Silvercreek Insider

Silvercreek Insider Silvercreek Realty Group: #1 in Idaho, #18 in the US. Get the inside scoop here!

Bring the questions, challenges, and goals you’re working through right now. This is your time to get some perspective. ...
09/28/2026

Bring the questions, challenges, and goals you’re working through right now. This is your time to get some perspective.

Your next opportunity to learn something useful might already be on the calendar.Take a minute to check the upcoming Sil...
09/25/2026

Your next opportunity to learn something useful might already be on the calendar.

Take a minute to check the upcoming Silvercreek classes and get registered for anything that supports where you want your business to go next.

09/24/2026

The strongest agents keep learning, even after the license is hanging on the wall.

Take advantage of the classes, resources, and support available to you through Silvercreek. The more confident you are, the better equipped you are to serve your clients.

Need an easy starting point for this week’s content?“Your FICO score just got some competition.”👉Why it’s trending: This...
09/23/2026

Need an easy starting point for this week’s content?

“Your FICO score just got some competition.”

👉Why it’s trending: This is brand new. On September 9, Fannie Mae announced that VantageScore 4.0 is now broadly available to all Fannie Mae-approved lenders for eligible mortgages. Lenders may choose it instead of Classic FICO for eligible loans. The shift has generated significant mortgage-industry attention because VantageScore evaluates credit differently and incorporates trended credit data.

🗣️Scroll-stopping hook “The credit score you've spent years obsessing over may not be the only one your mortgage lender can use anymore.”
🎥Self-recording prompt: “Talk to the person who checks Credit Karma every day: ‘Before you panic over that number, here's what changed in mortgage lending this week.’”

Talking points:
⏭️Classic FICO is no longer the only available scoring model for eligible Fannie Mae loans.
⏭️VantageScore 4.0 is now an option for Fannie-approved lenders, but adoption is optional.
⏭️Buyers shouldn't assume the score shown in a consumer app is exactly what determines mortgage eligibility. Ask the lender what model they're actually using.

You do not need to have everything figured out before you ask for help.Use this week’s coaching call to talk through wha...
09/21/2026

You do not need to have everything figured out before you ask for help.

Use this week’s coaching call to talk through what is working, what feels stuck, and what your next move should be.

Land transactions can come with a completely different set of questions than a traditional home sale.Whether you work la...
09/18/2026

Land transactions can come with a completely different set of questions than a traditional home sale.

Whether you work land deals regularly or just want to be better prepared when one comes your way, knowing what to look for ahead of time can save a lot of headaches later.

09/17/2026

Contracts are one place where confidence really matters.

Use the training and resources available to you, ask questions when something feels unclear, and keep sharpening the skills that protect both you and your clients.

09/16/2026

This is a big moment for Silvercreek, but it also feels like a natural next step.

Kristen has spent years building relationships, supporting our agents, and helping shape where Silvercreek is headed. We’re incredibly excited to see her step into this role while Aaron remains part of the leadership and support our agents know so well.

Most importantly, the people, resources, and relationships you count on are still right here. We’re excited to move into this next chapter together.

Need something fresh to post this week? We’ve got you.“People are still getting 2% mortgages in 2026.”👉 Why it’s trendin...
09/16/2026

Need something fresh to post this week? We’ve got you.

“People are still getting 2% mortgages in 2026.”

👉 Why it’s trending: This jumped out on Reddit. A First Time Home Buyer post from August 31 showing a buyer closing at 2.87% generated roughly 1,400 updates, with the comments immediately asking, “HOW?” Another recent buyer reported a 3.375% rate through an assumable VA loan. With conventional rates now pushing toward 7%, assumable mortgages suddenly look wildly interesting again.

🎙️Talking points: Certain FHA, VA, and USDA loans may be assumable.
The buyer generally has to qualify and take over the seller's existing loan terms. The catch is usually the equity gap. If the seller owes $300K but the home costs $500K, the buyer still has to solve for that $200K difference.

🎥 Scroll-stopping hook “Yes, people are still getting 2% mortgage rates in 2026. No, that is not a typo.”

Self-recording prompt: “‘I just saw someone close with a 2.87% rate in 2026. Here's how that's even possible.’ Then explain an assumable mortgage in plain English.”

Address

1099 S Wells Street
Meridian, ID
83642

Telephone

+12083770422

Website

,

Alerts

Be the first to know and let us send you an email when Silvercreek Insider posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Silvercreek Insider:

Shortcuts

Share

Category