Tayne Law Group, P.C.

Tayne Law Group, P.C. Tayne Law Group, P.C. is an award winning, New York based law firm. Prior results do not guarantee a similar outcome*

Our mission is to help individuals, families and business people find realistic solutions that reduce the impact of debt in their lives and businesses. We are able to settle debts for less than what is owed, and can handle any amount of debt over $5,000. Our open-door policy also keeps the process stress-free; unlike most law firms, we encourage clients to stay in contact without being charged extra.

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09/02/2026

Has a debt collector ever threatened you with arrest over unpaid credit card debt? That's illegal β€” collectors cannot legally make that threat for consumer debt like this.
Before you panic and make a decision out of fear, know your actual rights. We offer a free phone consultation to walk you through your real options.
πŸ“ž Give us a call β€” link in comments.
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08/26/2026

Part 2: Continuing our look at how a Merchant Cash Advance can trap business owners. Once the initial pressure sets in, things can escalate quickly without the right information. Here's what happens next. Follow us for more on this topic.
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08/20/2026

Part 1: How does a Merchant Cash Advance actually trap business owners? It can look like fast, simple funding at first, but the structure often creates pressure that builds over time. Here's where it starts. Follow us for more on this topic.
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08/19/2026

Some Merchant Cash Advance contracts include a reconciliation clause β€” a provision that may let you request a payment adjustment if your business revenue drops. If you're not sure whether your agreement includes one, it's worth checking closely. Follow us for more tips like this.
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08/13/2026

Merchant cash advances are often pitched as fast, flexible funding for small businesses β€” but the structure carries real risk. Daily or weekly withdrawals can strain cash flow, factor rates function like extremely high interest, and many agreements include personal guarantees or confessions of judgment that expose owners beyond the business itself. Understanding these terms before signing is critical.

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08/12/2026

Does business debt affect your personal credit? For many small business owners, the line between business and personal finances isn't as clear as they think β€” especially if a personal guarantee was signed. Watch to learn what actually puts your personal credit at risk.
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08/06/2026

The math on your statement and the real cost of your debt over time can look very different. Before you decide how to tackle it, here's what the real numbers actually show.
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08/05/2026

If you've received a UCC lien notice and aren't sure what it means, you're not alone. A UCC lien gives a lender the legal right to claim specific business assets if you default on an agreement β€” and many MCA companies file these automatically as part of the contract, sometimes without borrowers fully realizing it. Getting one doesn't necessarily mean immediate action is being taken against you, but it's important to know exactly what's covered and what your options are.

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07/30/2026

Quick money-saving tip: run a subscription audit. Go through your bank and card statements and cancel anything you're not using β€” those small recurring charges add up fast and can quietly strain your cash flow. A few minutes now can save you real money over time.

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07/29/2026

If a funding offer promises "easy approval," read the fine print before you sign anything. Merchant cash advances are often marketed as fast, no-hassle funding β€” but easy approval can come with daily withdrawals that quietly drain your business's cash flow. If you're already in an MCA and the terms feel unsustainable, you have more options than you might think.

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Address

135 Pinelawn Road #250N
Melville, NY
11747

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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