Tanya Ahina - Hawaii Homes By Tanya

Tanya Ahina - Hawaii Homes By Tanya If you’ve owned your home for many years and are considering downsizing or rightsizing, you deserve a clear, steady plan.

With strategic home selling and thoughtful pre-sale preparation, your next move can feel organized, confident, and well-managed. I am a Native Hawaiian, born & raised on Oahu. I’ve lived from Hawaii Kai to Waianae, Waikiki to Kaneohe and thus gained a vast knowledge of our diverse neighborhoods. I began my entrepreneurial journey in 1989 and have over 30 years in Sales & Marketing. I dedicated 10

years to asset managing a third-generation family legacy of rental properties. My expertise as a REALTOR® has earned me multiple nominations for the ALOHA ‘AINA REALTOR® Awards. With a focus on family, faith, and my God-given heritage, I serve our community, having held leadership positions on the Mililani Neighborhood Board, Junior League of Honolulu, and the Native Hawaiian Chamber of Commerce, and most recently, as President of Hope’s Hale Foundation.

06/09/2026

When a veteran sells a home with an assumed VA loan, their entitlement stays tied to the property until it's refinanced or sold. The seller loses control, and the new owner dictates the loan's future.

06/06/2026

Buying a new home? Be aware: the mortgage due date is often immediately after closing. You assume the principal balance with remaining terms, and your first payment could be due in days. Prepare your finances for this common surprise.

This video is for educational purposes only and is not intended as legal, financial, or real estate advice.

Every situation is unique — please work with a licensed professional before making any major decisions. Tanya Ahina is a licensed REALTOR® in the State of Hawaiʻi, brokered by LPT Realty.

06/04/2026

A civilian can assume a VA loan, but it's crucial for the veteran seller to understand their entitlement will be tied up. This entitlement is only released when the buyer sells or refinances the property into a different loan. Understand the implications before proceeding.

This video is for educational purposes only and is not intended as legal, financial, or real estate advice. Every situation is unique — please work with a licensed professional before making any major decisions. Tanya Ahina is a licensed REALTOR® in the State of Hawaiʻi, brokered by LPT Realty.

06/02/2026

Sellers often have one of two reasons for selling: pleasure or pain. While pleasure means equity and relocation, pain can create opportunities. If the gap between the negotiated price and the principal balance is manageable, you might assume the seller's low interest rate, securing those 'golden handcuffs' of 2-3% rates.
This video is for educational purposes only and is not intended as legal, financial, or real estate advice. Every situation is unique — please work with a licensed professional before making any major decisions. Tanya Ahina is a licensed REALTOR® in the State of Hawaiʻi, brokered by LPT Realty.

05/30/2026

When assuming a loan, the buyer must cover the difference between the purchase price and the loan's principal balance. For instance, if the purchase price is $625,000 and the assumed loan is $500,000, the buyer needs $125,000 in liquid funds to close.

This video is for educational purposes only and is not intended as legal, financial, or real estate advice. Every situation is unique — please work with a licensed professional before making any major decisions. Tanya Ahina is a licensed REALTOR® in the State of Hawaiʻi, brokered by LPT Realty.

05/30/2026

Don't get caught off guard! When you assume a mortgage, your first payment is due based on the remaining loan term, not after a grace period. Be prepared for it potentially being due the very next day. Watch the whole podcast on YouTube 🔗 link in bio This video is for educational purposes only and is not intended as legal, financial, or real estate advice. Every situation is unique — please work with a licensed professional before making any major decisions. Tanya Ahina is a licensed REALTOR® in the State of Hawaiʻi, brokered by LPT Realty.

05/23/2026

CONGRATS ZACH c/o 2026‼️

From Homebuyer to Pre-School Graduate 🤙🏼
So proud of this family for making big moves & accomplishing important milestones in 2026.

Shout to Zach’s dad, Matt, who’s away on deployment serving our country just after moving into their new home in January.

05/23/2026

I like to dig deep‼️ VA Assumable Loan Pros and Cons.

In this clip, we discuss whether or not the surviving spouse of a deceased veteran can use the VA home loan, but it depends on very strict guidelines…

Watch the whole podcast on YouTube
🔗 link in bio

Disclaimer: For educational purposes only. All information presented here is subject to verification. Please always conduct your own due diligence.

05/11/2026

🌸 This Mother’s Day, may every mother feel God’s love, joy, and blessings.

May your heart be full, your spirit refreshed, and may you feel deeply appreciated today and always.

Happy Mother’s Day 💐

05/06/2026

Thinking about selling, but wondering if now is the right time?

In February 2026, Oʻahu single-family homes reached a record-high median sales price of $1,205,000.

Just two months later, in April 2026, the median sales price eased to $1,150,000 — a difference of $55,000 in equity in only 60 days.

Meanwhile, Oʻahu condos and townhomes went from $529,000 in January to $500,000 in April — a $29,000 decrease in equity in just four months.

Not to mention, at the beginning of 2026 we thought the market was improving due to lower interest rates and it did, but now look where we are…

So, what’s the point?

The “right time” to sell is not about trying to catch the top of the market.

Markets can shift quickly — even here on Oʻahu.

So the better question you need to ask yourself is:

Am I trying to time the market… or am I preparing to make a smart move when the timing is right for me?

If you’ve been thinking about selling, send me a message with the word THINKING.

Then, we’ll connect with you and help you take a closer look at your equity, your property condition, your timing, your next move, and how your home can be best positioned in today’s Oʻahu market.

Take advantage of our no-pressure promise — we simply enjoy talking story with homeowners like you and helping to bring clarity to what you’ve been THINKING about, even if you never hire us. That’s our promise!

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500 Ala Moana Boulevard Ste #7/400
Honolulu, HI
96813

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