Ceruolo Law

10/16/2026

MEDICAID/MASSHEALTH: Are you concerned about what will happen to your estate if you or your spouse (who is over age 65) enters a nursing home? You should know that there is a 5 year look back period when applying for Medicaid (MassHealth) benefits. While you should try to plan 5 years in advance, spouses are able to transfer jointly held real estate without causing a problem with MassHealth. There are also exceptions to the MassHealth transfer rules which will allow you and your family to save your estate, otherwise you may need to spend-down the assets which you have worked your whole life to save. Ceruolo Law.

10/15/2026

https://youtu.be/CclnBLPqpLg

Attorney David Ceruolo discusses issues like: Can Nursing Home take...

10/09/2026

MASSHEALTH/ASSETS: I was recently asked a question with respect to a scenario involving a married couple over age 62, in which one spouse requires nursing home care and the other spouse is healthy. The question was, can the ill spouse transfer assets – held in the name of the ill spouse alone – to the healthy spouse with no MassHealth disqualification? The short answer is YES, this is possible. In general, “Interspousal” transfers are not penalized because shifting assets between spouses does not speed-up MassHealth eligibility. However, like all other MassHealth rules, there are requirements which must be strictly followed prior to the transfer of any asset to anyone. Ceruolo Law.

10/02/2026

ELDER LAW: Elder Law encompasses many different fields of law. An Elder Law attorney specializes in how to best use his/her knowledge to best fit the needs of elderly clients. Some of these fields include: (i) Medicaid planning – including the preservation and transfer of assets in preparation for dealing with the (Medicaid) five year look-back period; (ii)preparing and filing a Medicaid (Long Term Care) application on behalf of an elderly client in need of care in a nursing home setting; (iii) Estate planning - including the drafting of durable powers of attorney, health care proxies and living trusts; (iv) drafting of Advance Directives - like a Living Will refusing future life support measures; (v) Probate actions – like filing guardianships and conservatorships; and (v) management of all the above areas. An Elder Law attorney may not specialize in all of the above areas, so it may be a good idea to inquire with him/her prior to engaging legal services for a particular task. Ceruolo Law.

09/25/2026

PROBATE LAW: What is the difference between a Guardianship and a Conservatorship? A Guardianship is utilized when a person can no longer make or communicate safe or sound decisions about his/her person. If that person has not signed a Health Care Proxy, family or friends may file a petition in the county probate court to care for the person’s physical care. If a person is unable to manage his or her money, property, or business affairs due to a disability, and the person has not previously signed a Power of Attorney, family or friends may file a Petition for Conservatorship with the county probate court to care for the person’s estate – money, assets, investments and real estate. Ceruolo Law.

09/25/2026

https://youtu.be/rSeZZxpt5A8

Attorney David Ceruolo discusses: File a Will...Do you need to file...

09/18/2026

PROBATE/ESTATE PLANNING: Why does is make sense for everyone to have a Will? First, a Will is a written instrument controlling the division of a person's property at death. If you pass away without a Will, there are laws which dictate the way your estate will be divided amongst your heirs. These laws are called the laws of intestacy. These laws entitle certain members of your blood-line to receive assets from your estate - and you may not want these family members involved in your estate. A properly drafted and executed Will prevents unwanted family members from taking your assets when you pass away. Ceruolo Law.

09/17/2026

https://youtu.be/wCAZaWbNocI

Attorney David Ceruolo discusses topics like: What if I die withou...

09/11/2026

PROBATE/ESTATE PLANNING: Why does is make sense for everyone to have a Will? If you pass away without a Will, there are laws which dictate the way your estate will be divided amongst your heirs. These laws are called the Laws of Intestacy. These laws entitle certain members of your blood-line to receive assets from your estate - and you may not want these family members involved in your estate. A properly drafted and executed Will prevents unwanted family members from taking your assets when you pass away. Ceruolo Law.

09/11/2026

https://youtu.be/wLwhGbwJipE

Attorney David Ceruolo discusses: How to file an Estate...or...How ...