LHR&G Private Lender Law

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LHR&G Private Lender Law Law Firm for the Private Lending Industry.

10/15/2026

Rushing to close a loan before it's ready can create serious risks for private lenders.

Pressure to fund quickly can lead lenders to waive requirements, overlook missing documentation, or accept critical deliverables after closing. While these decisions may seem necessary to keep a deal moving, they can create significant problems down the road.

At Private Lender Law, we emphasize the importance of maintaining underwriting standards, completing due diligence, and ensuring all closing requirements are satisfied before funding.

The takeaway for lenders: Don't let pressure dictate your closing decisions. Protect the transaction by following your requirements and never compromising on critical documentation.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

10/14/2026

As Non-QM lenders scale DSCR and business-purpose lending, loan file quality becomes critical.

These files get reviewed by buyers, aggregators, warehouse lenders, and securitization partners.

Gaps that don't show up at origination can become real problems during diligence, loan sale, or default.

Private Lender Law helps lenders address these issues on the front end, before capital markets partners discover them.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

10/12/2026

Wire fraud remains a serious risk in private lending, making verification one of the most critical steps before funding a loan.

Fraudsters can intercept communications, compromise email systems, and provide fraudulent wiring instructions that put transactions and funds at risk.

At Private Lender Law, we use a five-point verification system for every wire transfer we process, helping protect the more than 2,000 wires we send each month.

Verifying wiring instructions directly with the source is essential to protecting lenders and ensuring funds reach the intended recipient.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

10/08/2026

Every underwriting request, required delivery, and closing document plays a critical role in moving a loan forward.

Lenders need to ensure that each item is fully and accurately completed, with key information checked and verified through third-party sources.

A thorough review helps identify potential issues, strengthen the loan file, and ensure the transaction is ready to close.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

10/07/2026

As Non-QM lenders expand into DSCR, loan documents matter.

A DSCR loan package should not be treated as a recycled residential mortgage file.

DocLab helps lenders generate lender- and state-specific loan documents efficiently, while Private Lender Law provides the legal framework for the process.

For lenders scaling DSCR, a compliant document infrastructure is a risk-management strategy, not just an operational tool.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

10/05/2026

Business-purpose lending requires a different approach than traditional consumer lending. Regulations and documentation requirements can vary by state, making it critical for lenders to have the right documents and compliance guidance in place.

Private Lender Law helps business-purpose lenders navigate state-specific requirements and structure their loan documents to better protect their interests when lending nationwide.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

10/01/2026

Private lenders need to stay informed as state laws and regulations continue to evolve across the country.

Keeping up with these changes helps lenders protect the quality of their loan documents, remain compliant, and maintain the trust of investors and capital partners.

In private lending, reputation matters, and staying ahead of regulatory changes is an important part of protecting it.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

09/30/2026

DSCR and business-purpose loans often carry different pricing than traditional residential mortgages, including higher rates, higher points, default interest, and extension fees.

Usury laws vary significantly by state, and the analysis isn’t always limited to the stated rate. Private Lender Law helps lenders review pricing and fee structures before a loan is documented and funded, not after it becomes a problem.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

09/28/2026

Business-purpose lending has evolved into a growing asset class over the past decade, and the legal landscape continues to change with it.

With laws, compliance requirements, and state and federal court decisions constantly evolving, lenders need to stay informed about developments that could impact their business.
Private Lender Law helps business-purpose lenders stay ahead of regulatory and compliance changes as the industry continues to mature.

Contact Us:
πŸ“§ [email protected]
🌐 www.privatelenderlaw.com
πŸ“ NYC & NJ | Serving Lenders Nationwide

09/24/2026

After more than 10 years with Private Lender Law, Allison Glessner reflects on the growth, relationships, and experiences that have shaped her journey with the firm.

From working alongside Jon Hornik in the early days to seeing the growth of Private Lender Law, Private Lender Title, the NPLA Conference, and the NPLA Association, Allison shares what it has meant to be part of that evolution.

More than anything, it’s the relationships built with clients, colleagues, and the team that have made the past decade so meaningful.

Here’s to the next 10 years.

Address

475 County Road 500 Suite 200
Marlboro, NJ
07746

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