Nick Leason, RICP, CLTC, Financial Advisor at Leason Financial

12/09/2024

If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you is some budgeting advice to help you manage your finances more effectively. Read these tips and reach out if you need more help. You got this!

As a new parent, having a baby on a budget requires adjusting your finances. Use this financial advice from New York Life to help with your planning.

12/05/2024

Maximizing wealth transfers for the 99%
Learn how you can utilize the federal gift and estate tax exemption to maximize your wealth transfer strategies in this article from Winstead PC attorney Jeff Chadwick, who shares simple, effective methods to protect your assets and minimize taxes. Call me to discuss these flexible gifting approaches that can ensure your legacy is protected for generations to come.
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05/21/2024

Five economic indicators that show continued underlying strength in the US economy.

"The workhorse of the US economy remains the consumer, and there's really not much sign of a slowdown," Carson Group said.

05/21/2024

Believing this myth about credit cards could actually harm your credit score in the long run. Here's why people tend to fall for it anyway.

04/22/2024

If you were to get sick or injured, how long could you afford to live without a paycheck? While nobody expects a debilitating event to happen to them, the truth is, it could happen at any time. Click the link to learn how New York Life's customizable individual disability insurance can help protect your lifestyle and future, and reach out if you want to talk about your options.

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

04/10/2024

Employee life insurance can be a desirable benefit, but it also has its limits. For one, you can't take it with you when you leave your job. Learn how individually-owned life insurance from New York Life can give you more options—and more coverage—and reach out if you want to talk.

Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

04/08/2024

From diversifying your investments to knowing when to claim Social Security, retirement planning is no easy task. With some preparation and a little help, however, you can have peace of mind knowing you're on the right track. Reach out, and I'll help you every step of the way.

When financially preparing for retirement, remember to consider five things about income sources and preparation.

03/21/2024

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

03/21/2024

With a new child, your taxes will get more complicated. But you may qualify for some of the new tax credits and deductions. Here’s what you need to know for the 2024 tax season.

Had or adopted a child in 2023? What new parents need to know about tax credits and deductions. Importantly, the enhanced Child Tax Credit went away in 2022.

02/22/2024

Sabbaticals are gaining popularity, offering a chance for personal growth, mental rejuvenation, and career reassessment away from work.

02/21/2024

A common misconception is that a spouse’s income is enough to cover the bills in the event of a disability. But two-income households tend to have higher fixed expenses—like mortgage payments—than single-income families. Even if that’s not the case for your family, other discretionary expenses will likely suffer if one income is eliminated. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. ** The Two-Income Trap: Are Two-Earner Households More Financially Vulnerable?”, Center for Economic Studies, June 2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

02/20/2024

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.