Julie Wettstein, Hawaii Realtor/Broker Rb-21086

Julie Wettstein, Hawaii Realtor/Broker Rb-21086 Helping buyers, sellers, retirees, second-home owners and investors find their perfect place to live the Hawaii lifestyle. Me too. I canโ€™t wait to meet you.

From ocean breezes to smooth closings, I guide every step with clarity, care and aloha. ๐Ÿคฟ๐ŸŒบ Are you tired of reading those long, boring real estate bios? So hereโ€™s the short version:
Iโ€™m experienced, I genuinely love what I do, and nothing makes me happier than seeing a client light up when their Hawaiโ€˜i dream becomes their reality. If thatโ€™s enough for you, then letโ€™s talk โ€” Iโ€™m ready when you are. But if youโ€™re someone who reads shampoo labels and likes knowing the โ€œwhy,โ€ hereโ€™s the deeper dive:

Iโ€™m Julie Wettstein, a seasoned Real Estate Broker with decades of experience helping buyers and sellers make confident moves here on Hawaiโ€˜i Island โ€” especially retirees, second-home owners, and investors looking for clarity, support, and trusted local guidance. I grew up in a small ranching community in Southwestern Wyoming, where I learned the values that drive my business today: honesty, loyalty, integrity, community, and family. I married my high-school sweetheart, raised three daughters, and now get to spoil the cutest granddaughter ever. My two dogs love island life just as much as the rest of us. My family fell in love with Hawaiโ€˜i during a 2005 vacation, moved to the Big Island permanently in 2011, and weโ€™ve never looked back. When Iโ€™m not helping clients, youโ€™ll usually find me diving the Kona coast, swimming with manta rays, photographing nudibranchs, or exploring the ocean I love so much. Iโ€™m passionate about island conservation and giving back whenever I can. I know what it takes to make a major move โ€” across an ocean or across town โ€” and I specialize in making the process smooth, clear, and stress-free. Whether you're buying, selling, downsizing, investing, or planning your future Hawaiโ€˜i lifestyle, Iโ€™m here to guide you with care, expertise, and aloha. If you're looking for a knowledgeable, trusted, relationship-driven agent who understands both island dreams and real-world logistics, Iโ€™d love to help. Your Hawaiโ€˜i story starts with a conversation โ€” so reach out anytime.

Today!!!  Open house at this great property. 10-2.
09/18/2026

Today!!! Open house at this great property. 10-2.

Open House at this beautiful property! ๐Ÿก 73-4662-A OLD MAMALAHOA HIGHWAY,  , KAILUA-KONA, HI 96740Perfect elevation, Nic...
09/15/2026

Open House at this beautiful property! ๐Ÿก 73-4662-A OLD MAMALAHOA HIGHWAY, , KAILUA-KONA, HI 96740

Perfect elevation, Nice home, Nice View.

Stop by on 9/18 from 10 AMโ€“2 PM. Hosted by meโ€”I'd love to show you around!

https://bigislanddreamhomes.com/d8r5masd


Listing courtesy of Julie Ziemelis RS-85062, Real Broker

โœจ What if โ€œsomeday in Hawaiiโ€ became your actual address?I'm hosting an Open House 9/4 from 10-2, 9/8, 9/9, and 9/10 2-5...
09/04/2026

โœจ What if โ€œsomeday in Hawaiiโ€ became your actual address?

I'm hosting an Open House 9/4 from 10-2, 9/8, 9/9, and 9/10 2-5. Let's see if this home works for you!!

73-4332 KA MUA PL (MLS # 732399) on the Big Island is a beautiful opportunity to trade gray commutes for blue skies, ocean days, and year-round aloha. Picture weekends at the beach, fresh local fruit from nearby markets, and evenings cooled by island breezes instead of air conditioning.

This isnโ€™t just a homeโ€”itโ€™s an invitation to design a slower, more intentional way of living.

Take a tour online and see if it feels like your place: https://bigislanddreamhomes.com/d8r6slrn

If youโ€™d like to talk through timing, financing, or the process of buying on the Big Island, Julie is just a call or email away at 808-345-6934 or [email protected]

Listing Courtesy of KW Big Island, Leiola Augustine, RB-20619

๐ŸŒด

Most people think theyโ€™re buying a house... but on the Big Island, youโ€™re really buying a lifestyle.The Big Island is HU...
06/29/2026

Most people think theyโ€™re buying a house... but on the Big Island, youโ€™re really buying a lifestyle.

The Big Island is HUGE, and every area has a completely different feel.

For me, the decision became obvious once I realized the scuba diving and ocean access in West Kona matched the lifestyle I truly wanted.

Thatโ€™s why I help my buyers dig deeper than just bedrooms and square footage. Sometimes the smartest thing you can do is rent first and give yourself time to truly learn the island before buying.

Because the right house in the wrong neighborhood becomes a regret. The right neighborhood becomes home.

