05/18/2026
🚨 BIG NEWS for our lending & servicing partners! 🚨
The 2026 Income & Acquisition Limits are officially LIVE! 🎉🏡
Here’s what you need to know ⬇️
📅 Effective Date:
All new limits apply to MHC reservations taken on or after May 18, 2026.
⚠️ Reminder:
Reservations taken before 5/18/2026 must still follow the 2025 income limits.
💡 2026 Smart7 Program Limits:
✔️ Income Limit: $137,870
✔️ Acquisition Limit: $413,610
🔎 Need the full list?
Visit the MHC website → Lenders/Realtors tab → Lender Resources → Select your program.
Here’s to helping more Mississippians achieve homeownership in 2026! 🏠✨