Mulhall & Mulhall, PLLC

Mulhall & Mulhall, PLLC Retired Concentrating in Wills & Estates, and Real Estate Law.

~HOUSE SCAM~ https://www.yahoo.com/news/texas-woman-allegedly-caught-trying-153000934.htmlThis is the sort of thing we u...
06/22/2025

~HOUSE SCAM~

https://www.yahoo.com/news/texas-woman-allegedly-caught-trying-153000934.html

This is the sort of thing we used to obsess over when we were doing closings. Someone fakes a deed from you to them, and then sells or mortgages your house.

There are two things you can do to help prevent or minimize this situation. Almost every County Clerk has an alert system set up where you will get a notice if someone files anything regarding your house. It will be a done deal by the time you get the alert, but it’s much easier to deal with the situation the day something is filed, rather than a year or two later when you get a foreclosure notice.

In Jefferson County, you can set that alert here: https://jeffersoncountyclerk.org/recording-indexing/

The second thing you can do is to set a Google Alert on your address. If you suddenly see a lot of activity regarding your house address, you should be on alert. The odds of this happening to you are infinitesimal, so it’s not something to lose sleep over. It usually happens in large cities or counties. But setting these alerts won’t take you 5 minutes.

The couple are accused of fraudulently transferring over 30 properties in Harris County to their names.

`Jefferson County Clerk adding new online tool`
05/06/2025

`Jefferson County Clerk adding new online tool`

The online tool will allow access to access to historical records, backed by more than $2.4 million in grant funding.

~DOWN-PAYMENT ASSISTANCE AVAILABLE AGAIN FROM LOUISVILLE METRO GOVERNMENT~Moderate and low-income families can obtain as...
07/20/2022

~DOWN-PAYMENT ASSISTANCE AVAILABLE AGAIN FROM LOUISVILLE METRO GOVERNMENT~
Moderate and low-income families can obtain assistance for closing costs and down-payments on a home. Most important, the program is not limited to first-time homebuyers. Applications will be accepted until funds run out.

The program assists low to moderate-income households.

~LOUISVILLE MAN CAUGHT UP IN REAL ESTATE SCAM~Always confirm by telephone before you wire money to anyone.
04/12/2022

~LOUISVILLE MAN CAUGHT UP IN REAL ESTATE SCAM~

Always confirm by telephone before you wire money to anyone.

Imagine closing on your dream home and being scammed into sending thousands of dollars to a fraudulent bank account. It's what happened to one Louisville man.

~FREE PROPERTY FRAUD ALERT~The Jefferson County Clerk's Office has established a free fraud alert system to warn you whe...
12/11/2021

~FREE PROPERTY FRAUD ALERT~
The Jefferson County Clerk's Office has established a free fraud alert system to warn you when someone is making real estate transactions in your name.

Scammers can use records to fraudulently file for a refinancing loan on the property.

~SIMPLE ESTATE PLANNING~Do your family a favor and do some simple estate planning. While most of us do not need a compli...
11/01/2021

~SIMPLE ESTATE PLANNING~

Do your family a favor and do some simple estate planning. While most of us do not need a complicated or expensive Trust, there are so many other ways of protecting your family.

The COVID-19 pandemic isn’t going away anytime soon. This global health crisis has proved especially dangerous for older Americans, a stark reminder to ensure your affairs are in order. Here is an overview of what you need to cover.

~USING "POD" PROVISTION TO AVOID PROBATE~There may be no easier way to avoid Probate than to take advantage of "Pay of D...
10/05/2021

~USING "POD" PROVISTION TO AVOID PROBATE~
There may be no easier way to avoid Probate than to take advantage of "Pay of Death" provisions that most financial accounts provide. Much easier and safer than making your heirs co-owners of your assets.

What to know about POD accounts and joint-ownership accounts

~NAMING BENEFICIARIES~Perhaps the most important estate planning advise for most clients is to make sure you name benefi...
08/19/2021

~NAMING BENEFICIARIES~

Perhaps the most important estate planning advise for most clients is to make sure you name beneficiaries on accounts that allow that and to keep those designations current.

Your retirement accounts may have to go through a long and costly probate process unless you designate your beneficiaries in the right way.

~When to Review your Estate Plan~Good article on when to review and update your estate planning. A little preparation ca...
07/28/2021

~When to Review your Estate Plan~

Good article on when to review and update your estate planning. A little preparation can minimize or even avoid probate for your heirs.

Every so often, it’s smart to methodically go through your estate planning documents and see if any tweaks are needed. Here’s a checklist to guide you through that mission.

~CLOSING YOUR MORTGAGE LOAN AT THE END OF THE MONTH~There may be good reasons to close your mortgage loan at the end of...
02/28/2021

~CLOSING YOUR MORTGAGE LOAN AT THE END OF THE MONTH~

There may be good reasons to close your mortgage loan at the end of the month, but it may have become more of a habit within the industry than is necessary. In many cases, it either doesn't matter when you close or it may even be better to close at the beginning or middle of the month. Closing at the end of the month seems to entrenched thinking, but it may be more habit than good advise.

And why you might want to avoid it.

~KEEP YOUR BENEFICIARY DESIGNATION CURRENT~A great way to avoid probate for a particular asset is to name a beneficiary....
12/20/2020

~KEEP YOUR BENEFICIARY DESIGNATION CURRENT~

A great way to avoid probate for a particular asset is to name a beneficiary. Almost all asset accounts like a savings account or investment account have that option. When a beneficiary is designated, that asset does not have to go through probate and can be quickly and easily transferred.

If you already have named beneficiaries, make sure those designations are current. It's a terrible situation when someone forgets to update their beneficiary designation and their ex-spouse inherits as a result. It's good idea to review those designations every year.

Building wealth takes work. So take a moment now to make sure you have a say in what happens to it, writes CFP Jill Schlesinger.

~HOW TO HANDLE AN INHERITANCE~Here's an interesting plan to allocate an inheritance by thirds - one third for the past, ...
10/23/2020

~HOW TO HANDLE AN INHERITANCE~
Here's an interesting plan to allocate an inheritance by thirds - one third for the past, one third for the present and one third for the future.

Separate the lump sum into three purposes: past, present and future. That will make your decisions easier.

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8921 Stone Green Way
Louisville, KY
40220

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Tuesday 8:30am - 5:30pm
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Thursday 8:30am - 5:30pm
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