐄 𝐀𝐕𝐀𝐈𝐋𝐀𝐁𝐋𝐄⚠️

If your home or property was damaged by the recent severe storms and flooding in Northwest Indiana, 𝙮𝙤𝙪 𝙢𝙖𝙮 𝙗𝙚 𝙚𝙡𝙞𝙜𝙞𝙗𝙡𝙚 𝙛𝙤𝙧 𝙪𝙥 𝙩𝙤 $5,000 𝙞𝙣 𝙖𝙨𝙨𝙞𝙨𝙩𝙖𝙣𝙘𝙚 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙄𝙣𝙙𝙞𝙖𝙣𝙖’𝙨 𝙎𝙩𝙖𝙩𝙚 𝘿𝙞𝙨𝙖𝙨𝙩𝙚𝙧 𝙍𝙚𝙡𝙞𝙚𝙛 𝙁𝙪𝙣𝙙.

If you suffered storm damage:
• 𝗥𝗲𝗽𝗼𝗿𝘁 𝘆𝗼𝘂𝗿 𝗱𝗮𝗺𝗮𝗴𝗲 𝘁𝗼 𝗜𝗻𝗱𝗶𝗮𝗻𝗮 𝟮𝟭𝟭
• Take photographs and video before cleanup and repairs whenever possible
• Keep all receipts, estimates, invoices, and insurance correspondence
• Make a detailed list of damaged or destroyed property
• Keep records of any temporary repairs or emergency expenses
• Do not discard damaged property until it has been properly documented, when reasonably possible

Even if you have insurance, 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩 𝙚𝙫𝙚𝙧𝙮𝙩𝙝𝙞𝙣𝙜. Good records can be important not only when seeking disaster assistance, but also when presenting and protecting an insurance claim.

If you or someone you know suffered damage from these storms, please share this information. Many Northwest Indiana residents may not realize that assistance is available.

⚠️𝘗𝘭𝘦𝘢𝘴𝘦 𝘯𝘰𝘵𝘦: 𝘛𝘩𝘪𝘴 𝘪𝘴 𝘣𝘦𝘪𝘯𝘨 𝘴𝘩𝘢𝘳𝘦𝘥 𝘢𝘴 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘭𝘦𝘨𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 𝘩𝘰𝘸 𝘵𝘩𝘦 𝘭𝘢𝘸 𝘢𝘱𝘱𝘭𝘪𝘦𝘴 𝘵𝘰 𝘺𝘰𝘶, 𝘤𝘰𝘯𝘴𝘶𝘭𝘵 𝘸𝘪𝘵𝘩 𝘢 𝘲𝘶𝘢𝘭𝘪𝘧𝘪𝘦𝘥 𝘐𝘯𝘥𝘪𝘢𝘯𝘢 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺.

08/18/2026

⚠️ 𝐒𝐓𝐎𝐑𝐌 𝐃𝐀𝐌𝐀𝐆𝐄? 𝐊𝐍𝐎𝐖 𝐘𝐎𝐔𝐑 𝐑𝐈𝐆𝐇𝐓𝐒 𝐁𝐄𝐅𝐎𝐑𝐄 𝐒𝐈𝐆𝐍𝐈𝐍𝐆 𝐀 𝐂𝐎𝐍𝐓𝐑𝐀𝐂𝐓 ⚠️

With contractors flooding into Northwest Indiana following the recent storms, homeowners should know that Indiana’s Home Improvement Contracts Act (HICA) provides important protections when hiring someone to repair your home.

Under HICA, most 𝗵𝗼𝗺𝗲 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗺𝗲𝗻𝘁 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝘀 𝗼𝘃𝗲𝗿 $𝟭𝟱𝟬 𝗺𝘂𝘀𝘁 𝗯𝗲 𝗶𝗻 𝘄𝗿𝗶𝘁𝗶𝗻𝗴 and include important information such as:
• A reasonably detailed description of the work
• Approximate start and completion dates
• The total contract price
• The contractor’s name, address, and contact information
• Disclosure regarding subcontractors or third parties performing the work

Be especially cautious of contractors who:
🚩 Pressure you to sign immediately
🚩 Make promises that are not included in the written contract
🚩 Offer to waive, pay, rebate, or otherwise offset your insurance deductible
🚩 Tell you they will “handle everything” with your insurance company
🚩 Ask for large upfront payments

Changes to the project generally must also be in writing and signed by the homeowner. HICA also provides consumers with a three-business-day right to cancel, and additional time may apply when insurance coverage is involved.

