Curd, Galindo & Smith, LLP

05/03/2024

Call Jeff Smith Now 800-300-2300

ANNOUNCEMENT

CURD, GALINDO & SMITH CLIENTS OBTAIN OVER $440,000.00 (AND COUNTING) IN LOAN CANCELLATIONS FROM MOSAIC/WEB BANK FOR BOGUS HOME IMPROVEMENTS CONTRACTS WITH VIRIDI CONSTRUCTION.

Since just the beginning of 2024 Curd, Galindo & Smith has been retained by multiple clients who are the victims of a Viridi Construction Company scam to build ADU units throughout California. In all of our client’s cases, salespersons convinced homeowners to sign a Home Improvement Contract with Viridi Construction, Company AND one or more Home Improvement Loan contracts with lender(s) Mosaic/WebBank. Mosaic distributed the full loan proceeds to Viridi, and Viridi almost immediately abandoned the ADU projects. For over a year Viridi strung our clients along with excuse after excuse as to why no construction was ever commenced. By mid-2023 Viridi had lost its contractor’s license and completely abandoned its customers, and stopped returning calls or e-mails.

At about that time, the first payments to Mosaic/WebBank were becoming due. Mosaic began demanding loan repayment for money it distributed to Viridi for construction projects that were never substantially started. Mosaic and Web Bank went to great efforts to distance themselves from Viridi Construction. Our clients who protested to Mosaic, were told that their loans were enforceable and that they had to repay, despite the fact that Viridi had essentially stolen the money.

Curd, Galindo & Smith aggressively challenged Mosaic and Web Bank. We pushed back to Mosaic and demanded that Mosaic stop all collection activity and that Mosaic cancel these loans AND refund any payments made on these loans. We provided Mosaic and WebBank with legal research and precedent to support our position that these loans are not enforceable.

In just the last 90 days, our clients have received written cancellation of no less than eight Mosaic/WebBank loans, totaling over $440,000.00 in potential obligations for our clients. Our clients have received FULL REFUNDS (over $15,000.00) for payments they made to Mosaic before hiring us.

If you are a homeowner who signed a Home Improvement Contract with Viridi Construction, and one or more Home Improvement Loan Agreements with Mosaic/WebBank, only to have Viridi Construction abandon your project, we are happy to offer a FREE PHONE CONSULTATION about your rights. Please e-mail Curd Galindo & Smith partner Jeffrey B. Smith at [email protected] to schedule your consultation. Or, you can call Jeffrey B. Smith at 562-624-1177, Ext. 130. For our Spanish speaking clients please e-mail associate Max Galindo at [email protected] or call 562-624-1177, Ext. 140 to schedule your consultation.

05/03/2024

ANNOUNCEMENT

CURD, GALINDO & SMITH CLIENTS OBTAIN OVER $440,000.00 (AND COUNTING) IN LOAN CANCELLATIONS FROM MOSAIC/WEB BANK FOR BOGUS HOME IMPROVEMENTS CONTRACTS WITH VIRIDI CONSTRUCTION.

Since just the beginning of 2024 Curd, Galindo & Smith has been retained by multiple clients who are the victims of a Viridi Construction Company scam to build ADU units throughout California. In all of our client’s cases, salespersons convinced homeowners to sign a Home Improvement Contract with Viridi Construction, Company AND one or more Home Improvement Loan contracts with lender(s) Mosaic/WebBank. Mosaic distributed the full loan proceeds to Viridi, and Viridi almost immediately abandoned the ADU projects. For over a year Viridi strung our clients along with excuse after excuse as to why no construction was ever commenced. By mid-2023 Viridi had lost its contractor’s license and completely abandoned its customers, and stopped returning calls or e-mails.

At about that time, the first payments to Mosaic/WebBank were becoming due. Mosaic began demanding loan repayment for money it distributed to Viridi for construction projects that were never substantially started. Mosaic and Web Bank went to great efforts to distance themselves from Viridi Construction. Our clients who protested to Mosaic, were told that their loans were enforceable and that they had to repay, despite the fact that Viridi had essentially stolen the money.

