Ralston Buchanan, PLLC

11/16/2022

We encourage you to come visit this Exhibit at the Central Library during December and January

10/20/2022

10/20/2022

10/19/2022

07/31/2022

The FTC’s Proposed Auto Dealer Rule (Part 1): Yo-Yo Financing

The FTC’s Proposed Auto Dealer Rule (Part 1): Yo-Yo Financing

By Christine Hines (NACA) and Erin Witte (Consumer Federation of America)

07/13/2022

Corinthian Colleges used forced arbitration to keep harmed students from getting their due for…

https://nacadvocate.medium.com/corinthian-colleges-used-forced-arbitration-to-keep-harmed-students-from-getting-their-due-for-b653420a0952

Earlier this month, the U.S. Department of Education announced it will forgive $5.8 billion of federal student loans for 560,000 students…

07/13/2022

Consumers and Advocates Can Now Weigh In on FTC’s Proposed Regulations for Auto Dealers

https://nacadvocate.medium.com/consumers-and-advocates-can-now-weigh-in-on-ftcs-proposed-regulations-for-auto-dealers-bc6d8a618d2d

In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act authorized the Federal Trade Commission (FTC) to write regulations…

04/12/2022

U.S. files suit against Memphis hospitals for unlawful kickbacks scheme involving local clinic

https://www.fox13memphis.com/news/local/us-files-suit-against-memphis-hospitals-unlawful-kickbacks-scheme-involving-local-clinic/27NHIS2KVJDMTKTKLFAUOS62RA/?utm_campaign=trueAnthem_manual&utm_medium=trueAnthem&utm_source=facebook

KICKBACKS SCHEME: The U.S. seeks to recover hundreds of millions of dollars from the alleged scheme involving several healthcare heavyweights in Memphis.

03/21/2022

WSJ News Exclusive | Most Medical Debts to Be Removed From Consumers’ Credit Reports

https://www.wsj.com/articles/most-medical-debts-to-be-removed-from-consumers-credit-reports-11647604803

Equifax, Experian and TransUnion are making sweeping changes to how they report medical debt in collections beginning this summer.

03/21/2022

WSJ News Exclusive | Most Medical Debts to Be Removed From Consumers’ Credit Reports

Good news from great work done at the CFPB:

https://www.wsj.com/articles/most-medical-debts-to-be-removed-from-consumers-credit-reports-11647604803

Equifax, Experian and TransUnion are making sweeping changes to how they report medical debt in collections beginning this summer.

11/22/2021

Many Americans Are Overpaying for Their Car Loans

https://www.consumerreports.org/car-financing/many-americans-overpay-for-car-loans-a8076436935/

Thousands of consumers with good credit are overpaying for their car loans because they've been put in subprime loans, Consumer Reports found. Many others may be at high risk of default.

11/17/2021

Ralston Buchanan Consumer Law Group is here to protect the rights of consumers in the Mid South! Contact us at 901-543-5045 or [email protected] or visit our website rbconsumerlaw.com for more information!

09/21/2021

Consumer Alert: Flooded Vehicles on the Used Car Market

https://www.tn.gov/attorneygeneral/news/2021/9/20/pr21-34.html

The Division of Consumer Affairs in the Tennessee Attorney General’s Office is warning consumers about flood damaged vehicles that may appear in used car markets following Hurricane Ida.

08/23/2021

Disney wants Scarlett Johansson case arbitrated; her team wants an open court

Arbitration is often used by corporations to hide their bad acts from the public eye.
https://www.latimes.com/entertainment-arts/business/story/2021-08-21/scarjo-disney-marvel-black-widow-lawsuit-arbitration

Disney has asked a judge to send the ScarJo lawsuit to binding arbitration. The legal battle reveals heightened tensions surrounding shifts in the Hollywood business model due to the rise in streaming.