Importantly, a contractor who violates HICA commits a deceptive act under Indiana law and may be subject to the remedies and penalties available under Indiana’s Deceptive Consumer Sales Act.

Take your time, verify the contractor, get everything in writing, and read the entire contract before you sign.

⚠️𝘗𝘭𝘦𝘢𝘴𝘦 𝘯𝘰𝘵𝘦: 𝘛𝘩𝘪𝘴 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘣𝘦𝘪𝘯𝘨 𝘴𝘩𝘢𝘳𝘦𝘥 𝘢𝘴 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘭𝘦𝘨𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 𝘩𝘰𝘸 𝘵𝘩𝘦 𝘭𝘢𝘸 𝘢𝘱𝘱𝘭𝘪𝘦𝘴 𝘵𝘰 𝘺𝘰𝘶, 𝘤𝘰𝘯𝘴𝘶𝘭𝘵 𝘸𝘪𝘵𝘩 𝘢 𝘲𝘶𝘢𝘭𝘪𝘧𝘪𝘦𝘥 𝘐𝘯𝘥𝘪𝘢𝘯𝘢 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺.

08/13/2026

𝗦𝘁𝗼𝗿𝗺 𝗗𝗮𝗺𝗮𝗴𝗲? 𝗧𝗮𝗸𝗲 𝗦𝘁𝗲𝗽𝘀 𝘁𝗼 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝗬𝗼𝘂𝗿𝘀𝗲𝗹𝗳

The recent severe storms have caused significant property damage throughout our area. If your home or business sustained damage, there are a few important steps you should take:

• 𝗗𝗼𝗰𝘂𝗺𝗲𝗻𝘁 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴. Take photographs and videos of all damage before beginning cleanup or repairs.
• 𝗣𝗿𝗲𝘃𝗲𝗻𝘁 𝗮𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗱𝗮𝗺𝗮𝗴𝗲. Take reasonable steps to protect your property from further loss, such as covering damaged roofs or removing standing water, but do not put yourself in danger.
• 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗽𝗿𝗼𝗺𝗽𝘁𝗹𝘆. Report the loss and carefully document all communications with your insurance company and adjuster.
• 𝗞𝗲𝗲𝗽 𝘆𝗼𝘂𝗿 𝗿𝗲𝗰𝗲𝗶𝗽𝘁𝘀. Save receipts for emergency repairs, cleanup, temporary lodging, equipment rentals, and other storm-related expenses.
• 𝗕𝗲 𝗰𝗮𝘂𝘁𝗶𝗼𝘂𝘀 𝘄𝗶𝘁𝗵 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿𝘀. Before signing a contract or paying a substantial deposit, verify the contractor's credentials and carefully review the agreement.

Most importantly, stay safe. Property can be repaired and replaced.

If you encounter problems with an insurance claim or have questions regarding your rights following storm damage, Craig & Craig, LLC is available to help.

⚠️𝗣𝗹𝗲𝗮𝘀𝗲 𝗻𝗼𝘁𝗲: 𝗧𝗵𝗶𝘀 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝘀𝗵𝗮𝗿𝗲𝗱 𝗮𝘀 𝗮 𝗴𝗲𝗻𝗲𝗿𝗮𝗹 𝘂𝗽𝗱𝗮𝘁𝗲 𝗮𝗻𝗱 𝗶𝘀 𝗻𝗼𝘁 𝗶𝗻𝘁𝗲𝗻𝗱𝗲𝗱 𝗮𝘀 𝗹𝗲𝗴𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲. 𝗜𝗳 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝘁𝗵𝗲 𝗹𝗮𝘄 𝗮𝗽𝗽𝗹𝗶𝗲𝘀 𝘁𝗼 𝘆𝗼𝘂, 𝗰𝗼𝗻𝘀𝘂𝗹𝘁 𝘄𝗶𝘁𝗵 𝗮 𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗲𝗱 𝗜𝗻𝗱𝗶𝗮𝗻𝗮 𝗮𝘁𝘁𝗼𝗿𝗻𝗲𝘆.

08/11/2026

🚨OFFICE CLOSURE ALERT🚨

Our office is currently closed until further notice due to damage from the storm. Thank you for understanding and we will provide updates as we are able.

