09/02/2026
It’s Your Turn: DON’T ALLOW YOUR PAST OR SOMEONE ELSE’S PAST TO HINDER YOUR FUTURE!
Maybe your credit isn’t perfect. Maybe you’ve experienced financial struggles, a foreclosure, bankruptcy, or you simply don’t know where to start.
Here’s the good news: Your past doesn’t automatically disqualify you from becoming a homeowner!
FACTS TO KNOW:
-You don’t always need perfect credit to buy a home. ( You do need some credit)
-Some loan programs offer down payment assistance to qualified buyers.
-FHA financing can require as little as 3.5% down for borrowers who meet the requirements.
-Your credit, income, debt, and payment history all play a role in determining what you may qualify for.
-Even if you’re not ready today, a plan can help you become ready tomorrow!
Don’t let yesterday convince you that homeownership isn’t possible. Let’s work on your next chapter!
Let me be the KEY to your new home!
Keyonna Johnson, Realtor BAR Realty Inc.
Call or text: 985-403-2009
I’ll help connect you with a lender who can assess your situation and help you understand your options. From there, we can build a plan together to help you get closer to becoming a homeowner!