Myra Alvarez

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Myra Alvarez Educating our clients is key, making sure they understand the home buying process from beginning to end.

Mortgage Loan Originator NMLS 241042/1850 Licensed in CA, Licensed by the Dept of Financial Protection and Innovation under the CRMLA

Plot twist: The scariest thing you see this October might not be a ghost. 👀It might be an email that looks almost legiti...
10/15/2026

Plot twist: The scariest thing you see this October might not be a ghost. 👀
It might be an email that looks almost legitimate.
Buying a home involves money movement, personal information, deadlines, and a lot of communication, which is exactly why knowing the red flags matters.
Get suspicious. Protect your path to homeownership. 🔐🏡
https://myoc.io/alvarezgarciagroup



NMLS #241042

10/14/2026

Dreaming of owning your first home but worried about the down payment? You may have more options than you think!

There are many programs available to help make homeownership more accessible, including community lending programs that offer up to 100% financing in select urban and rural areas.

Additionally, there are programs with down payment requirements as low as 3% to 3.5% that can be combined with down payment assistance, effectively creating a no-money-down scenario and making homeownership more accessible.
https://myoc.io/alvarezgarciagroup



NMLS #241042

10/13/2026

Most people think you have to find a house first and lock your rate second. Lock n' Shop lets you do it the other way around — lock your rate, then shop for your home for up to 90 days.
No pressure, no guessing. Let's look at your options together.
https://myoc.io/alvarezgarciagroup



NMLS #241042

Let joy paint the walls, laughter echo in every room, and endless possibilities flood through every window. Embrace the ...
10/12/2026

Let joy paint the walls, laughter echo in every room, and endless possibilities flood through every window. Embrace the beauty of life's journey with open hearts and boundless optimism.
https://myoc.io/alvarezgarciagroup



NMLS #241042

10/08/2026

The best part of homeownership isn’t the four walls.
It’s the Saturday mornings. The messy kitchens. The backyard adventures. The birthdays, holidays, and ordinary days that turn into your favorite memories.
Because you’re not just buying a home. You’re creating a place for life to happen. ❤️
Ready to find yours? Send me DM to connect.
https://myoc.io/alvarezgarciagroup



NMLS #241042

💰Reverse Mortgage = Equity on YOUR terms. Ask Granny. She knows. "Y'all out here talkin' 'bout downsizing — meanwhile, I...
10/07/2026

💰Reverse Mortgage = Equity on YOUR terms. Ask Granny. She knows.

"Y'all out here talkin' 'bout downsizing — meanwhile, I’m over here monetizin’! It's called a reverse mortgage, sweetheart. I stay in my home, turn that equity into cash, and still have money left over for bingo and bling."
https://myoc.io/alvarezgarciagroup



NMLS #241042

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiv...
10/05/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/alvarezgarciagroup



NMLS #241042

10/01/2026

Most people assume tapping into home equity means piles of paperwork and a long wait. That's not really the case anymore.

APM's HELOC is 100% online, so you can apply from your couch. It typically comes with a lower rate than a credit card, and since most of the process is digital, approval and funding move faster than people expect.

If you've got equity and want to see your options, let’s talk!
https://myoc.io/alvarezgarciagroup



NMLS #241042

09/30/2026

You’ve Got Our Back—We’ve Got Yours.
As a first responder, you give your all to keep our communities safe. Now, we want to help you find a place to call home.

With our STaR Loan Program, you can take advantage of lower down payments and flexible qualifying options—designed to make homeownership more possible and less stressful.

You take care of others every day. Let us help take care of you.
https://myoc.io/alvarezgarciagroup



NMLS #241042

09/29/2026

Before you fall in love with the house, it’s important to fall in love with the numbers. 👀🏡
Knowing your buying power before you start seriously scrolling can save you time, frustration, and a whole lot of “but look at that kitchen!” heartbreak. 😂
First stop: ME- Loan Advisor.
Then Zillow.
https://myoc.io/alvarezgarciagroup



NMLS #241042

Address

309 N I Street, Suite 101
Madera, CA
93637

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+15594746586

Website

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