Curd, Galindo & Smith aggressively challenged Mosaic and Web Bank. We pushed back to Mosaic and demanded that Mosaic stop all collection activity and that Mosaic cancel these loans AND refund any payments made on these loans. We provided Mosaic and WebBank with legal research and precedent to support our position that these loans are not enforceable.

In just the last 90 days, our clients have received written cancellation of no less than eight Mosaic/WebBank loans, totaling over $440,000.00 in potential obligations for our clients. Our clients have received FULL REFUNDS (over $15,000.00) for payments they made to Mosaic before hiring us.

If you are a homeowner who signed a Home Improvement Contract with Viridi Construction, and one or more Home Improvement Loan Agreements with Mosaic/WebBank, only to have Viridi Construction abandon your project, we are happy to offer a FREE PHONE CONSULTATION about your rights. Please e-mail Curd Galindo & Smith partner Jeffrey B. Smith at [email protected] to schedule your consultation. Or, you can call Jeffrey B. Smith at 562-624-1177, Ext. 130. For our Spanish speaking clients please e-mail associate Max Galindo at [email protected] or call 562-624-1177, Ext. 140 to schedule your consultation.

11/17/2023

Jury Awards $24,000,000

You don't want to miss this.   Curd, Galindo & Smith LLP   San Diego County Jury Awards over $24,000,000 in Damages. Jury finds S-22 a Dangerous Roadway.   Alex Galindo, Joe Curd and Max Galindo annou

01/14/2023

Curd, Galindo & Smith, LLP, Files Lawsuit Against Pilot Air Freight, LLC, on Behalf of Howard’s Appliances,

Inc.https://www.yahoo.com/now/curd-galindo-smith-llp-files-000700892.html

02/25/2021

Legal Update from CGS Lawyers

You don't want to miss this. Curd, Galindo & Smith LLP Wife Can't Blame Husband's Co. For Her COVID-19 Infection A California federal judge has thrown out a woman's bid to hold her husband's employer

02/25/2021

02/03/2021

Have you seen our latest news?

You don't want to miss this. Curd, Galindo & Smith LLP California Supreme Court Is Asked to Review Issues Related to Caps on Medical Malpractice Cases. Medical Injury Compensation Reform Act of (MICRA

02/02/2021

California Supreme Court Is Asked to Review Issues Related to Caps on Medical Malpractice Cases.

Medical Injury Compensation Reform Act of (MICRA) 1975 has not changed since its inception. It limits non-economic damages (pain & suffering) in Medical Malpractice cases to $250,000.

In the case of Sarinanan et al. v. Glenn Ledesma M.D. et al., case number S262487, before the Supreme Court of the State of California, a mother who's $4.25 million medical malpractice award was slashed by the trial judge to $250,000 pursuant to California's MICRA cap on pain-and-suffering damages has petitioned the court for review.

Cal. Civ. Code section 3333.2, states that “In no action [for injury against a health care provider based on medical negligence] shall the amount of damages for non-economic losses exceed $250,000.”

Non-economic damages are also typically called “general damages,” and include monetary awards intended to compensate for pain and suffering, loss of enjoyment of life, and emotional harm. As a practical matter, general damages make up the bulk of an injured person’s damages in medical malpractice cases.

In the mother's case tragic case, two physician assistants failed to timely diagnose a malignant melanoma in her daughter that caused the child's death at age 4. The mother sued the two physician assistants and a Los Angeles County jury awarded her $4.5 million. After the jury was discharged, the trial judge reduced the award to the statutory $250,000.

The mother is now asking the Supreme Court to reinstate the award because the physician assistants acted outside the scope of services for which a health care provider is licensed because they provided medical care without any physician supervision, in violation of California statutes and regulations.

The Court of Appeal recently upheld the Los Angeles County judge's post-trial reduction stating that a physician assistant can be considered acting within the scope of his or her license "if he or she has a legally enforceable agency agreement with a supervising physician, regardless of the quality of actual supervision."

The mother also argued that the doctors that were supposed to be supervising the PAs were disabled and not physically capable of supervising the PAs.

Several recent California Supreme Court opinions, have not undermined MICRA's basic constitutionality, and the court has suggested that any modification or repeal of the law must come from the legislature.

