Brennan Coldiron, Homes and Loans

Brennan Coldiron, Homes and Loans Team Lead/Sr. I began my real estate career in December 2009 and quickly established myself as a top producer.

Loan Originator, NMLS 2134514
-Intensity Lending powered by Barrett Financial Group-

Broker Assoc./REALTOR®, GRI, TRLP, C2EX
-eXp Realty of Lubbock/Amarillo-

Lubbock Resident ∘ Texas Panhandle Native With a career built on integrity, expertise, and client-focused service, I bring over a decade of experience and a legacy of excellence to every transaction. Over the years I have been a party to mo

re than 2,500 transactions totaling over $500 million in volume. As a third-generation real estate broker holding an associate’s degree in real estate, I take great pride in upholding the highest standards of ethics, morals, and professionalism. My clients’ goals always come first, and I’m committed to providing exceptional communication, rapid response times, and a seamless experience from start to finish. In August 2021, I expanded my skill set into the lending industry, where I also became a top producer. This dual expertise in both real estate and mortgage lending allows me to offer clients a truly comprehensive understanding of the homebuying process—from securing financing to closing the deal. Known for my creative approach to problem-solving and a “never give up” attitude, I specialize in finding solutions that make challenging transactions work. My ultimate goal is to deliver results that exceed expectations and to build lasting relationships grounded in trust, transparency, and success.

While other loan officers are “out of office,” I’m still working. 💪✅ Evenings✅ Weekends✅ HolidaysNeed to get pre-qualifi...
09/04/2026

While other loan officers are “out of office,” I’m still working. 💪

✅ Evenings
✅ Weekends
✅ Holidays

Need to get pre-qualified? Got a question before making an offer? Need a payment estimate? 📲💬

When timing matters, availability wins. 🏁🏡

🏡 Today’s Mortgage Rates Are In! 📊Even a small shift in rates can mean big changes to your monthly payment—don’t miss to...
09/04/2026

🏡 Today’s Mortgage Rates Are In! 📊

Even a small shift in rates can mean big changes to your monthly payment—don’t miss today’s numbers! 💸

Whether you're a buyer ready to lock in a great rate 🔑 or a real estate agent needing a quick pre-qual letter, I’m just a call or text away.

💡 Pro Tip: Rates can change daily—or even hourly. Don’t wait. Let’s get it DONE! 🏃‍♂️

🚨 Been told "no" by another lender? Don't give up on homeownership just yet. 🏡The Earned Equity Program was designed for...
09/03/2026

🚨 Been told "no" by another lender? Don't give up on homeownership just yet. 🏡

The Earned Equity Program was designed for buyers who don't fit the traditional mortgage box.

✅ Credit scores starting at 580 — and even no score options available
✅ Only 1 tradeline required (alternative credit allowed)
✅ Just 1 day out of bankruptcy may be eligible
✅ Bank statements, 1099-only, P&L, and asset depletion income options
✅ ITIN, DACA, and Permanent Resident borrowers welcome

Whether you're self-employed, rebuilding credit, renting, or have a unique situation, there may be a path to homeownership for you.

📲 Message me today to see if you qualify. You might be closer to owning a home than you think!

🏡 THINK YOU CAN’T AFFORD TO BUY A HOME? THINK AGAIN! 🔑Down payment assistance could help you become a homeowner sooner t...
09/02/2026

🏡 THINK YOU CAN’T AFFORD TO BUY A HOME? THINK AGAIN! 🔑

Down payment assistance could help you become a homeowner sooner than you think. 💰

You may qualify with:
✅ Credit scores starting around 580
✅ Steady qualifying income
✅ Good rental/payment history
✅ Assistance for down payment & closing costs*

Private & Texas programs available, including TSAHC, SETH, My First Texas Home, Homes for Texas Heroes & more!

🔥 Been told NO before? Let’s take another look.
📲 DM me “HOME” to see what options may be available to you!

🔥 $5,000 Price Reduction in Amarillo! 🔥Dreaming of a new home? Check out this custom-built 4 Bed/3 Bath/Oversized 2 Car ...
09/01/2026

🔥 $5,000 Price Reduction in Amarillo! 🔥

Dreaming of a new home? Check out this custom-built 4 Bed/3 Bath/Oversized 2 Car garage home with almost 2,800 SQ FT in South Amarillo for only $465K!!! 🏡🤩

See the property's details and photos before it's gone; the link is in the comments (no forced registration)! 👇👇

Ready to make a move? Act fast and contact me today! 📲 💬

👀 Curious what my clients have to say about working with me?Here is a review of one client's experience. ⬇️⬇️I’m gratefu...
09/01/2026

👀 Curious what my clients have to say about working with me?
Here is a review of one client's experience. ⬇️⬇️

I’m grateful for the amazing people I get to help every day—and their kind words mean the world!

🏠💰 WANT TO BUY A RENTAL PROPERTY WITHOUT USING YOUR PERSONAL INCOME TO QUALIFY?A DSCR loan keeps it simple: instead of q...
08/31/2026

🏠💰 WANT TO BUY A RENTAL PROPERTY WITHOUT USING YOUR PERSONAL INCOME TO QUALIFY?

A DSCR loan keeps it simple: instead of qualifying primarily on your personal income, we look at the rental income the property can generate. 🔑

🔥 WHY INVESTORS LOVE DSCR LOANS:
✅ Credit scores starting at 600
✅ As little as 15% down
✅ Fast closings
✅ Close in an LLC
✅ NO traditional income documentation (pay stubs, tax returns, or W2s)

Whether it’s your first rental or your next addition to the portfolio, DSCR financing can help you keep investing and growing. 📈🏠

📲 DM me “DSCR” and let’s see what you qualify for!

🔥 $10,000 Price Reduction in Amarillo!  🔥Dreaming of a new home? Check out this updated 3 Bed/2 Bath/1 Car garage cottag...
08/28/2026

🔥 $10,000 Price Reduction in Amarillo! 🔥

Dreaming of a new home? Check out this updated 3 Bed/2 Bath/1 Car garage cottage-style home in a historic area with almost 2,000 SQ FT in Amarillo for only $230K!!! 🏡🤩

See the property's details and photos before it's gone; the link is in the comments (no forced registration)! 👇👇

Ready to make a move? Act fast and contact me today! 📲 💬

Address

Lubbock, TX
79424

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