Terence O. McGinn, Attorney at Law LLC

Terence O. McGinn, Attorney at Law LLC lawga.com

Giving an 18-year-old full control of an inheritance may create unnecessary risk. A trust can delay distribution until t...
08/19/2026

Giving an 18-year-old full control of an inheritance may create unnecessary risk. A trust can delay distribution until the child reaches a more suitable age.

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Choosing a guardian and choosing a trustee are two different decisions. Terry McGinn explains how each person has a sepa...
08/18/2026

Choosing a guardian and choosing a trustee are two different decisions. Terry McGinn explains how each person has a separate role in protecting children and managing assets.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

08/17/2026

What Makes an Irrevocable Trust Different?

Not all trusts work the same way. Terry McGinn explains that an irrevocable living trust involves permanently transferring assets into the trust, which typically means giving up direct ownership and limiting future changes. In return, one of the key advantages is stronger protection from creditor claims, making it an option people often consider as part of long term asset planning.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

Young parents can use a testamentary trust to protect assets for minor children. Terry McGinn explains how the trust can...
08/16/2026

Young parents can use a testamentary trust to protect assets for minor children. Terry McGinn explains how the trust can begin after both parents have passed away.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

08/15/2026

The Tradeoff Behind an Irrevocable Trust

Asset protection often comes with an important tradeoff. Terry McGinn explains that an irrevocable trust can create separation between a person and their assets, which may offer stronger protection from creditor claims. At the same time, giving up direct control is a major decision, and while limited changes may sometimes be possible, they often require agreement from all parties or court involvement.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

08/13/2026

Does a Revocable Trust Protect Assets?

Many people assume putting property into a trust automatically shields it from claims, but that is not always the case. Terry McGinn explains an important distinction in estate planning by outlining that a revocable living trust is generally designed for control and transfer of assets rather than asset protection. The discussion also introduces how irrevocable living trusts differ and why understanding that difference matters when setting up a trust.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

An irrevocable trust is designed to be permanent, making later changes difficult. Families must understand the commitmen...
08/11/2026

An irrevocable trust is designed to be permanent, making later changes difficult. Families must understand the commitment before transferring valuable property into it.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

08/09/2026

What Is a Revocable Living Trust?

Estate planning often includes different types of trusts, and understanding how they work can make the process feel more manageable. Terry McGinn explains how a revocable living trust allows property to be transferred into the trust during a person’s lifetime while still allowing changes or dissolution later if circumstances change. The discussion also highlights the importance of legally transferring assets so the trust functions as intended.

Click the bio link to listen to the full episode.
https://bio.link/terencemcginn

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2985 Gordy Parkway, STE 496
Marietta, GA
30066

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