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Kain + Henehan

Consumer bankruptcy lawyers with offices in
Mendota Heights and St. Cloud. Serving all of Minnesota. Kain + Henehan LLC is a consumer bankruptcy law firm in St.

Call us now at 612-438-8006 and set up a
Free Consultation so we can discuss how our
bankruptcy attorneys can help you regain control of your finances! Cloud, MN and Eagan, MN. Our bankruptcy attorneys help residents throughout the state with filing small business bankruptcy and individual bankruptcy for credit card debt, medical debt, tax debt, and other types of debt. We can also help prevent

foreclosures and evictions as well as car repossession by filing bankruptcy for you. Whether you're looking at filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy in Minnesota we offer a straightforward, simple 4 step process beginning with a free 60 min. consultation. If you're ready to discuss your situation with our bankruptcy lawyers in St. Cloud, MN give Bill Kain and Margaret Henehan a call at 612-445-7019 or book an appointment online. https://kainhenehan.com/

09/03/2026

Financial stress doesn't have to define your future.

When debt becomes overwhelming, it can affect every part of your life, from sleep and relationships to your ability to plan ahead. Bankruptcy laws exist to help honest people regain control of their finances and move forward with confidence.

Our Twin Cities bankruptcy lawyers can review your financial situation and explain the options available. Learn more about your rights and take the first step toward relief. Visit https://kainhenehan.com/ or call 612-438-8006 for a free consultation.

08/30/2026

Some of the best candidates for bankruptcy are often people who’ve been battling debt for years—paying minimum balances, taking out 401K loans, trying debt consolidation—yet still can’t get ahead. If you’ve exhausted every option and the debt just won’t budge, it may be time to consider a fresh start. Our St Cloud bankruptcy attorneys can help you assess your situation and guide you toward the right solution. Call 612-438-8006 or visit https://kainhenehan.com/whos-the-best-candidate-for-bankruptcy/ to find out more today!

08/27/2026

After we assisted Sara with her bankruptcy case, she shared the following about working with Kain + Henehan -

"From start to finish Kain and Henehan made the process easy. Very professional, helpful and kind. Response to phone calls and emails was prompt! Definitely recommend!"

To discuss your situation with our Twin Cities bankruptcy lawyers, please give us a call now at 612-438-8006 for a free consultation.
https://kainhenehan.com/

08/22/2026

Filing for Chapter 7 bankruptcy in Minnesota can wipe out many unsecured debts and give you a true financial reset.

Credit cards, medical bills, utilities, payday loans, and deficiency balances from repossessions or foreclosures are often discharged, and even some older tax debts may qualify. Understanding what can be eliminated is key to making the right decision. Our Twin Cities bankruptcy attorneys here at Kain + Henehan can review your debts and explain your options clearly. Visit https://kainhenehan.com/twin-cities/chapter-7/ or call 612-438-8006 for a free consultation to get started.

08/18/2026

If you're worried about your credit rating after filing for bankruptcy in Minnesota you're not alone. But working with an experienced Twin Cities bankruptcy attorney can help you see the bigger picture.

Our team here at Kain + Henehan reminds clients that credit can heal over time, and that with patience and on-time payments, credit score improvement is possible!

Give us a call now at 612-438-8006 so we can discuss your situation and how we can help.
https://kainhenehan.com/

08/14/2026

Are you or a loved one looking for a trusted bankruptcy attorney near the Twin Cities?

Here at Kain + Henehan, we proudly serve clients throughout Dakota County, including Apple Valley, St. Cloud, Inver Grove Heights, Rosemount, St. Paul, Mendota Heights, and Minneapolis.

If you’re facing debt stress, we’re here to help you explore real solutions. Call 612-438-8006 or visit https://kainhenehan.com/ for a free consultation.

08/10/2026

The differences between federal and private student loans matter when seeking payment relief.

Federal loans come with built in protections like income driven repayment, forbearance and potential forgiveness.
Private loans from banks and credit unions operate more like credit cards with fewer protections and faster legal action.

Many borrowers have both types and don't realize each requires a different strategy. Whether Chapter 7 or Chapter 13 bankruptcy could help depends on your unique situation. Our bankruptcy attorney in St. Cloud, MN shares more regarding student loans and declaring bankruptcy in Minnesota at https://kainhenehan.com/twin-cities/debt-relief/student-loan-debt/

Ready to discuss your personal bankruptcy case?
Give us a call now at 612-438-8006 and schedule a free consultation.

08/06/2026

Medical bills pile up fast, and one emergency room visit or unexpected diagnosis can leave you staring at invoices you simply can't pay. Thousands of Minnesotans face this crushing weight every year; but medical bills are not set in stone. Providers are often willing to negotiate and bills can often be reduced by 30% to 70%.

At Kain + Henehan, our St. Cloud, MN bankruptcy lawyers can review your bills for errors and contact providers on your behalf to find a solution. When negotiation isn't enough, Chapter 7 or Chapter 13 bankruptcy may provide real relief. Visit https://kainhenehan.com/twin-cities/debt-relief/medical-debt/ or call us at 612-438-8006 to learn more and schedule a free initial consultation.

08/02/2026

Foreclosure happens when a lender reclaims your home after missed payments or mortgage default. During this process, you may be able to negotiate with your lender to keep your home. But acting quickly is critical because delays could mean losing your property entirely, and the financial and emotional toll on families can be devastating.

Chapter 13 bankruptcy may offer a path to stop foreclosure and create a manageable repayment plan, while Chapter 7 could provide relief from other debts weighing you down. Our St Cloud, MN bankruptcy attorneys share more about foreclosure and bankruptcy at https://kainhenehan.com/foreclosure/

07/29/2026

We recently had the opportunity to assist Vince with filing for bankruptcy. He share the following about working with Kain + Henehan:

"Highly Recommended: Margaret Henehan at Kain + Henehan
I cannot recommend Margaret Henehan enough. We have worked with her for about five years now, beginning when we first filed our Chapter 13 plan, and the experience has been exceptional from start to finish.

Bankruptcy is a stressful process, but Margaret was incredibly patient. She worked with us to make everything as simple as possible, providing clear guidance every step of the way. What truly sets her apart is her accessibility; even years later, she still responds promptly to emails and actually picks up the phone when you call.

I hope that no one ever finds themselves in a position where they need these services, but if you do, you won't find a more human and caring attorney. She truly works for your benefit and treats you like a person, not just a case number."

To discuss your situation, please give us a call at 612-438-8006 and set up a free consultation today.
https://kainhenehan.com/

Address

2299 Waters Drive
Mendota Heights, MN
55120

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+16124388006

Website

http://www.kainhenehan.com/

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