Day 6: Credit Score Basics 📈
Knowing the basics of a credit score is key to accessing the benefits of a high score.
✅ Payment History 35%: how have you paid your bills
✅ Credit Utilization30%: how much of your available credit are you using
✅ Credit History 15%: how long have you had credit
✅ Credit Mix 10%: what type of credit do you have
✅ New Inquiries 10%: how often are you applying for credit
Now that you know what makes up your score, take some time to answer the questions. Next, we will discuss how to improve your score.
#FinancialPlanningMonth #FinanciallyLit #MoneyMatters #BestLifeYet #AbundantLife #Finances #Money #Credit #CreditScore #SpendingPlan #Planning #Budget #Homeownership #Investments #Investing #RealEstate #SAIJRealEstateCo
Day 5: SMART Money Goals 🧐
Success with money is not an accident. It requires strategy and wisdom. SMART goals can help you get there faster.
Here’s the formula:
✨Specific: define a clear, concrete goal
✨Measurable: track progress regularly
✨Attainable: set realistic goals based on your current finances
✨Relevant: make sure the goal is important to you
✨Time bound: set a deadline to create urgency & accountability
Example: Save $1000 for an emergency in 4 months.
Apply the SMART principles to your money goals so you can see success in 2025 and beyond!
#FinancialPlanningMonth #FinanciallyLit #MoneyMatters #BestLifeYet #AbundantLife #Finances #Money #SMARTGoals #SpendingPlan #Planning #Budget #Homeownership #Investments #Investing #RealEstate #SAIJRealEstateCo
Day 4: Pay Yourself First 💵
Day 4: Pay Yourself First 💵
If we don't make ourselves a priority, no one else is obligated to do so.
This is especially true when it comes to saving. Try to save AFTER you pay your bills and you'll never have enough.
When creating your budget/spending plan, make the first line item YOU. Decide how much you want to give to your future self every month. Then pay it just as you would any other bill. Soon, you'll have savings to cover you when an emergency or unexpected situation occurs.
#FinancialPlanningMonth #FinanciallyLit #MoneyMatters #BestLifeYet #AbundantLife #Finances #Money #SpendingPlan #Planning #Budget #Homeownership #Investments #Investing #RealEstate #SAIJRealEstateCo
Day 3: Emergency Fund 🚨💸
It’s not a matter of IF you’ll have an unexpected expense but WHEN. The question is, are you financially prepared for it? 😱
Having an emergency fund shifts you from being stressed by life life-ing to being inconvenienced by life circumstances.
Simply start by putting money into a savings account every time money comes into your hands. Soon, you’ll have that cushion you need to move forward without the added stress of an unexpected expense.
#FinancialPlanningMonth #FinanciallyLit #MoneyMatters #BestLifeYet #AbundantLife #Finances #Money #EmergencyFund #SpendingPlan #Planning #Budget #Homeownership #Investments #Investing #RealEstate #SAIJRealEstateCo
When we focus on increasing in knowledge, wisdom, and understanding of God’s principles, everything we need is provided for us.
It’s not magic. It’s law.
#SeekHim #GodsPrinciples #SpiritualLaws #Kingdom
#FinancialWellnessMonth Day 10- Mortgages
#MoneyMatters #WealthBuilding #FinancialFreedom #CreditCoaching #HomeOwnershipJourney #InvestInYourFuture
#RealEstateGoals #PropertyInvestment #BudgetingBasics
#SavingStrategies #DebtFreeLiving #FinancialLiteracy
#EconomicEmpowerment #RealEstateEducation
#FirstTimeHomeBuyer #VeteranSupport
#CommunityDevelopment #HousingCounseling
#MemphisRealEstate #Retirement #LifeInsurance #CarInsurance #HomeInsurance #Loans #Mortgages #FHALoan #VALoan #USDALoan
Financial Wellness Month Day 9 - Insurance
#FinancialWellnessMonth Day 9 - Insurance
#MoneyMatters #WealthBuilding #FinancialFreedom #CreditCoaching #HomeOwnershipJourney #InvestInYourFuture
#RealEstateGoals #PropertyInvestment #BudgetingBasics
#SavingStrategies #DebtFreeLiving #FinancialLiteracy
#EconomicEmpowerment #RealEstateEducation
#FirstTimeHomeBuyer #VeteranSupport
#CommunityDevelopment #HousingCounseling
#MemphisRealEstate #Retirement #LifeInsurance #CarInsurance #HomeInsurance
Financial Wellness Month Day 7 - Investing 101
#FinancialWellnessMonth Day 7 - Investing 101
#MoneyMatters #WealthBuilding #FinancialFreedom #CreditCoaching #HomeOwnershipJourney #InvestInYourFuture
#RealEstateGoals #PropertyInvestment #BudgetingBasics
#SavingStrategies #DebtFreeLiving #FinancialLiteracy
#EconomicEmpowerment #RealEstateEducation
#FirstTimeHomeBuyer #VeteranSupport
#CommunityDevelopment #HousingCounseling
#MemphisRealEstate
Automate saving to help you each your #SavingGoal #FinancialWellnessMonth
#FinancialWellnessMonth Day 6 - Saving
#MoneyMatters #WealthBuilding #FinancialFreedom #CreditCoaching #HomeOwnershipJourney #InvestInYourFuture
#RealEstateGoals #PropertyInvestment #BudgetingBasics
#SavingStrategies #DebtFreeLiving #FinancialLiteracy
#EconomicEmpowerment #RealEstateEducation
#FirstTimeHomeBuyer #VeteranSupport
#CommunityDevelopment #HousingCounseling
#MemphisRealEstate
#FinancialWellnessMonth Day 5 - Credit Scores
#MoneyMatters #WealthBuilding #FinancialFreedom #CreditCoaching #HomeOwnershipJourney #InvestInYourFuture
#RealEstateGoals #PropertyInvestment #BudgetingBasics
#SavingStrategies #DebtFreeLiving #FinancialLiteracy
#EconomicEmpowerment #RealEstateEducation
#FirstTimeHomeBuyer #VeteranSupport
#CommunityDevelopment #HousingCounseling
#MemphisRealEstate
#FinancialWellnessMonth Day 4 - Debt Management
#MoneyMatters #WealthBuilding #FinancialFreedom #CreditCoaching #HomeOwnershipJourney #InvestInYourFuture
#RealEstateGoals #PropertyInvestment #BudgetingBasics
#SavingStrategies #DebtFreeLiving #FinancialLiteracy
#EconomicEmpowerment #RealEstateEducation
#FirstTimeHomeBuyer #VeteranSupport
#CommunityDevelopment #HousingCounseling
#MemphisRealEstate
