09/01/2026
An HMO is supposed to coordinate your care. But what happens when the P*P needs a referral, the specialist needs prior authorization, the medical group needs more records, and the health plan keeps sending the request back?
Our latest article examines how each layer of the HMO system can create another opportunity for delay or denial, and when these actions raise serious legal and insurance bad faith concerns.
Learn how HMO referrals, prior authorization, capitation and cost containment can delay care and when an HMO denial may constitute bad faith.