Thinking about buying on the Big Island? Letโ€™s dive in!

๐Ÿ“– Learn more:
https://buyerseminar.bigislanddreamhomes.com/post/choosing-your-neighborhood-big-island

Julie Wettstein, Island Homes by Scuba Julie
RB-21086 | RB-23337
808.345.6934
[email protected]
BigIslandDreamHomes.com

Discover why choosing the right neighborhood on the Big Island matters more than the house itself. Tips for lifestyle-focused home buyers.

๐—” ๐—น๐—ผ๐˜ ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜๐—ต๐—ถ๐—ป๐—ธ ๐—ด๐—ฒ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ฎ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ฒ ๐—ฟ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—•๐—œ๐—š ๐˜„๐—ถ๐—ป ๐—ถ๐—ป ๐—ป๐—ฒ๐—ด๐—ผ๐˜๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€...But honestly? Sometimes a closing cost ...
06/26/2026

๐—” ๐—น๐—ผ๐˜ ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜๐—ต๐—ถ๐—ป๐—ธ ๐—ด๐—ฒ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ฎ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ฒ ๐—ฟ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—•๐—œ๐—š ๐˜„๐—ถ๐—ป ๐—ถ๐—ป ๐—ป๐—ฒ๐—ด๐—ผ๐˜๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€...

But honestly? Sometimes a closing cost credit is WAY more powerful.
Hereโ€™s why:
โ€ข Cover lender/title/escrow fees
โ€ข Help buyers keep more cash in their pocket
โ€ข Potentially buy down the interest rate
โ€ข Lower monthly payments
โ€ข Strengthen financing approval

And in todayโ€™s Hawaiโ€˜i market... stronger buyers = stronger escrows.
Sometimes the best deal isnโ€™t the highest number. Itโ€™s the smartest structure.

๐Ÿ“– Learn more:
https://buyerseminar.bigislanddreamhomes.com/post/closing-cost-credits-vs-price-reduction

Julie Wettstein, Island Homes by Scuba Julie
RB-21086 | RB-23337
808.345.6934
[email protected]
BigIslandDreamHomes.com

Discover why offering closing cost credits can be more effective than lowering the price. Protect buyersโ€™ cash reserves and create stronger deals on the Big Island.

๐—•๐—ถ๐—ด๐—ด๐—ฒ๐˜€๐˜ ๐—บ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€ ๐—œ ๐˜€๐—ฒ๐—ฒ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ-๐—ต๐—ผ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑโ€ฆThis comes up all the time.A few big ones:โ€ข Choosing ba...
06/24/2026

๐—•๐—ถ๐—ด๐—ด๐—ฒ๐˜€๐˜ ๐—บ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€ ๐—œ ๐˜€๐—ฒ๐—ฒ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ-๐—ต๐—ผ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑโ€ฆ

This comes up all the time.

A few big ones:

โ€ข Choosing based only on price
โ€ข Not understanding rental rules
โ€ข Underestimating total costs
โ€ข Not thinking long-term

The Big Island is an amazing place to own a second homeโ€ฆ

But itโ€™s very different depending on where and how you buy.

The buyers who get it right usually slow down just enough to understand the full picture.

If youโ€™re in that process and want a second opinion, Iโ€™m happy to help.

๐Ÿ“– Learn more:
https://buyerseminar.bigislanddreamhomes.com/post/second-home-mistakes

Julie Wettstein, Broker RB-21086
Island Homes by Scuba Julie
Big Island, Hawaii
(808) 345-6934
BigIslandDreamHomes.com
[email protected]

Avoid costly mistakes when buying a second home on the Big Island of Hawaii. Learn the top errors buyers make and how to choose the right property for your lifestyle.

๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ถ๐˜ ๐—ฅ๐—˜๐—”๐—Ÿ๐—Ÿ๐—ฌ ๐—ฐ๐—ผ๐˜€๐˜ ๐˜๐—ผ ๐—ผ๐˜„๐—ป ๐—ฎ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ?Most people look at the priceโ€ฆBut thatโ€™s only part of th...
06/22/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ถ๐˜ ๐—ฅ๐—˜๐—”๐—Ÿ๐—Ÿ๐—ฌ ๐—ฐ๐—ผ๐˜€๐˜ ๐˜๐—ผ ๐—ผ๐˜„๐—ป ๐—ฎ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ?

Most people look at the priceโ€ฆ

But thatโ€™s only part of the picture.

You also have:
โ€ข Property taxes
โ€ข HOA fees
โ€ข Insurance
โ€ข Maintenance and management

When you add everything up, the monthly cost is very different than just a mortgage.

The good news?

When buyers understand the full picture upfront, they make much better decisions and avoid surprises.

If youโ€™re looking at second homes and want help breaking down the real numbers, Iโ€™m happy to help.