08/07/2026

𝐖𝐡𝐚𝐭 𝐈𝐬 𝐚 𝐐𝐮𝐢𝐞𝐭 𝐓𝐢𝐭𝐥𝐞 𝐀𝐜𝐭𝐢𝐨𝐧?

If you own real estate, you want to be sure that you have clear title to your property. Sometimes, old mortgages, judgment liens, recording errors, unknown heirs, or competing ownership claims can create a "cloud" on the title.

A Quiet Title Action is a lawsuit that asks a court to determine who actually owns the property and to remove invalid claims or liens. Once resolved, it helps ensure the property's ownership is clear and marketable.

Why is this important?
✅ Makes it easier to sell or refinance your property.
✅ Resolves ownership disputes.
✅ Removes invalid or outdated liens and claims.
✅ Provides certainty that your ownership rights are protected.

If you've inherited property, purchased property with title issues, or discovered an unexpected lien, a quiet title action may be the solution.

Have questions about a title issue? We're always happy to help.

𝑷𝒍𝒆𝒂𝒔𝒆 𝒏𝒐𝒕𝒆: 𝑻𝒉𝒊𝒔 𝒊𝒏𝒇𝒐𝒓𝒎𝒂𝒕𝒊𝒐𝒏 𝒊𝒔 𝒔𝒉𝒂𝒓𝒆𝒅 𝒂𝒔 𝒂 𝒈𝒆𝒏𝒆𝒓𝒂𝒍 𝒖𝒑𝒅𝒂𝒕𝒆 𝒂𝒏𝒅 𝒊𝒔 𝒏𝒐𝒕 𝒊𝒏𝒕𝒆𝒏𝒅𝒆𝒅 𝒂𝒔 𝒍𝒆𝒈𝒂𝒍 𝒂𝒅𝒗𝒊𝒄𝒆. 𝑰𝒇 𝒚𝒐𝒖 𝒉𝒂𝒗𝒆 𝒒𝒖𝒆𝒔𝒕𝒊𝒐𝒏𝒔 𝒂𝒃𝒐𝒖𝒕 𝒉𝒐𝒘 𝒕𝒉𝒆 𝒍𝒂𝒘 𝒂𝒑𝒑𝒍𝒊𝒆𝒔 𝒕𝒐 𝒚𝒐𝒖, 𝒄𝒐𝒏𝒔𝒖𝒍𝒕 𝒘𝒊𝒕𝒉 𝒂 𝒒𝒖𝒂𝒍𝒊𝒇𝒊𝒆𝒅 𝑰𝒏𝒅𝒊𝒂𝒏𝒂 𝒂𝒕𝒕𝒐𝒓𝒏𝒆𝒚.

08/06/2026

Today, we’re proud to recognize National Paralegal Day and two people who help keep our office moving every day, Samantha and Victoria!

Their hard work, dedication, attention to detail, and commitment to our clients are truly appreciated. We are incredibly fortunate to have them as part of the Craig & Craig team.

Thank you, Sam and Torrie, for everything you do! ⚖️

07/15/2026

📲New Indiana Law: Victims Will Receive Advance Notice Before Serious Violent Offenders Are Released

Indiana is expanding notification requirements for victims of violent crime.

Under the new law:
- Registered victims must receive electronic notice at least 7 days before a serious violent offender is released from prison, parole, probation, or discharged.
- Local law enforcement, prosecutors, and county sheriffs in both the community where the offender is moving and where the crime occurred must also receive at least one week's notice.

The law is intended to give victims and communities more time to prepare for an offender's release.

Please note: This information is shared as a general update and is not intended as legal advice. If you have questions about how the law applies to you, consult with a qualified Indiana attorney.

07/14/2026

⚖️ New Indiana Law: Victims Have the Right to Be Heard with the Offender Present

Indiana has strengthened victims' rights during sentencing.

Under the new law:
- Convicted offenders must be present in the courtroom while victims deliver their impact statements.
- Exceptions are allowed only if the offender poses a safety risk or causes significant disruption.
- If an offender skips sentencing, a judge can require them to return for a separate hearing so victims can give their statements in person.

The change is intended to reinforce the importance of victim impact statements in the sentencing process.

Please note: This information is shared as a general update and is not intended as legal advice. If you have questions about how the law applies to you, consult with a qualified Indiana attorney.

Craig & Craig, LLC

08/21/2026

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07/14/2026

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