08/02/2021

Ralston Buchanan Consumer Law Group is proud to sponsor this month's MBA Virtual Legal Clinic focusing on debt relief and bankruptcy from 1-3CST this Friday August 6th! If you or someone you know has questions about consumer issues they can sign up here: 901legalconnect.org

07/30/2021

Unemployed Tennesseans sue Gov. Bill Lee in hopes of reinstating federal support funds

https://www.tennessean.com/story/news/politics/2021/07/29/unemployed-tennesseans-sue-gov-bill-lee-federal-support-funds-withdrawal/5390747001/

Out-of-work Tennesseans are suing Gov. Bill Lee over his decision to pull out of federal unemployment benefits programs earlier this year.

07/19/2021

Bill Would Remove Unjust Double Taxation on Consumers

https://nacadvocate.medium.com/bill-would-remove-unjust-double-taxation-on-consumers-92ed245d5f95

On Friday, Rep. Steven Horsford (D-Nev.) introduced the End Double Taxation of Successful Consumer Claims Act, H.R. 4457, which would amend…

07/15/2021

gs4.shelbycountytn.gov

Shelby County General Sessions to resume open court at full capacity in August. See the press release for more information here:

https://gs4.shelbycountytn.gov/DocumentCenter/View/760/07142021-Press-Announcement

06/04/2021

We don’t do personal injury cases, but we do love a good puppy meme...

05/11/2021

Ralston Buchanan jingle

Written and preformed by our own Chelsea Orland Cheshire!

https://youtu.be/F_S-hkgxwAo

A jingle for Ralston Buchanan Consumer Law Group

04/25/2021

This Memphis defense lawyer carries on her family’s civil rights legacy - MLK50: Justice Through Journalism

This Memphis defense lawyer carries on her family’s civil rights legacy - MLK50: Justice Through Journalism

The word “freedom” rolls off Kamilah Turner’s tongue like a sacred mantra. The 43-year-old Memphis attorney will tell anyone that she is an ardent defender of freedom — always keeping in mind those who tread the paths before her.

03/08/2021

COVID-19 Resources | Welcome Home Memphis

Shelby County's Eviction Settlement Program has re-launched! If you need assistance with rent and/or utilities please go here to apply to the program: home901.org/covid-resources or by texting home901 to 21000 (casa901 to 21000 for Spanish).

COVID-19 has put many Memphis families in a hard financial spot. We want to help you keep a roof over your head by sharing reliable information with you about how to get help if you need it.

02/16/2021

During these pandemic times our team at Ralston Buchanan Consumer Law Group reaffirms our commitment to assisting those in our community most in need, through our continued pro bono work. As usual, leading the pack is our co-founder and senior partner Bruce Ralston, who is being recognized yet again for his stellar work with the Tennessee Alliance for Legal Services and the ABA Free Legal Answers online legal clinic. Congratulations on this well deserved accolade Bruce Ralston

Reed more here: https://www.tals.org/node/1088/tennessee-attorneys-honored-providing-exceptional-pro-bono-service-online

01/12/2021

Treasury and IRS begin delivering second round of Economic Impact Payments to millions of Americans | Internal Revenue Service

Are your finances stretched too thin and you find yourself waiting on the second stimulus to pay bills or avoid repo or foreclosure? Contact our office for a free consultation an attorney today!

https://www.irs.gov/newsroom/treasury-and-irs-begin-delivering-second-round-of-economic-impact-payments-to-millions-of-americans?eType=EmailBlastContent&eId=578ac860-749e-44d1-824f-3a4c729c9a36

"For those who don’t receive a direct deposit by early January, they should watch their mail for either a paper check or a debit card. To speed delivery of the payments to reach as many people as soon as possible, the Bureau of the Fiscal Service, part of the Treasury Department, will be sending a limited number of payments out by debit card. Please note that the form of payment for the second mailed EIP may be different than for the first mailed EIP. Some people who received a paper check last time might receive a debit card this time, and some people who received a debit card last time may receive a paper check."

IR-2020-280, December 29, 2020 — Today, the Internal Revenue Service and the Treasury Department will begin delivering a second round of Economic Impact Payments as part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 to millions of Americans who received the first r...

