07/22/2026
Owing money to the IRS will not automatically disqualify you from getting your Green Card through Form I-485. You must stay current on an approved IRS payment plan and show no history of tax evasion.
You can also take out a loan and pay off the IRS debt in full. This clears the debt before you file. With no tax debt left, USCIS has nothing to flag. You then manage the loan as a private debt. It does not affect your application.