What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Daley Law

Daley Law helps clients with legal needs in the areas of Personal Bankruptcy and Business Bankruptcy. KNOW YOUR OPTIONS. KNOW THE LAW. EXPLORE YOUR OPTIONS.

We do mortgage loan modification and mediation to avoid foreclosure. Florida Personal and Business Bankruptcy Law

Daley Law is a Brevard County firm dedicated to helping people with legal issues understand their options. We help our clients deal with debt and protect their families, businesses and assets. We assist with small claims, bankruptcy filings and other legal services, as needed. With in

-the-trenches experience, we help our clients understand, navigate and more comfortably manage the process of Chapter 7 and Chapter 13 bankruptcy filings. Experienced in bankruptcy, we provide varied legal services as needed:
•Bankruptcy Filing
•Chapter 7
•Chapter 13
•Loan Modifications
•Mortgage Mediation

When needed, we help clients fight garnishments and repossessions resulting from failure to pay loans on time, excessive debt from credit cards, civil case judgments and/or deficiency judgments. Avoid listening to rumors about the legal system. Before deciding your financial or family's future, take advantage of our free 30-minute consultation. We can arrange evening and weekend appointments if needed. DEDICATED TO PERSONAL SERVICE

Mr. Daley, a Florida personal bankruptcy attorney focused on Chapter 7 and Chapter 13 proceedings in Brevard County, takes the time to understand each client’s particular needs and develop a plan to resolve issues in ways that achieve our clients’ goals. Also dedicated to stellar service, In addition, our legal assistants and staff are ready to help. CALL TODAY TO SCHEDULE YOUR FREE 30-MINUTE CONSULTATION. Debt Management: If you have recently lost a job or suffered a major life event, consider contacting our office for a free debt-management consultation. Before you use retirement funds to pay off loans, credit cards or other debts, please fill out the form below or call Mr. Daley to set up a free consultation and learn more about your options. Hounded by Debt Collectors? If you are harassed by debt collectors, or facing foreclosure or garnishment, please call our office right away at 321.504-9935, fill out the form below, or email us. We look forward to speaking with you.

12/15/2020

Text or email to verify information for package delivery.

What happens next is an attempt to solicit your credit card information or other personal data to “verify” your identity, supposedly to confirm that you’re the intended recipient of the (non-existent) package and expedite delivery.

The package delivery text or email ruse is basically a new twist on one of many “phishing” scams. They all involve tricking people into giving their personal information by pretending to be from a legitimate business.

09/29/2020

Do not think you need to carry a balance to have a great credit score.
Many of my clients think you need to carry a balance. You do not, you need to use credit but paying it off each month after the statement closes is the best and cheapest way to establish credit history. You don’t even pay interest, if you have a grace period on the card you are using. Here is the best and cheapest way to use credit cards.

1. Put a small monthly bill on your card each month. Netflix, Hulu or something small and already in your budget.
2. Try to put nothing else on the card that you cannot pay off at the end of the month.
3. DO NOT let the balance go over 30% of your credit limit and if you can stay below 10% if you really want to increase your score.
4. Every month when the statement closes, and you get the bill, pay it in full and avoid paying any interest.

If you can stay with the plan you will have an excellent credit score over time, even after a bankruptcy.

06/10/2020

USE YOUR GIFT CARDS!!

Bankrupt retailers that are closing their stores are in line to pocket millions of dollars in prepaid gift cards that might never be redeemed, WSJ Pro Bankruptcy reported. The COVID-19 pandemic has triggered a spate of retail-sector bankruptcies in recent weeks, including those of department-store chain J.C. Penney Co., luxury retailer Neiman Marcus Group Inc. apparel seller J.Crew Group Inc. and discount home-goods retailer Tuesday Morning Corp. As other retailers, such as Pier 1 Imports Inc., permanently close their stores, shoppers need to use their gift cards as soon as possible, experts say. Otherwise, the cards might soon be worthless. “The time to act is usually fairly quickly,” said Clint Krislov of Krislov & Associates Ltd., a Chicago-based firm that has represented holders of gift cards in the bankruptcies of bookstore chain Borders and specialty retailer Sharper Image. “But some people instead let the gift cards sit in that back drawer somewhere and don’t do anything about it.” Retailers that filed for bankruptcy and are shutting down stores usually give gift-card owners about a month to use them. All retailers have to receive court approval if they want to continue accepting gift cards in bankruptcy. About $2 billion to $4 billion, or up to 4 percent, of gift cards typically go unused every year in the U.S., according to research and advisory services firm Mercator Advisory Group Inc.

05/21/2020

Millions of Americans Skip Credit-Card and Car Payments

Millions of people are behind on their credit-card and auto-loan payments, the latest sign of the coronavirus pandemic’s financial devastation, the Wall Street Journal reported. Lenders in April had nearly 15 million credit cards in “financial hardship” programs, such as deferral programs that let borrowers temporarily stop making payments, according to estimates by credit-reporting firm TransUnion. That accounts for about 3 percent of the credit-card accounts the company tracks, TransUnion said yesterday. Nearly three million auto loans were in these hardship programs, accounting for about 3.5 percent of those tracked. The numbers have surged from a year ago, when 0.03 percent of credit cards and about 0.5 percent of auto loans were in financial-hardship programs. The spike in unemployment caused by the coronavirus has strained people’s ability to make their monthly debt payments. To make matters worse, Americans were tapping credit cards and auto loans at record levels even before the pandemic to deal with rising costs and stagnant incomes.

Address

Melbourne, FL
32940

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.daleylaw.com/

Alerts

Be the first to know and let us send you an email when Daley Law posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Daley Law:

Shortcuts

Want your business to be the top-listed Law Practice in Melbourne?

Our Story

Florida Personal and Business Bankruptcy Law | Debt Resolution Daley Law is a Brevard County firm dedicated to helping people with legal issues understand their options. We help our clients deal with debt and protect their families, businesses and assets. We assist with small claims, bankruptcy filings and other legal services, as needed. With in-the-trenches experience, we help our clients understand, navigate and more comfortably manage the process of Chapter 7 and Chapter 13 bankruptcy filings. With attorneys experienced in bankruptcy and criminal law, we provide varied legal services as needed: •Bankruptcy Filing •Foreclosure Defense •Loan Modifications •Mortgage Mediation When needed, we help clients fight foreclosure, garnishments and repossessions resulting from failure to pay loans on time, excessive debt from credit cards, civil case judgments and/or deficiency judgments. KNOW YOUR OPTIONS. KNOW THE LAW. Avoid listening to rumors about the legal system. Before deciding your financial or family's future, take advantage of our free onsultation. We can arrange evening and weekend appointments if needed. DEDICATED TO PERSONAL SERVICE Mr. Daley, a Florida personal bankruptcy attorney focused on Chapter 7 and Chapter 13 proceedings, takes the time to understand each client’s particular needs and develop a plan to resolve issues in ways that achieve our clients’ goals. EXPLORE YOUR OPTIONS. CALL TODAY TO SCHEDULE YOUR FREE 30-MINUTE CONSULTATION. Debt Management: If you have recently lost a job or suffered a major life event, consider contacting our office for a free debt-management consultation. Before you use retirement funds to pay off loans, credit cards or other debts, please fill out the form below or call Mr. Daley to set up a free consultation and learn more about your options. Hounded by Debt Collectors? If you are harassed by debt collectors, or facing foreclosure or garnishment, please call our office right away at 321.504-9935, fill out the form on our website, or email us. We look forward to speaking with you.