H&S Group

H&S Group Haley and Stuart Ridgel are a brother and sister residential & commercial real estate team

The dynamic duo delivers quality support to families looking to buy a new home and those intending to sell. They also provide highly skilled marketing services specializing in the latest digital and technological trends. Focused on empowering families in the home buying and selling processes, Haley and Stuart believe in the power of positive and meaningful intent when working with clients in all f

orms of real estate transactions. The advantage of the H&S Group is getting two real estate agents for the price of one. Their personalities and abilities complement one another, allowing for a strong foundation in their business. The merging of their talents will enable clients to benefit from their individualized skill sets, delivering more than everything needed to make all operations successful.

Are you looking to borrow money for a new car or other expenses? Don't forget that your current debt can impact your loa...
03/16/2023

Are you looking to borrow money for a new car or other expenses? Don't forget that your current debt can impact your loanable amount. Financing a big-ticket item like a car right before you apply for a mortgage can reduce the amount you're eligible to borrow. It's important to plan ahead and manage your debt wisely to ensure you get the best possible loan terms.

If you're unsure how much you owe, take the time to review your credit report and create a plan to pay off any outstanding debts before you apply for a loan. At the end of the day, being financially responsible will help you achieve your goals and secure your financial future.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

www.therealhs.com
www.gsres.com


Neutral paint colors sell better and gets a positive return on investment. Try white, beiges, greys, or even off-white c...
02/13/2023

Neutral paint colors sell better and gets a positive return on investment. Try white, beiges, greys, or even off-white colors.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

www.therealhs.com
www.gsres.com

Check your water bill to track water consumptionFor many of us, it’s hard to detect a leak in our home until the telltal...
02/11/2023

Check your water bill to track water consumption

For many of us, it’s hard to detect a leak in our home until the telltale water stain appears on the ceiling. One of the simplest ways to watch for leaks and water consumption is keeping track of your bill. Take a look at your water bill monthly and compare month over month.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

www.therealhs.com
www.gsres.com

This is the investment a homeowner has in their home. To calculate equity, take the market value of the home and subtrac...
02/10/2023

This is the investment a homeowner has in their home. To calculate equity, take the market value of the home and subtract any mortgages or liens against the property. The amount left over is the amount of equity you have in the home.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

www.therealhs.com
www.gsres.com

Homes sell at a price a buyer is willing to pay, and a seller is willing to accept. If a home is priced too low—priced u...
02/08/2023

Homes sell at a price a buyer is willing to pay, and a seller is willing to accept. If a home is priced too low—priced under the competition—the seller should receive multiple offers to drive up the price to market value.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

therealhs.com
gsres.com

THIS OR THAT?A. Patio TimeB. Pool TimeHS GROUPPowered by Gulf States Real Estate ServicesSridgel@gsres.comHridgel@gsres....
02/07/2023

THIS OR THAT?
A. Patio Time
B. Pool Time

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

therealhs.com
gsres.com

Clear your drainsTackle any slow drains in your home before they become clogged. It’s better to snake the drain with a w...
02/06/2023

Clear your drains

Tackle any slow drains in your home before they become clogged. It’s better to snake the drain with a wire hanger, or clog remover tool, rather than use drain cleaner, which can be hard on your pipes.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

therealhs.com
gsres.com

If you are thinking of buying a home in the future... Start Saving Early! Mortgages require you to make a down payment o...
02/04/2023

If you are thinking of buying a home in the future... Start Saving Early!
Mortgages require you to make a down payment on your home. That’s typically from 3% of the purchase price to 10-20%, depending on the loan.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

www.therealhs.com
www.gsres.com

Getting pre-approved requires home buyers to fill out an application that allows a lender to determine their financial s...
02/03/2023

Getting pre-approved requires home buyers to fill out an application that allows a lender to determine their financial situation, including their debt-to-income ratio, ability to repay, and creditworthiness. Once this is in hand, the lender can give the buyer a letter stating the loan amount they have been pre-approved for and the total sales price they are approved for.

HS GROUP
Powered by Gulf States Real Estate Services

[email protected]
[email protected]

C: (985) 705-1727
O: (985) 792-4385

109 New Camellia Blvd
Covington LA 70433

therealhs.com
gsres.com

Address

109 New Camellia Boulevard, Suite 100
Madisonville, LA
70403

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19857051727

Website

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