Law Office of Arna D Cortazzo

Law Office of Arna D Cortazzo Practice areas: Personal injury and Wrongful Death,
Bankruptcy (Chapters 7 and 13), and Estate Planning. More than 33 years experience.

We offer Zoom and telephone conferences for your convenience. Your voice, Your advocate, Your attorney. Our areas of practice -Personal injury and Wrongful Death, Bankruptcy, Wills, Trusts, Estate Planning. Arna has practiced law for 33 years and opened her law firm in Brevard County, FL in 1995. Our firm gives a percentage of all fees to charitable causes.

05/09/2023

Discover the fascinating lives of beluga whales, from their incredible vocal abilities to their role in maintaining Arctic ecosystems.

04/14/2023

Yesterday, the Supreme Court gave a victory to 200,000 students in Sweet vs Cardona. The Court ruled that $6 billion in student-debt relief for 200,000 borrowers can move forward. This relief is part of a settlement from a lawsuit filed in 2019 by borrowers who said they were defrauded. Three schools named in the settlement had asked the Supreme Court to pause the relief. The Ninth Circuit Court of Appeals rejected the request, and now, the Supreme Court came to the same conclusion.
The settlement, approved by President Biden's Education Department last summer, may now move forward. reported by Business Insider.

04/14/2023

Hello everyone,
As we navigate the ongoing challenges of these unprecedented times in Florida, it's more important than ever to stay positive and focused. Although the world around us may seem uncertain, we can all play a role in creating a brighter future.
I am inspired by the resilience and adaptability of Floridians. I am proud to be a part of a profession that continues to innovate and overcome obstacles. We are facing challenges with each new day.
As we move forward, we all can concentrate on our strengths and advocate for change. Let's embrace the opportunities that arise, no matter how small, and support each other as we navigate this journey together.

Help for caregivers
02/02/2022

Help for caregivers

These resources connect family caregivers with a variety of information resources, including care guides, how-to videos, tip sheets and webinars.

Here are the 2022 IRS tax brackets.
11/21/2021

Here are the 2022 IRS tax brackets.

The Internal Revenue Service adjusted income tax brackets on 2021 earnings and raised standard deductions for single filers and couples filing jointly

An Article about student loans in Yahoo Finance.  Worth a read.  Here's the link:
08/12/2021

An Article about student loans in Yahoo Finance. Worth a read. Here's the link:

There's a bipartisan effort underway to overhaul the student loan system by making bankruptcy more accessible for student debtors.

07/23/2021

No matter what you think of Rep. Marjorie Taylor Greene, R-Ga., she made an incorrect statement this week about HIPAA. It's important to know what HIPAA is and what it protects. I find myself explaining what HIPAA a lot lately. Not only to clients, but to support staff at medical providers offices.
This story was reported by Jessica Levinson at MSNBC and it's worth a read:
Greene was on a 12 hour Twitter time out for posting misinformation about the COVID vaccine. Not one to shy away from media attention, during her 12-hour Twitter timeout, Greene decided to hold a press conference in her congressional office, during which she (either purposefully or ignorantly) misstated the law when a reporter asked her, Have you yourself gotten vaccinated?
Life is full of complicated questions. This is not one of them.
Greene responded to the reporter by stating: "Your first question is a violation of my HIPAA rights. You see with HIPAA rights, we don't have to reveal our medical records, and that also includes our vaccine records." It’s worth exploring why one of our elected lawmakers either doesn’t understand or makes a false statement about a federal law — especially one we are all going to be talking quite a bit about over the coming months as we navigate whether or not we will have to reveal our Covid-19 vaccination status.
Greene’s misstatement about what is covered under the Health Insurance Portability and Accountability Act, commonly known as HIPAA, lays bare some misconceptions about our privacy rights regarding vaccination status.
In her posts that got her kicked off Twitter, Greene claimed that Covid-19 is only a threat for older people and obese people. The tweets were very much keeping with Greene’s general approach to scientific information regarding the pandemic: She has been a vocal and leading opponent of things that actually keep us safe from Covid-19, like masks and vaccines.
It’s worth exploring why one of our elected lawmakers either doesn’t understand or blatantly lied about a federal law. While Greene may or may not have a legitimate misunderstanding about what type of information is covered under HIPAA, many others certainly do, which is why it’s important for us to break down the basics here.
HIPAA is a 1996 law designed, in part, to protect our privacy regarding some of our health-related information. HIPAA generally acts to prevent “health plans, health care clearinghouses” and other “health care providers” from revealing our medical information. If that sounds like a relatively narrow prohibition, that is because it is.
In terms of the problems with Greene’s response to a reporter, the reporter is not a health care provider or a member of any group covered by HIPAA. Journalists can ask about health-related information; if they were prohibited from asking such questions, it could be a violation of their First Amendment rights.
You know who else isn’t a health plan, health care clearinghouse or health care provider? Your employer. Employers get to ask their employees or prospective employees plenty of information about their health. That is why truck drivers’ employers can request information about their eyesight or require them to take a vision test, and that is why police departments can ask applicants to take physical fitness tests.
Employees can refuse to provide information, like whether or not they have received a Covid-19 vaccination, but their employers can then treat those employees differently, including, possibly, by firing them.
Outside of the employer-employee context, can your local restaurant ask for your vaccination status? The owner of the bookstore down the street? Yes and yes (subject to applicable state laws).
HIPAA doesn’t prevent you from sharing any information regarding your own health. If you want to go on television and discuss the most intimate details of your medical history, find a camera and be my guest.
If we haven’t already, many of us will be transitioning back to offices soon. One of the looming legal and political issues will be whether employers will mandate vaccines (subject to religious and medical exemptions) of their employees. These mandates would obviously require employees to provide employers with their vaccination status.
Importantly, this is not a HIPAA violation — just like it is not a HIPAA violation when a member of the press asks an elected federal representative if she received a vaccination.
Reported by Jessica Levinson at MSNBC

03/24/2021

The Senate has approved an expanded COVID-19 liability shield that protects businesses, schools, and religious institutions, as well as doctors, hospitals, nursing homes, and other medical providers. The Senate voted 24-15 on March 18 to approve SB 72 by Judiciary Chair Jeff Brandes, R-St. Petersbur...

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