07/17/2026
A new Bankrate analysis of 3.2 million Home Mortgage Disclosure Act loan originations, which the company compared against binding competitive offers on its own mortgage marketplace across more than 350 metro areas found a disturbing trend.
87% of 2025 home buyers did not secure the lowest rate available to them, and the typical borrower overpaid by roughly $3,343 a year, or an estimated $78,186 over the life of the loan.
It is so important to work with a top lender who will help and advise you on getting the most competitive loan possible. You can check out www.JustListedinHawaii.com and under the finance tab, you'll find lenders we have found to be awesome for Hawaii home loans!
At Home Hawaii will help you find a home on Oahu. Contact us today.