Lissa Lott Team

08/31/2026

What Is an Appraisal and Why It Matters to Lenders - An appraisal is an independent, written opinion of a property’s market value as of a specific date. It is performed by a state-licensed or state-certified appraiser who evaluates the home and recent comparable sales to estimate a value that...

08/23/2026

08/16/2026

How Property Type Affects Mortgage Terms - Mortgage terms are not based only on your credit, income, and down payment. The type of property you are financing can change your interest rate, required down payment, mortgage insurance, allowed loan programs, appraisal requirements, and even how the lend...

08/08/2026

Relocating with a Family: Housing Considerations - Relocating with a family is more than a change of address. Housing decisions can affect daily routines, school continuity, commuting time, childcare logistics, and long-term financial stability. The goal is to identify a home and neighborhood that.....

07/23/2026

How Long Does It Really Take to Buy a Home? - The time it takes to buy a home varies based on your finances, the local market, the type of loan you use, and how quickly a seller can close. Many buyers complete the process in about 30 to 60 days from the time they go under contract, but the full time...

07/08/2026

Every other year, the Census Bureau conducts the American Housing Survey. The most recent study finds that the two most popular reasons for choosing a certain neighborhood are how it's laid out and its proximity to work. What about you? What are your hot buttons? It helps both of us if you're clear....

06/30/2026

You aren't the first person to be enthralled with the notion of drifting off to to the sound of rippling water, being greeted by a pelican's splash as it plunge-dives into the sea for its breakfast and fishing from your living room window. All of this, and more is a dream come true when you purchase...

06/22/2026

When you need to find a new hole in the water into which you'll throw money, the home purchase process becomes ever more complicated. Sure, you can park it in a marina and pay up to or more than $500 a month for the privilege, or up to $150,000 to purchase a slip, but (you have said this to yourself...