Rose Knows Law

05/08/2026

I concluded another PI settlement this morning at the courthouse. It took a little while to get there, but we finally got Progressive insurance to pay for my clients injury sustained from a car wreck.  Good settlement, satisfied Client - great conclusion.

If you need help with a personal injury case or civil litigation, feel free to give me a call .



05/04/2026

Study: Insurers Are Overcharging

A new analysis from the Vanderbilt Policy Accelerator claims Americans are overpaying for insurance by about $150 billion a year and calls for federal oversight to lower costs. The report finds insurers are paying out a smaller share of premiums than in past decades. In 2024, companies returned about 62 cents in claims for every $1 collected, down from roughly 80 cents in the 1980s and 1990s—fueling concerns that premiums are too high. Industry representatives push back, arguing higher rates reflect rising repair costs, climate-related risks, and recent financial losses. The analysis includes proposed legislative language for the federal government to set a higher loss ratio for insurers. Currently, state governments primarily regulate insurance, but a federal mandate would be harder for companies to challenge. The analysis further argues that insurers are using the premiums “to pay for corporate perks, corporate jets, stock-buy backs, excessive executive compensation, excessive dividends, excessive advertising, and excessive agent commissions.”

I don't think it takes a Vanderbilt study for us to know this! We keep fighting with the insurance companies every day. Let me know if you need help.

04/16/2026

GRACO Car Seat recall:
Graco has issued a voluntary recall for its SnugRide Turn & Slide Infant Car Seat following the discovery of a structural defect during laboratory testing. The recall affects a specific range of products sold in the United States between January and March 2026 through major retailers, including Amazon, Target, Walmart, and Babylist. According to the company, the issue involves the seat base and not the stroller components of related travel systems. The company is advising consumers to immediately stop using the recalled seats and to register online for a free replacement. Graco emphasized that customers should not return the items to retail stores. Affected model numbers include the SnugRide Turn & Slide Rotating Infant Car Seat (2231806, 2231809, 2231881, 2231884, 2231885, 2231887), the standalone rotating base (2231810), and the seat base included with the Modes Nest Travel System (2243083).

03/09/2026

Parents of Children - HALO Dream Magic Sleepsuits:
HALO Dream Inc. is recalling approximately 45,000 HALO Magic Sleepsuits because the zipper head can detach, posing a choking hazard to infants. The New York-based company has received 15 reports of zipper heads detaching from the garments, though no injuries have been reported to date. The recalled sleepsuits were sold at major retailers including Amazon, Walmart, Target, and the company’s website from September 2025 through February 2026 for about $50. The recall specifically affects sleepsuits with batch codes PO30592, PO30641, and PO30685, which are printed on the internal sewn-in labels. Consumers are advised to stop using the sleepsuits immediately and visit the company’s website to register for a replacement or a $50 store credit. HALO Dream officials instructed customers not to discard the garment until they have received a coupon code through the official recall portal.

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01/22/2026

VERDICT - Not guilty:
A Texas jury acquitted former Uvalde school police officer Adrian Gonzales, clearing him of criminal charges tied to his claimed lack of action during the 2022 Robb Elementary School shooting that left 19 children and two teachers dead. After over seven hours of deliberation, jurors delivered their decision on Wednesday night to a quiet courtroom, finding Gonzales not guilty of all 29 counts of child abandonment and endangerment. Gonzales, who pleaded not guilty to all charges, faced up to 2 years in prison if convicted. “Thank you for the jury for considering all the evidence,” Gonzales said to reporters during a press conference that followed the verdict’s reading. Gonzales declined to address the families of the victims at this time. Those families inside and outside the courtroom voiced their frustration and disappointment with the verdict. The verdict comes after an emotional 11-day trial in a Corpus Christi courtroom. The trial was moved there at the request of Gonzales’ defense team, who expressed concerns that he would not receive a fair trial in Uvalde. Despite hundreds of local, state, and federal law enforcement officers responding to the scene, it took 77 minutes for officers to confront and stop the gunman.

