Kain + Henehan

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Kain + Henehan Consumer bankruptcy lawyers with offices in
Mendota Heights and St. Cloud. Serving all of Minnesota. Kain + Henehan LLC is a consumer bankruptcy law firm in St.

Call us now at 612-438-8006 and set up a
Free Consultation so we can discuss how our
bankruptcy attorneys can help you regain control of your finances! Cloud, MN and Eagan, MN. Our bankruptcy attorneys help residents throughout the state with filing small business bankruptcy and individual bankruptcy for credit card debt, medical debt, tax debt, and other types of debt. We can also help prevent foreclosures and evictions as well as car repossession by filing bankruptcy for you. Whether you're looking at filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy in Minnesota we offer a straightforward, simple 4 step process beginning with a free 60 min. consultation. If you're ready to discuss your situation with our bankruptcy lawyers in St. Cloud, MN give Bill Kain and Margaret Henehan a call at 612-445-7019 or book an appointment online. https://kainhenehan.com/

We recently had the opportunity to assist Gaby with her bankruptcy case. She shared the following about her experience a...
10/18/2026

We recently had the opportunity to assist Gaby with her bankruptcy case. She shared the following about her experience after everything had been finalized -

"The way I walked in, I felt lost and unsure of the process. After talking through everything and understanding each step, I felt more at peace. Margaret took the time to explain everything, walked me through the process step by step, and answered all the questions I had. Thank you so much for all your help during this time."

If you're ready to discuss your situation, please call our office at 612-438-8006 for a free consultation.
https://kainhenehan.com/

Financial challenges can happen to anyone. Seeking trusted legal guidance is a step toward taking back control. Life can...
10/14/2026

Financial challenges can happen to anyone. Seeking trusted legal guidance is a step toward taking back control.

Life can change quickly because of unexpected medical expenses, job loss, or other financial hardships. If debt has become overwhelming, learning about your legal options is a proactive step toward a fresh start. Our St. Cloud, MN bankruptcy lawyer can answer your questions and help you understand the bankruptcy process.

Schedule your free consultation today by calling 612-438-8006 or visiting https://kainhenehan.com/

What is the bankruptcy means test? The bankruptcy means test helps determine whether someone may qualify for Chapter 7 b...
10/09/2026

What is the bankruptcy means test?

The bankruptcy means test helps determine whether someone may qualify for Chapter 7 bankruptcy based on income and other financial factors.

Even if you think your income is too high, don't assume you aren't eligible.

Every financial situation is unique, and there may be options available. A bankruptcy lawyer in St. Cloud, MN here at Kain + Henehan can review your circumstances and explain the next steps. Call 612-438-8006 today or visit https://kainhenehan.com/twin-cities/chapter-7/ to learn more.

You don't have to decide whether bankruptcy is right for you on your own. A free consultation with one of our St. Cloud,...
10/05/2026

You don't have to decide whether bankruptcy is right for you on your own.

A free consultation with one of our St. Cloud, MN bankruptcy attorneys gives you the opportunity to discuss your financial challenges, ask questions, and learn more about all your options.

The goal is to help you fully understand your situation before making an important decision. Call our office today at 612-438-8006 today or visit https://kainhenehan.com/ for a free consultation.

Credit card balances can grow quickly when interest and late fees continue to add up. If minimum payments are no longer ...
10/01/2026

Credit card balances can grow quickly when interest and late fees continue to add up. If minimum payments are no longer making a difference, it may be time to explore your legal options.

Personal bankruptcy can help eligible individuals address overwhelming unsecured debt and work toward a financial reset. Speak with our Twin Cities bankruptcy attorneys to learn what solutions may be available. Call 612-438-8006 or visit https://kainhenehan.com/twin-cities/debt-relief/credit-card-debt/ now to learn more.

Many people assume they earn too much to qualify for Chapter 7 bankruptcy. However, eligibility depends on several facto...
09/27/2026

Many people assume they earn too much to qualify for Chapter 7 bankruptcy. However, eligibility depends on several factors, including household size, income, and allowable expenses under the federal means test.

Even if you don't qualify for Chapter 7, Chapter 13 may still provide meaningful debt relief and protection from creditors. Our Twin Cities Minnesota bankruptcy attorneys share more about Chapter 7 and 13 bankruptcies at https://kainhenehan.com/different-types-of-bankruptcies-chapter-7-and-chapter-13/

And call 612-438-8006 today to schedule a free consultation to discuss your specific situation.

If you've fallen behind on rent, don't ignore notices from your landlord. Acting early may provide more options and help...
09/23/2026

If you've fallen behind on rent, don't ignore notices from your landlord. Acting early may provide more options and help you better understand your financial situation. Bankruptcy may not stop every eviction, but it can provide important protections depending on the circumstances and timing of your case.

Our St. Cloud, MN bankruptcy attorneys can review your situation and explain each of the available options. Visit https://kainhenehan.com/ or call our office today at 612-438-8006 for a free consultation.

Most people are surprised to learn that they may never appear before a judge during their bankruptcy case. Instead, you ...
09/19/2026

Most people are surprised to learn that they may never appear before a judge during their bankruptcy case.

Instead, you typically attend a brief 341 Meeting of Creditors where basic questions about your finances are reviewed.

Learn more about the bankruptcy process in Minnesota, and how having experienced legal guidance can help ensure the process goes smoothly from start to finish at https://kainhenehan.com/step-by-step-process/

Ready to discuss your specific situation?
Call our bankruptcy lawyers in St. Cloud, MN for a free consultation at 612-438-8006.

Medical debt is one of the most common reasons people consider bankruptcy. Unexpected illnesses, surgeries, or emergency...
09/15/2026

Medical debt is one of the most common reasons people consider bankruptcy.

Unexpected illnesses, surgeries, or emergency care can create financial challenges even for families with insurance coverage. Chapter 7 bankruptcy may eliminate qualifying medical debt, while Chapter 13 can provide a structured repayment plan based on your income.

The Twin Cities bankruptcy attorneys here at Kain + Henehan can review your debts and help determine the best path forward. Find more information regarding medical debt and bankruptcy at https://kainhenehan.com/medical-debt-is-major-cause-for-bankruptcy/ And call 612-438-8006 to schedule your free consultation with us today.

After we assisted Vernae with her case, she shared the following about working with our St. Cloud, MN bankruptcy attorne...
09/13/2026

After we assisted Vernae with her case, she shared the following about working with our St. Cloud, MN bankruptcy attorneys:

"I’m incredibly grateful for everything Natalia did for me. She made one of the most difficult times in my life feel so much less overwhelming. She was kind, patient, and always took the time to answer my questions and make sure I understood the process. Her support and guidance gave me peace of mind from start to finish. I truly can’t thank her enough and would highly recommend her to anyone needing a compassionate and knowledgeable bankruptcy attorney."

Call our office today at 612-438-8006 and schedule a free 60 minute consultation.
https://kainhenehan.com/

Address

2299 Waters Drive
Mendota Heights, MN
55120

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16124388006

Website

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