09/30/2026
🏠 LOW-COST HOME REPAIR LOANS AVAILABLE FOR LOUISVILLE HOMEOWNERS
🚨 FUNDING IS NOW AVAILABLE 🚨
I wanted to pass along a program that could be a big help to homeowners who have needed repairs but may not have had an affordable way to tackle them.
Louisville Metro’s Office of Housing & Community Development is funding a Home Repair Access Loan Program, administered through LHOME. The program is designed to help low- and moderate-income homeowners make essential repairs to their homes.
Eligible repairs can include things like roofs, gutters, HVAC systems and other necessary home repairs.
Here are some of the important details:
• Loans are available up to $24,999
• Fixed 4% interest rate
• Terms up to 7 years
• No application fee
• No credit check
• No origination fee
• Free radon testing is included
• Homeowners with traditional credit challenges are encouraged to apply
For an example of affordability, a $10,000 loan is approximately $137 per month over seven years.
This program is funded through a Community Development Block Grant from Louisville Metro and is the city’s first CDBG-funded home repair revolving loan pool. Funding is available now.
If you’ve been putting off an important repair because of the cost, this may be worth looking into. Please share this information with a neighbor, family member, senior homeowner, or anyone else who may benefit.
Apply online:
https://url.us.m.mimecastprotect.com/s/zVcMCVO2o6sx2OOAYhzhrriES2a5?domain=lhomeky.org
Questions or referrals:
Kevin Ratliff — 502-657-1297
[email protected]
Marisa Tribble — 502-657-5943
[email protected]
Sometimes simply getting the right information into the right hands can make a real difference. Please help me spread the word.