๐Ÿ“– Learn more:
https://buyerseminar.bigislanddreamhomes.com/post/full-cost-owning-second-home-big-island-hawaii

Julie Wettstein, Broker RB-21086
Island Homes by Scuba Julie
Big Island, Hawaii
(808) 345-6934
BigIslandDreamHomes.com
[email protected]

Learn the true cost of owning a second home on the Big Island of Hawaii.

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑโ€ฆThis is one of the biggest surprises for mainland buyers.Two homes can be the same priceโ€ฆ an...
06/19/2026

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑโ€ฆ

This is one of the biggest surprises for mainland buyers.

Two homes can be the same priceโ€ฆ and have completely different insurance costs.

Why?

Things like:
โ€ข Lava zones
โ€ข Location
โ€ข Property type

all play a role.

Condos are usually simpler because the HOA covers the exterior.

Homes can vary a lot more.

This is something you want to look at BEFORE making an offer.

If youโ€™re comparing properties and want help breaking down the real costs, Iโ€™m happy to help.

๐Ÿ“– Learn more:
https://buyerseminar.bigislanddreamhomes.com/post/home-insurance-big-island-hawaii-second-homes

Julie Wettstein, Broker RB-21086
Island Homes by Scuba Julie
Big Island, Hawaii
(808) 345-6934
BigIslandDreamHomes.com
[email protected]

Learn what affects home insurance costs for second homes on the Big Island of Hawaii.

๐—”๐—ฟ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜๐—ฎ๐˜…๐—ฒ๐˜€ ๐—ต๐—ถ๐—ด๐—ต ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ?This is one of the top questions I get from mainland buyersโ€”and the answer mig...
06/17/2026

๐—”๐—ฟ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜๐—ฎ๐˜…๐—ฒ๐˜€ ๐—ต๐—ถ๐—ด๐—ต ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ?

This is one of the top questions I get from mainland buyersโ€”and the answer might surprise you.

Hawaii actually has relatively low property taxes compared to many mainland states.

But hereโ€™s the catch: if itโ€™s a second home, the tax rate is higher than for a primary residence.

Thatโ€™s why planning ahead matters. Owning a home isnโ€™t just about the purchase priceโ€”itโ€™s the total cost of ownership.

If youโ€™re looking at properties and want help breaking down the real numbers, I can guide you.

๐Ÿ“– Learn more: Property Taxes for Big Island Second Homes
https://buyerseminar.bigislanddreamhomes.com/post/property-taxes-big-island-hawaii-second-homes

Julie Wettstein, Broker RB-21086
Island Homes by Scuba Julie
Big Island, Hawaii
(808) 345-6934
BigIslandDreamHomes.com
[email protected]

Learn how property taxes work for second homes on the Big Island of Hawaii.

๐—›๐—ข๐—” ๐—ณ๐—ฒ๐—ฒ๐˜€ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ โ€” ๐—ผ๐—ป๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐˜๐—ผ๐—ฝ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ณ๐—ผ๐—ฟ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ-๐—ต๐—ผ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐—ถ๐—ป ๐—ช๐—ฎ๐—ถ๐—ธ๐—ผ๐—น๐—ผ๐—ฎ ๐—ฎ๐—ป๐—ฑ ๐— ๐—ฎ๐˜‚๐—ป๐—ฎ ๐—Ÿ๐—ฎ๐—ป๐—ถ.The short answer...
06/15/2026

๐—›๐—ข๐—” ๐—ณ๐—ฒ๐—ฒ๐˜€ ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—•๐—ถ๐—ด ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ โ€” ๐—ผ๐—ป๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐˜๐—ผ๐—ฝ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ณ๐—ผ๐—ฟ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ-๐—ต๐—ผ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐—ถ๐—ป ๐—ช๐—ฎ๐—ถ๐—ธ๐—ผ๐—น๐—ผ๐—ฎ ๐—ฎ๐—ป๐—ฑ ๐— ๐—ฎ๐˜‚๐—ป๐—ฎ ๐—Ÿ๐—ฎ๐—ป๐—ถ.

The short answer: it depends. Condos can range from a few hundred to $1,000+ per month, usually covering:
โœ” Maintenance
โœ” Landscaping
โœ” Pools and amenities
โœ” Exterior upkeep

For many mainland buyers, this is a benefitโ€”less to manage, less to worry about.

The key is understanding what youโ€™re getting for the cost.

If youโ€™re comparing properties and want help breaking it down, I can walk you through it.

๐Ÿ“– Learn more:
https://buyerseminar.bigislanddreamhomes.com/post/waikoloa-mauna-lani-hoa-costs

Julie Wettstein, Broker RB-21086
Island Homes by Scuba Julie
Big Island, Hawaii
(808) 345-6934
BigIslandDreamHomes.com
[email protected]

Learn what HOA fees typically cover in Waikoloa and Mauna Lani communities.

Address

Kailua-Kona, HI
96740

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