Sherma Lopez- PPLSI Independent Associate

04/09/2024

03/27/2023

LegalShield provides affordable legal and identity theft protection for individuals, families, and businesses. With LegalShield, you can access top-rated attorneys at a fraction of the cost of traditional law firms. Our experienced lawyers provide legal advice, consultation, and representation in a variety of areas, including family law, finances, contracts, real estate, and more. Additionally, our identity theft protection service helps to monitor your personal information and provides 24/7 assistance in the event of identity theft. With LegalShield by your side, you can have peace of mind knowing that you have access to legal and identity theft protection when you need it most.

03/02/2023

In honor of Women's History Month, let's shout out to the 465 amazing women who serve as LegalShield Provider Lawyers! Thank you for all you do!

03/02/2023

"I say,
It’s in the reach of my arms,
The span of my hips,
The stride of my step,
The curl of my lips.
I’m a
Phenomenally.
Phenomenal woman,
That’s me."
💐 Happy

03/02/2023

GET YOUR AFFAIRS IN ORDER:
💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.
🏡 TOD = Transfer-On-Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building, and the deed is signed over. Doing this will avoid the home having to go through probate.
👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.
👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to do so.
🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for their person.
🛍Last Will and Testament: Designates to whom personal belongings will go too.
🪦Funeral Planning Declaration: allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is NOT done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county or city courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.
📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
Make sure heirs knows where life insurance policies are located. 📂
📝Make 100% sure SOMEONE knows your Apple or Android ID, bank ID account logins and passwords!
🚗 Make sure you have titles for all vehicles, campers, etc.!
Set up a trust for intended beneficiaries that are too young and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.
⚡️Hope this helps! Hope these lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind! My hope is that the above list at least helps you start an important conversation with your loved ones.

02/28/2023

Keep your personal information personal. 📱

02/10/2023

Be the peace you seek.

02/05/2023

Not all contracts are binding. Document review, up to 15 pages, is part of your membership. 📝

01/31/2023

“A member was dealing with a black mold situation at her apartment complex. Every few days she would contact the complex management to report that the refrigerator was leaking and water was coming through the windows when it rained. After months of neglect by her apartment management, her roommate ended up in the hospital with a lung infection! It was confirmed to be black mold and when the member and her roommate tried ending their lease, they were told they were stuck in a 12-month contract. At this point, the roommate also subscribed to LegalShield. They called our law firm, we wrote a demand letter on their behalf and were able to get them out of their lease, have all their moving expenses and medical bills paid and they were refunded for all rent paid.”

— Shared By Provider Law Firm