09/03/2026
Beneficiary designations play a critical role in how assets are transferred, yet they are often overlooked.
Retirement accounts, life insurance policies, and payable-on-death accounts typically pass outside of a will. That means outdated designations can unintentionally override your estate plan.
Major life changes such as marriage, divorce, the birth of a child, or the loss of a loved one are all strong reasons to review these designations. Ensuring they align with your overall estate plan helps protect your intentions and your family.
Our team recommends reviewing your documents regularly, especially as we approach a new season. Now is a great time to take a closer look before fall.
If it has been a while since your last review, consider connecting with an estate planning professional to ensure everything is up to date.