Annunziata & Asllani, LLP

05/01/2025

04/08/2025

The home inspection wishlist

03/29/2025

12/21/2023

06/08/2023

A question we keep getting from our clients with today's housing market is should we buy now or wait it out? Numerous studies are currently showing that consumers believe that it is a bad time to buy a house due to rates and inflated home prices. Here is our take...

1. No matter how the real estate market is doing, buying is always a good idea. Buying immediately allows homeowners to start building equity in their home. Think of it as a piggy bank that you are making monthly payments to and storing away. The money invested in real estate is similar to having a savings account. The only difference is that the funds are not as easily accessible or "liquid" but it is still yours in the form of equity. If these funds were placed in a savings account, the return would be de minimis however, once placed in real estate, the return can be much more substantial over time.

2. If you a renter, you are paying down your landlord's mortgage as opposed to building equity in your own home. At the end of the term of your lease, you will have nothing to show for it. Rather, when you own real estate, the payments you make build equity that will belong to you.

3. Owning a home comes with tax benefits which may allow for additional deductions that you would not have as a tenant.

4. It is true that rates are higher than they have been in the last few years, however, when you own a home, you may always refinance once the rates drop. Remember, the payments made through this point are still equity that you have built up in something that belongs to you.

5. The longer you wait, the more you may pay. Home values have historically climbed over time. Yes, there have been some dips and valleys but overall the values have typically increased.

With all that said, real estate is an excellent investment opportunity. It is a smart choice that will bring many benefits over time and allow financial growth and stability.

09/26/2022

To all of our friends, colleagues, business associates, and team members...we wish you and the families a very health and happy New Year!

05/31/2022

Hoping everyone had a great and relaxing Memorial Day weekend! Thank you to all the amazing men and women who have served this country and provided us with the freedoms we have today.

05/23/2022

We have officially moved into our new office location!

200 Corporate Plaza, Suite A101
Islandia, NY 11749

Hard work and dedication can truly make a difference. We have been blessed and are so thankful to all of our clients, staff, business associates, colleagues, and team members. It has been an amazing process and we are forever grateful.

Looking forward to this new chapter.