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Team Ironsides at MidSouth Residential

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Team Ironsides at MidSouth Residential

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We are a Husband and Wife Real Estate team representing MidSouth Residential in West Tennessee. MidSouth Residential
Atoka TN

11/01/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

10/31/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

10/28/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

10/25/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

10/24/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

Your house isn't selling as quickly as you hoped. So, should you just rent it out instead? It's a question more homeowners are asking. And the numbers show just how common this backup plan is becoming.

According to Parcl, about 9% of homes currently listed for rent were originally listed for sale.

That's a lot of homeowners becoming landlords when selling didn't go according to plan.

But before you trade your "For Sale" sign for a "For Rent" sign, there's something worth considering.

Being a landlord isn't always the easy passive income opportunity it sounds like.
Landlord insurance typically costs about 25% more than regular homeowners insurance. Property management can eat up around 10% of your rental income.

And that's before unexpected repairs, vacancies, or late-night maintenance calls.
Suddenly, renting might not look quite as simple.

Now, that doesn't mean renting is a bad idea. For some homeowners, it's absolutely the right move.

But if selling is what you really want, don't give up on that plan just yet.
Sometimes, the difference between a house that sits and one that sells comes down to the changing the strategy.

Thinking about renting your house because selling feels harder than expected? Send a message. Let's compare the numbers and figure out which option actually makes the most sense for you.

10/23/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

What if you could save $150–$300 a month on your mortgage payment just by choosing a different type of loan?

For some homebuyers, that could be a game changer. And it's one reason adjustable-rate mortgages (ARMs) are getting more attention.

According to Bankrate, ARM rates recently came in more than a full percentage point lower than traditional fixed-rate mortgages. That's potentially hundreds of dollars in monthly savings on a median-priced home.

And buyers are taking notice. About 1 in 10 mortgage applicants are now choosing an ARM, according to the Mortgage Bankers Association.

So, what's the catch?

Unlike a fixed-rate mortgage, an ARM gives you a lower introductory rate for a set number of years. After that, your rate can adjust up or down based on market conditions.

That means you could save money upfront, but you'd also need to be comfortable with the possibility of higher payments later.

And here's something worth knowing: Today's ARMs have more borrower protections than the risky loans that made headlines during the 2008 housing crisis.

The bigger takeaway? A traditional 30-year fixed mortgage isn't your only option.
If today's rates are making your homebuying budget feel tight, there may be financing options you haven't explored yet.

Curious whether an ARM could help make your next home more affordable? Connect with a trusted lender who can run the numbers.

10/21/2026

Give Team IRONSIDES a call for all your Real Estate needs.

Jerry 901-430-4031
Michelle 901-679-5842
Office 901-507-4680

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

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Memphis, TN

Telephone

+19014304031

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