DLA Notary Public

08/07/2018

Q:
Can a Notary Signing Agent notarize a document that is dated after the signing appointment? Sometimes — but it depends on the type of document and loan involved.

A:
It is universally recognized that the date on a notarial certificate must be the day the notarization was performed. And home loan documents — for example, the deed of trust or mortgage — generally are dated before or on the same day as the notarization. But with certain types of home loans offered by certain lenders, it is a common — and acceptable — practice for documents to be dated after the notarization was performed.

Generally, the “future” date appearing on the deed of trust or mortgage is near the end of the calendar month. This is because the lender chooses to fund all of its HARP loans in the month at one time. This is known as “bulk-funding.”
If you took a loan-signing assignment in the middle of November, for example, the documents might be dated November 30. This is okay as long as you follow two critical steps:

1.You enter the actual date of the notarization on the certificate of acknowledgment, not the date appearing on page 1 of the mortgage or deed of trust.

2.The borrower enters the actual date of signing on any documents requiring a date next to the signature.

If you are asked to notarize a deed of trust or mortgage for a HARP loan, the NNA recommends that you make a note of the date of the post-dated deed or mortgage in the Notary Journal.

Credit: National Notary

06/07/2018

04/15/2018

Feel free friends to post your business link to my Notary Page💖

03/25/2018

Web Cam Notarization 2018

Where Can It Be Performed?

Currently, only 4 states have authorized the practice.

Virginia in 2011 became the first state to enact a law allowing its duly commissioned electronic Notaries to perform remote notarizations for signers who are anywhere in the world.

In 2015, Montana became the second state to allow the practice but with a number of restrictions. Montana also is the only state that allows a paper document to be notarized when the signer and Notary appear online.

Last year, Texas and Nevada enacted laws authorizing remote notarization, and both measures go into effect on July 1, 2018. Both states are currently drafting rules to implement their new remote notarization laws.

Are Other States Considering It?

So far in 2018, 10 state legislatures and the District of Columbia are considering we**am measures.

These states have pending bills that would allow online Notaries to perform notarizations for signers anywhere in the world.

Florida, Indiana, Kentucky, Nebraska, Oklahoma, Pennsylvania, South Dakota and Tennessee.

01/17/2018

California notaries public are authorized under current law to perform electronic notarizations as long as all the requirements for a traditional paper-based notarial act are met.

*Including the use of a seal for all but two specific documents used in real estate transactions.

*California law requires a person to appear personally before a notary public to obtain notarial acts like acknowledgments or jurats.

*The party must be physically present before the notary public.

*A video image or other form of non-physical representation is not a personal appearance in front of a notary public under California state law.

*Technology solutions from private companies offering online notarial services do not meet the requirements for notarization by California notaries public.

01/17/2018

DLA NOTARY Q&A's

(Q) "Is An Expired ID Acceptable For a
Notarization?"

(A) California requires an ID to be
current or to have been issued in
the past five years.

01/17/2018

CALIFORNIA - AB 2217
Effective 01.01.2017

Increases fees that California notaries may charge for specific services (effective January 1, 2017), as follows:

• Acknowledgments and proofs - $15
• Oaths and affirmations - $15
• All services rendered in connection with taking a deposition - $30; plus $7 for administering the oath to the witness and $7 for the certificate to the deposition
• Certifying a copy of a power of attorney - $15

Increases, to $15, the fee that a California notary public—who is also qualified and bonded as an immigration consultant*—may charge for entering client-provided data on state or federal immigration forms. This fee is per-individual client, for each set of forms.
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*“Immigration consultant” under Division 8, Chapter 19.5 of the California Business and Professions Code

12/08/2017

DLA NOTARY Q & A

What is a Notary and Why do we Notarize Documents?

A notary is a person licensed by the government to perform acts in legal affairs, in particular witnessing signatures on documents.

Having a notary public witness a signature is a powerful risk management tool to prevent fraud and identity theft.

Notarized documents also are considered self-authenticating, which means the signers do not need to testify in court to verify the authenticity of their signatures. Having a document notarized is a huge strategic advantage in litigation.