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01/20/2026

A preventable tragedy by someone, if not this individual:

A Texas jury is being asked to decide whether a single police officer can be held criminally responsible for failing to stop the 2022 mass shooting at Uvalde’s Robb Elementary School. Former school-district officer Adrian Gonzales is on trial for child endangerment, accused of not acting quickly enough after arriving first at the school while a gunman was firing and entered the building. The shooter killed 19 fourth-grade students and two teachers as officers waited more than an hour to confront him. Gonzales’ case tests a rare and difficult legal question: whether law enforcement can be held criminally liable for failing to protect people while on duty, particularly when mass shootings often leave families with little legal recourse because the gunman is dead. The case draws comparisons to the 2018 Parkland school shooting, where a former Florida deputy was acquitted of similar charges. Legal experts say a conviction in Uvalde could set a significant precedent. The trial—the first criminal case tied to the shooting—also highlights the broader failures cited in a 2024 Justice Department report, which described “cascading failures” among the more than 370 officers from multiple agencies who responded but delayed action, despite repeated 911 calls from children inside. The gunman was ultimately killed by a Border Patrol tactical team.
Source: Wall Street Journal

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01/13/2026

ROLLING INTO 2026!

Thank you to all of our wonderful clients in 2025 that helped make it a great year for Roseknowslaw. We appreciate your trust in me and the firm, and we are grateful for your wonderful reviews for us about how well we did for you.

We are going strong into 2026 and are already working to get great returns for our clients. We would be glad to help you with your personal injury or civil matter. Give me a call!

07/13/2025

My firm is considered a smaller firm here in Texas, but we are still getting great results for our clients! Personalized service, attention to detail, and good communication. Congrats to my latest mid 6 figure settlement client - broken femur from a car wreck, but substantial recovery for him and hopefully the dollars can make a huge difference in his work life potential.

Let us know if we can help you. Dale

05/21/2025

I love helping good people who have been injured and need legal assistance. So far this year, I have resolved several cases that the insurance companies told my client were not worth their time. We took those cases and have settled several since January 1st for very good amounts.

My clients are satisfied - see my Google reviews - and I know that we worked hard to get them the results they deserved.

If you need help with any injury, or have a civil litigation issue, give me a call. I would be glad to discuss it with you and see if we can get you a great outcome too! Not case managers or office "staff" talking to you, but me and Scott, working with you.

Let me know if we can help.

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05/02/2025

"Ambulance Chasing on Steroids" - This is what articles here in Texas are calling the epidemic that harms you, the injured person. I have had several clients in the past 6 months tell me that they were "bombarded" with phone calls the next day after their wreck. Most were tricked into believing the callers were other than law firms trying to get their case., but in fact were either the law firms themselves or a company they hired to do it for them to avoid ethics complaints. Don't fall for it. Do you hire the roofing company that knocks on your door the day after the hailstorm? No, do your own research when hiring a lawyer.

According to the Dallas Morning News, at least one of the big firms in Dallas is violating the rules. Very likely many more. Use your brain when hiring a good personal injury lawyer.

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02/04/2025

Ge**er is recalling its Soothe n Chew Teething Sticks after a choking incident sent a child to the emergency room. The recall, announced on January 31, was issued by Ge**er’s parent company, Nestlé USA, and affects the teething sticks in two flavors: strawberry apple and banana. According to Ge**er, the recall was initiated after receiving consumer complaints about choking incidents, including one reported emergency room visit. The recalled products were distributed nationwide, across 45 states and Puerto Rico, but did not include Alaska, North Dakota, Wyoming, Louisiana, or Wyoming. Ge**er stressed that the recall is limited to the two specific flavors of the teething sticks. The company has advised parents who purchased the affected products to immediately stop using them and return the items to the retailer for a refund. Parents concerned about potential injuries or illnesses are urged to contact their healthcare provider. This recall marks a rare event for Ge**er, which has had past recalls due to safety concerns. In 2023, Ge**er recalled baby formula due to potential contamination with harmful bacteria, and in 2016, the company recalled several batches of baby food pouches due to spoilage risks during transport and handling.
Andrea Margolis, Fox 13 / Tampa Bay 2/2/2025 FULL ARTICLE

Please be careful if you are using this Ge**er product for your child.

Dale

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