Attorney Tamika Johnson

09/03/2026

Second mortgages on the rise! Something I’m Seeing More Often at the Closing Table…

Most of you know me for estate planning, but I’ve also been a residential real estate closing attorney for 20+ years, handling easily 10,000+ transactions - some purchases, but mostly refinances.

So, I’ve seen A LOT of mortgage trends over the years. And lately, one really stands out:

👉🏽 More homeowners are taking out second mortgages and home equity loans.

Why? 💳 Debt—especially high-interest credit card debt.

Many homeowners have first mortgages with rates around 2–4% and understandably don’t want to refinance their entire mortgage at today’s higher rates.

Instead, I’m seeing homeowners:

🏠 Keep their low-rate first mortgage

💰 Access equity through a second mortgage/home equity loan

💳 Pay off higher-interest credit cards, car loans, or other debt

📉 Potentially lower the interest they’re paying on that debt

Essentially, instead of refinancing the ENTIRE mortgage and losing that great 2–4% rate, they’re borrowing only what they need - so only that portion is subject to today’s higher rates.

Is this right for everyone? Absolutely not. You’re securing additional debt with your home, so you have to consider the risks, closing costs, payments, loan terms, and your ability to repay.

But if you have substantial home equity and high-interest debt, or need access to cash for other reasons, it may be an option worth discussing with a qualified mortgage or financial professional.

Just an observation from someone who has spent 20+ years at the closing table as well.🏡

👇🏽 Would you consider tapping your home equity to pay off higher-interest debt, or would you leave your equity alone?

09/02/2026

WHICH BOOK COVER DO YOU LIKE BEST? 👀

📚 I need your input!

Yesterday was a big day - I officially launched the Legacy Law Firm Lab for attorneys, and now I’m excited to share another project I’ve been working on in conjunction with the Lab! 🙌🏽

I’m turning my work on building and growing a modern, virtual estate planning practice into a book:

“BUILD THE FIRM. CREATE THE LEGACY.
How to Build, Automate & Grow a Profitable Estate Planning Law Firm from Anywhere”

But I need your help with an important decision…

Which book cover do you like best? 👀

Take a look at the options and drop your favorite number in the comments—1, 2, or 3! 👇

I can’t wait to see which one comes out on top!

08/21/2026

I’m excited to return to the State Bar of Georgia’s Take Charge! Solo & Small Firm Conference, taking place September 17–18, 2026, at the State Bar of Georgia.

This year, I’ll be presenting:

⚖️ “Optimizing a Virtual Estate Planning Law Practice”

During my session, I’ll share practical strategies for using technology, AI, automation, streamlined systems, and virtual workflows to build a more efficient and client-focused estate planning practice.

The Take Charge! Conference is an excellent resource for solo and small firm practitioners. Each year, it provides a wealth of information, tools, strategies, and resources designed to help us strengthen our practices, improve operations, serve our clients more effectively, and continue growing as law firm owners.

Whether you’re launching your own practice, transitioning to a more virtual model, or looking for ways to optimize the firm you’ve already built, I encourage you to attend.

📅 September 17–18, 2026
📍 State Bar of Georgia | Atlanta, GA

I’m looking forward to connecting with fellow attorneys, sharing what I’ve learned from operating a virtual estate planning practice, and learning from the other outstanding speakers at this year’s conference.

🔗 Register here:
State Bar of Georgia Take Charge! Conference Registration

See you at Take Charge! 2026! ⚖️💻

08/16/2026

📣 AUGUST IS NATIONAL MAKE-A-WILL MONTH! ⚖️

There’s no better time to make sure your wishes are documented and your family and legacy are protected.

At T. M. Johnson Law Firm, LLC, we have several exciting opportunities coming up to help you learn, plan, connect, and celebrate with us!

📅 WILLS & TRUSTS WORKSHOP
Wednesday, August 19 | 12:30 PM – 2:00 PM
📍 Bethesda Senior Center | Lawrenceville, GA

If you’re over 40, own a home, have aging parents, want to avoid probate, need to create your first estate plan, or haven’t reviewed your existing plan in years—this workshop is for you!

✅ Registration is required.

💻 JOIN ATTORNEY TAMIKA M. JOHNSON VIRTUALLY
Sunday, August 23 | 5:00 PM

Attorney Johnson will be speaking at the Ardenne Alumni Association – Atlanta Chapter Meeting via Zoom.

🎉 CELEBRATING 20 YEARS!
Saturday, September 12 | 6:00 PM

Join us as we celebrate the 20th Anniversary of T. M. Johnson Law Firm, LLC! 🥂

🎟️ General admission is FREE, but seating is limited and seats are almost filled!

