08/26/2026
🚨 YOUR INCOME ALONE DOES NOT DETERMINE HOW MUCH HOUSE YOU CAN AFFORD! 🏡💰
That income chart caught your attention, right? 👀 But before you start shopping based on that number, there’s something VERY important you need to know…
Income is only the starting point.
When I determine your actual buying power, we also have to look at:
💳 Debt-to-Income Ratio (DTI) — Your monthly car payments, credit cards, student loans and other debts matter.
📊 Credit Profile — Your score and overall credit history can affect your interest rate, loan program and monthly payment.
💰 Down Payment & Cash to Close — You may need less money than you think, especially when seller concessions, builder incentives or down-payment assistance are available.
📈 Interest Rate — A change in rate can make a BIG difference in your monthly payment and purchasing power.
🏠 Taxes & Insurance — Two homes with the same sales price can have very different monthly payments.
So what does this chart really mean?
It gives you an ESTIMATE of what may be possible—not your personal pre-approval amount.
And that’s exactly why I don’t want you counting yourself out OR falling in love with a price point before we run YOUR numbers.
🔑 Your buying power is personal. Let’s find out what YOUR number is.
📲 DM me “HOW MUCH?” and I’ll help you determine your buying power, or scan the QR code on the flyer to start your application or schedule your FREE Buyer Consultation.
💙 Turn to Tameka — Helping You Finance It, Find It & Own It!
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