Michael DeLeo Nmls#2005244

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Michael DeLeo Nmls#2005244 As a mortgage loan originator, I work hard to shop and compare competitive home loan options. New American Funding NMLS #6606

Michael is an experienced loan originator at Motto Mortgage Diamond Elite. Michael works directly with multiple wholesale lenders to provide solid, competitive loan options to clients while delivering exceptional customer service and greater transparency.

The Mortgage Rate You See Online May Not Be Your Rate! Before putting your homebuying plans on hold because of mortgage ...
10/15/2026

The Mortgage Rate You See Online May Not Be Your Rate!

Before putting your homebuying plans on hold because of mortgage rate headlines, remember that your personal financial situation matters! 🏡

Lenders consider factors like your credit score, income, existing debts, down payment, and loan type when determining your mortgage options. Getting pre-approved can help you understand what you may qualify for and what your monthly payment could look like.

At NAF, we’ll help you explore your options, understand the numbers, and make an informed decision about when to buy. 🤝

Curious about your buying power? Connect with a loan officer to explore your options!

A lower payment at the start? 👀🏡 A temporary mortgage rate buydown can give buyers some breathing room during the first ...
10/13/2026

A lower payment at the start? 👀🏡

A temporary mortgage rate buydown can give buyers some breathing room during the first few years of homeownership. A seller or builder may contribute upfront to temporarily lower your interest rate, which can mean a smaller monthly payment at first. 💰

The rate then returns to the original rate, so understanding the full payment is important. Want to know if a buydown could work for your homebuying plan? Let’s talk! 🔑

Renting and owning both come with a monthly housing payment but homeownership may give you the opportunity to build equi...
10/09/2026

Renting and owning both come with a monthly housing payment but homeownership may give you the opportunity to build equity over time. 🏡💰 Curious if buying could make sense for you? I’m here to help!

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you ma...
10/08/2026

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you may have more options than you realize. I’m here to help you explore them! Let’s chat. 📲

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached simil...
10/06/2026

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached similar levels before, and your options depend on much more than one number. Let’s look at your goals, budget, and loan options together. 📲

Closing costs are more than just your down payment. When you purchase a home, you may also have costs connected to the l...
10/01/2026

Closing costs are more than just your down payment.

When you purchase a home, you may also have costs connected to the lender, title services, prepaid items, appraisal, inspections, government recording, and escrow reserves. 🏡

Understanding these expenses early can help you create a more realistic homebuying budget. At NAF, we’re here to walk you through the numbers and help you understand what you may need to bring to closing.

Want to better understand your potential homebuying costs? Let’s talk!

Student loans don’t automatically put homeownership out of reach. Many first-time homebuyers are balancing student loan ...
09/18/2026

Student loans don’t automatically put homeownership out of reach. Many first-time homebuyers are balancing student loan payments while making their dream of owning a home a reality. Ready to learn what may be possible for you? Reach out today! 🔑

Your money may be able to do more than just sit in your checking account. 💵🏡With a HELOC Sweep, eligible excess funds de...
09/11/2026

Your money may be able to do more than just sit in your checking account. 💵🏡
With a HELOC Sweep, eligible excess funds deposited into your connected checking account can help reduce the interest you owe on your home equity line, while remaining available to spend during the draw period.
No extra payments. No complicated transfers. Just a different way to put your available cash to work. 🔄✨
Curious if this strategy fits your financial goals? Let’s connect!

Starting your medical career and thinking about buying a home? 🏡🩺You may not have to wait until your full income starts....
09/09/2026

Starting your medical career and thinking about buying a home? 🏡🩺
You may not have to wait until your full income starts. With our Medical Professionals Program, eligible residents, fellows, and medical professionals may qualify using a future employment contract or offer letter, with closings possible up to 150 days before your start date. 📄✨

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible...
09/04/2026

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible homeowners to borrow against their home’s equity when they need it.

Unlike a traditional loan, you may have the flexibility to borrow what you need, when you need it. 🏡

Ready to explore your options? Let’s connect! 📲

Address

1925 NE Ricou Terrace
Jensen Beach, FL
34957

Telephone

+17164910912

Website

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