📣 BUSINESS OWNERS: Affordable Vendor & Sponsorship opportunities are also available. Showcase your business to an engaged audience. Only one business per industry, so reserve your opportunity soon!

August is a great time to ask yourself:

Do I have a Will? Is my estate plan up to date? Have I taken the necessary steps to protect the people I love?

Don’t keep putting it off. Make National Make-A-Will Month the month you take action.

🌐 For more information about our upcoming events, estate planning services, or to schedule an appointment with Attorney Tamika M. Johnson, visit:
www.johnsonlawpractice.com or click the link in the BIO!

Please SHARE this post with a friend, family member, homeowner, senior, business owner, or someone with aging parents who may benefit! ❤️

08/06/2026

📚🍎 Back-to-School Isn't Just for Students - It's a Reminder to Prepare for the Future.

As children and grandchildren head back to school, families have been shopping for supplies, adjusting routines, and preparing for a successful year ahead.

But while they're preparing for the next school year, have you prepared your family for life's unexpected moments?

Whether you're raising children, celebrating your grandchildren's milestones, planning for retirement, or simply want to make life easier for the people you love, having an estate plan is one of the greatest gifts you can leave behind.

Join us for our FREE Wills, Trusts, Financial & Final Planning Workshop and learn how to:

✅ Ensure your wishes are honored

✅ Protect your spouse, children, and grandchildren

✅ Understand the difference between a Will and a Trust

✅ Help your loved ones avoid unnecessary probate

✅ Plan for incapacity before a crisis occurs

✅ Learn strategies for protecting your legacy and financial future

🗓 Wednesday, August 19
🕧 12:30 PM – 2:00 PM
📍 Lawrenceville, GA

You'll also hear from my trusted partners:

💼 Marvin Gayle – Financial Planning
🛡 Peter James – Final Expense Planning

No matter what season of life you're in, estate planning isn't about how much you own—it's about protecting the people you love, preserving the legacy you've worked so hard to build, and giving your family peace of mind.

Bring your spouse, a family member, or a friend, and join us for an informative afternoon designed to help you make confident decisions about your future.

🎓 This back-to-school season, give your family one of the most valuable lessons of all: the importance of having a plan.

📲 Click below to reserve your seat today!

Registration Link - https://www.eventbrite.com/e/1996896658661?aff=oddtdtcreator

08/05/2026

You Don’t Have to Be Rich to Need a Will

If you own a home, have children, own a business, have retirement accounts, or simply want your wishes honored—you need an estate plan.

Estate planning isn’t about how much you own.
It’s about protecting the people you love.

Click the link in our BIO to get started.

08/04/2026

Not just for black families, but all families

Estate planning and consistent reviews of an estate cannot only happen when death feels close. It has to happen while life is happening.

08/03/2026

August is National Make-A-Will Month

Did you know that more than half of adults don’t have a Will?

A properly drafted Will helps ensure your wishes are honored, protects your loved ones, and names the people you trust to handle your affairs.

Don’t leave your family’s future to chance.

🔗 Click the link in our BIO to learn more and schedule your consultation.

— Attorney Tamika M. Johnson
T. M. Johnson Law Firm, LLC

🌐 www.johnsonlawpractice.com

06/15/2026

📢 Join Us for a Complimentary Wills, Trusts, Financial & Final Planning Luncheon!

Have you been putting off your estate planning? Wondering whether you need a Will, a Trust, or both? Curious about how financial planning and final arrangements fit into your overall legacy plan?

Join us for an informative and engaging luncheon where three experienced professionals will discuss how estate planning, financial planning, and final planning work together to help you:

✅ Protect your loved ones
✅ Avoid unnecessary probate expenses and delays
✅ Preserve the assets you’ve worked hard to build
✅ Plan for retirement with confidence
✅ Ensure your wishes are honored during life and after death
✅ Create a lasting legacy for future generations

You’ll hear from:

🔹 Tamika M. Johnson, Esq. – Estate Planning Attorney
🔹 Marvin Gayle – Financial Advisor
🔹 Peter James – Advanced Final Planning Specialist

📅 Wednesday, June 24
🕧 12:30 PM – 2:00 PM
📍 225 Bethesda Church Road, Lawrenceville, GA 30044

Enjoy light bites, ask your questions, and leave with practical next steps for protecting your family and securing your future.

🎟️ Registration Required at: https://www.eventbrite.com/e/wills-trusts-financial-final-planning-luncheon-tickets-1991208986681?aff=oddtdtcreator&keep_tld=true to reserve your seat!

🌐 Visit JohnsonLawPractice.com for additional information

Because estate planning isn’t just about what happens when you’re gone—it’s about protecting yourself and your loved ones during life’s unexpected moments and preserving the legacy you’ve worked so hard to build.