Daren Ward - Utah Real Estate

08/31/2026

08/27/2026

Understanding Seller Closing Costs - Seller closing costs are the fees and credits a homeowner may pay to complete the sale of a property. These costs are typically deducted from the seller’s proceeds at closing and can vary based on the contract terms, local practices, the property type, and the....

08/23/2026

The most common chicken-or-egg-type question in the real estate business has to be 'Should I sell my current home before buying another?' And, like many real estate questions, the answer is: It depends. Let's take a look at some of the factors that go into making the decision about whether to buy or...

08/20/2026

What Closing Costs Are Included in a Mortgage? - Closing costs are the fees and prepaid items needed to complete a real estate purchase or refinance. Some closing costs may be included in your mortgage (rolled into the loan amount) depending on the loan program, the type of transaction, the property...

08/16/2026

How Property Type Affects Mortgage Terms - Mortgage terms are not based only on your credit, income, and down payment. The type of property you are financing can change your interest rate, required down payment, mortgage insurance, allowed loan programs, appraisal requirements, and even how the lend...

07/31/2026

What Buyers Should Know About Homeowners Associations - A homeowners association (HOA) is an organization that helps manage and maintain a community’s shared property and enforces certain rules designed to protect the neighborhood’s appearance, safety, and long-term upkeep. If you’re...

07/27/2026

What Lenders Look for When Approving a Mortgage - When you apply for a mortgage, a lender reviews your finances to determine two main things: whether you are likely to repay the loan as agreed, and whether the property meets basic requirements for the type of loan you are requesting. While every...