Phillip Poe - Florida Realtor, ABR, SFR, MRP

10/26/2026

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My latest sale on .
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10/26/2026

Here’s an important real estate update for buyers and sellers.

Why Builders May Be More Motivated To Sell Than Homeowners

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

10/25/2026

10/25/2026

Here’s an important real estate update for buyers and sellers.

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

10/24/2026

Here’s an important real estate update for buyers and sellers.

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

10/23/2026

My latest review in .
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https://rma.reviews/epy0f9wrouqp

10/23/2026

Here’s an important real estate update for buyers and sellers.

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

Today's market has more options than many people realize. Finding the right one could be as simple as getting more information about tools like ARMs. A trusted lender can run the numbers with you, walk you through the what-ifs, and help you explore the possibilities.

Is an ARM a good option for you? Talk to a loan officer to find out.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

10/22/2026

Here’s an important real estate update for buyers and sellers.

To Sell or Rent? How To Choose the Best Path for Your House.

Renting can be a good fit for the right person with the right house, but it isn’t the only option. A smart sales strategy can help your house stand out to buyers from day one.

So, if you’re on the fence, let’s sit down and compare what selling and renting would each look like for you.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

10/21/2026

Here’s an important real estate update for buyers and sellers.

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut...



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

10/20/2026

Here’s an important real estate update for buyers and sellers.

What if your first home isn't a house at all?

If you've been struggling to find a traditional single-family home that fits your budget, don't overlook condos.

According to Zillow, the typical starter condo costs under $200k nationally. Part of the reason they can be more affordable than a single-family home is because they’re normally smaller.

Sure, you may trade some square footage or a backyard for shared walls and an HOA fee. But you could also get a lower purchase price, great amenities, and less maintenance to handle yourself.

And if that means getting your own set of keys sooner, it could be an option worth exploring.

Your first home doesn't have...



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.