The relatively low amount of the cap, which was not indexed to inflation in the original law and is among the lowest in the nation, has also become increasingly controversial, but our legislature has failed to act.

It will be interesting to see if the Supreme Court will take up the case and if it will address the 45 year old cap of $250,000 which is ridiculous.

California is among 31 states who have some type of mechanism for capping damage awards in medical malpractice claims.

02/02/2021

Legal Update from CGS Lawyers

You don't want to miss this. Curd, Galindo & Smith LLP California Supreme Court Is Asked to Review Issues Related to Caps on Medical Malpractice Cases. Medical Injury Compensation Reform Act of (MICRA

01/28/2021

Senate Bill 91 Update-Rent Relief

You don't want to miss this. Curd, Galindo & Smith LLP This week, the Legislature introduced SB 91, a bill that provides financial assistance to qualifying housing providers and tenants of up to 80 pe

01/27/2021

Wednesday, January 27, 2021 RSS Email Newsletters

Curd Galindo & Smith LLP Trial Lawyers announce that it has filed a $22,000,000 Lawsuit against Butte County and the State of California Department of Corrections.


The family of Nathaniel Lowe has filed a $22,000,000 lawsuit in the United States District Court of California Case Number 2:20-cv-01997 in Sacramento against the State of California's Department of Corrections and Rehabilitation as well as Butte County for the wrongful death of their father/son.

SACRAMENTO, CALIF. (PRWEB) JANUARY 27, 2021

Alex Galindo with Curd, Galindo & Smith, LLP Trial Lawyers announces that the family of Nathaniel Lee Lowe (Nathan) age 44 seeks damages against Butte County and CDCR.

The filed complaint states that on September 9, 2019, Nathan was arrested by Chico Police. Chico Police processed Nathan and he was booked into Butte County Jail. Court documents say Nathan was charged with assaulting an officer with a deadly weapon (the truck driven by Nathan). The lawsuit alleges that while at Butte County Jail Nathan was assessed by the jail medical staff and they determined that Nathan suffered from schizophrenia and was suicidal. He was placed on su***de watch and su***de prevention measures were taken at the jail. In late October Nathan plead guilty and was sentenced to state prison.

The court documents state that on November 8, 2019 Nathan was transferred from Butte County Jail to California Department of Corrections and Rehabilitation (CDCR) at Deuel Vocational Institution in Tracy, California. Nathan was placed in general population. The lawsuit alleges that the medical staff at Butte County Jail failed to notify and alert CDCR that Nathan had attempted su***de while in custody and was on su***de watch. The lawsuit alleges that as a result of Butte County Jail officials' conduct, CDCR failed to continue the su***de protocol and prevention. Three days after arriving at DVI-the state prison, Nathan hung himself with his shoelaces. He was found lifeless in his cell on the morning of November 11, 2019.

Both Butte County and California Department of Corrections and Rehabilitation has denied the allegations filed in the Eastern District of California United States District Court in Sacramento.

Mr. Galindo is a founding member of Curd, Galindo & Smith, LLP which is a full service law firm that represents both corporate and professional clients and those who have been seriously injured or have lost a family member due to an accident, defective product, police misconduct or negligence. The law firm has recovered millions of dollars for its thousands of clients since 1995 by winning complex and challenging business disputes, death and injury cases involving police misconduct, traffic collisions, work place injuries and defective products, including defective automobiles, against some of the world's largest companies and governmental agencies.

Mr. Galindo received his business degree from University of Southern California in 1982 and his law degree in 1985 from the University of Oklahoma. Mr. Galindo has been a lawyer and real estate broker for over 25 years. He has won numerous jury verdicts and settlements in the area of personal injury, products liability and civil rights/police misconduct cases.

Mr. Galindo is a member of ABOTA which is an organization of attorneys representing both plaintiffs and defendants in civil cases. All of the attorneys who belong to ABOTA have earned great distinction at trial. Mr. Galindo is a member of Los Angeles County Bar Association, Million Dollar Advocates Forum, Consumer Attorneys of California, Consumer Attorneys of Los Angeles, NPAP (National Police Accountability Project), National Lawyers Guild, National Association of Realtors and California Association of Realtors.