10/16/2026
Stop letting the down payment hold you back from owning your home! 🏡✨
If you’ve been waiting on the sidelines because saving for cash to close feels impossible, Georgia Dream Down Payment Assistance is here to get you across the finish line with huge savings.
Check out this week’s GA Dream rates & assistance options (as of 10/15/2026):
💰 Down Payment Assistance (DPA) Options:
Standard DPA: 5% of purchase price (up to $10,000)
PEN Program (6% / up to $12,500): Dedicated assistance for our community heroes—Educators & school staff, Healthcare workers & nurses, Law Enforcement, Firefighters, and Military/Civil Service.
CHOICE Program (6% / up to $12,500): For individuals or households living with a disability.
📉 Current Program Rates:
Peach Select (Veterans): 5.625%
GA Dream Standard (FHA/VA/RD/Conv + DPA): 6.625%
Peach Plus (with or without DPA): 7.125%
(Rates subject to change based on market conditions)
📋 Basic Qualifications for Houston County:
Minimum credit score: 640
Household income limits: Up to $98,400 (1–2 person household) | Up to $113,160 (3+ person household)
Whether you’re a first-time homebuyer, a local hero, or currently renting and thinking you need 20% down—you have options to buy sooner than you think. Let’s get your roadmap started!
Ready to see what you qualify for? Reach out to us today:
Shannon Sandry | Qualifying Broker & Owner
House Hustlers
📞 478-972-4009
Driven by Passion. Defined by Hustle.
Mortgage information provided by:
Aaron Serrano | Mortgage Loan Originator
Planet Home Lending | NMLS #2061503
📱 Mobile: 954-789-0172 | Office: 478-354-7978