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Joan E. Diamond, Realtor Harbour & Home Real Estate

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Joan E. Diamond, Realtor Harbour & Home Real Estate

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Helping people call Hilton Head Island their home with Century 21 Diamond Realty.

For additional information about Hilton Head Real Estate, the island itself and all the amenities it offers go to my website: joanediamond.com

10/22/2026

News from Joan E. Diamond

To Sell or Rent? How To Choose the Best Path for Your House.

Renting can be a good fit for the right person with the right house, but it isn’t the only option. A smart sales strategy can help your house stand out to buyers from day one.

So, if you’re on the fence, let’s sit down and compare what selling and renting would each look like for you.

Contact: 843 295 0131

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

10/20/2026

News from Joan E. Diamond

Homes Are Still Selling – Even in a Slower Market

Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day.

If you need or want to move, let's talk about what it'll take to make sure yours is one of them.

Contact: 843 295 0131

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?

10/19/2026

News from Joan E. Diamond

Want a More Affordable Home? Don’t Overlook Condos.

The first home you buy doesn't have to be a single-family house. If affordability has been holding you back, let's expand your search and see whether a condo could fit the price point you're looking for.

Contact: 843 295 0131

When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re co...

10/17/2026

News from Joan E. Diamond

The Biggest Credit Hurdle for Renters Who Want To Buy

The credit landscape is changing, but action is required on your part. You have to take credit for what you do. And the sooner you get started, the better.

Ready to see where you stand? A quick conversation with a loan officer costs you nothing and could show you you're closer to owning a home than you think.

Contact: 843 295 0131

What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

10/15/2026

News from Joan E. Diamond

Why Most People Are Still Glad They Bought a Home

Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why.
If you’re wondering whether buying makes sense for you right now, let’s look at the numbers together – and what owning a home could mean for you in the years ahead.

Contact: 843 295 0131

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.

10/08/2026

News from Joan E. Diamond

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.

Contact: 843 295 0131

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

10/05/2026

News from Joan E. Diamond

Two Moves That Can Get You Into Your First Home Sooner

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.

Contact: 843 295 0131

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/03/2026

News from Joan E. Diamond

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.

Contact: 843 295 0131

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

10/01/2026

News from Joan E. Diamond

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Contact: 843 295 0131

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

09/28/2026

News from Joan E. Diamond

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

Contact: 843 295 0131

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

Address

2 Greenwood Drive Building A
Hilton Head Island, SC
29928

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18432950131

Website

https://joanediamond.com/, https://joandiamondstarthomejourney.com/

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