12/09/2020

Don’t Fall for COVID-19 Student Loan Relief Scams - NerdWallet

If you are concerned about your student loan debt, beware of debt relief scams and turn instead to professionals who understand the ins and outs of student loan debt. Visit our website at rbconsumerlaw.com for more information!
https://www.nerdwallet.com/article/loans/student-loans/covid-student-loan-scam

During the COVID-19 pandemic, scammers are counting on desperate student loan borrowers looking for help with their debt. Here's how to spot those scams.

12/07/2020

Secretary DeVos Extends Student Loan Forbearance Period Through January 31, 2021, in Response to COVID-19 National Emergency | U.S. Department of Education

Secretary DeVos Extends Student Loan Forbearance Period Through January 31, 2021. Use this additional time to make a plan to deal with your debt, set up an appointment with Ralston Buchanan by email at [email protected]
https://www.ed.gov/news/press-releases/secretary-devos-extends-student-loan-forbearance-period-through-january-31-2021-response-covid-19-national-emergency

WASHINGTON – U.S. Secretary of Education Betsy DeVos announced today the extension of the federal student loan administrative forbearance period, the pause in interest accrual, and the suspension of collections activity through January 31, 2021. Federal student loan borrowers will not be expected ...

12/03/2020

Law Talk with Vince Perryman - Student Loan Modifications

Here is a video of our senior partner, Bruce Ralston, speaking about student loans, the history, the types of loans, and more. If you are looking for help with student loans, he is the expert for West Tennessee!

Join host Vince Perryman, a local attorney in the Memphis, TN area as he discusses different legal topics. This month's topic focuses on student loans. Joini...

12/02/2020

‘I know it’s coming, I’m going to have to pay’ — Borrowers brace for the return of student loan payments

If Congress or the President don’t take action, student loan payment and collections will resume on Jan. 1, 2021 after a nearly nine-month pause. Call Ralston Buchanan at 901-543-5045 to set up a student loan consultation before payments resume.

Borrowers whose financial situations have changed should take action now.

11/30/2020

Here come the COVID-19 car repos - Poynter

Auto repossessions may surge in the coming months as financial hardship programs begin to peter out. If you are worried about your car being repoed or are facing other auto troubles, contact Ralston Buchanan at [email protected] ! https://www.poynter.org/reporting-editing/2020/here-come-the-covid-19-car-repos/

Plus, surgical glove supplies are tight, an outbreak on a Navy destroyer, the CDC says 'stay home' for Thanksgiving, and more.

11/23/2020

Online appointment scheduling

Our attorneys attended the 2020 over the past two weeks to help West TN consumers with the most up-to-date information available on student loans, auto fraud, mortgage servicing, the CARES Act, and so much more. Set up an appointment with us:
https://go.oncehub.com/RalstonBuchananPLLC

Pick a date and time that works for you - it's fast and easy.

11/20/2020

Ralston Buchanan, PLLC updated their website address.

Ralston Buchanan, PLLC updated their website address.

11/20/2020

Calls for Biden to cancel student debt grow, alongside tensions surrounding the policy

Calls for Biden to cancel student debt grow, alongside tensions surrounding the policy. If you have student loan debt, don't wait for politicians to change your circumstances. Contact Ralston Buchanan Law at 901-543-5045 or [email protected].

More than 200 consumer groups are urging president-elect Biden to use executive authority to cancel federal student loans on his first day in office, but the policy proposal is facing stiff opposition from some economists and policy analysts who call it regressive.

11/18/2020

If You Need Mortgage Relief, Time May Be Running Out

**If you need help with your mortgage because of COVID-19, contact your mortgage servicer right away!
Dec. 31 may be the last opportunity to postpone monthly payments for federally-backed mortgages under the CARES Act. **

If you need assistance with your mortgage, Ralston Buchanan can help communicate with your servicer and find the right solution. Set up an appointment at https://go.oncehub.com/RalstonBuchananPLLC

Consumer Reports says the mortgage relief deadline is approaching for homeowners struggling to paying mortgage during the coronavirus pandemic.