Jennifer Gurnell Real Estate

10/02/2026

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

10/01/2026

Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly.

But putting too much down could leave you without enough cash for home maintenance or an emergency. How can you find a good balance?

Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly. But putting too much down could leave you without enough cash for home maintenance — or anything else. Pinpointing the right a....

10/01/2026

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?

Fannie Mae just asked over 100 housing experts where prices are headed through 2030. And the consensus is prices are expected to rise, not crash.

Even the most pessimistic experts still forecast prices will go up 6.6%.

So, whether you're bracing for a crash or hoping for one, the forecast is clear. While some markets may see small short-term declines, home prices are going to keep going up nationally.

Have questions about what this means for your move, or what’s happening locally? Let's chat.

09/30/2026

More Homes for Sale Now Than Any Time Since 2019

House hunting? You've got more homes to choose from than you've had in years. Right now, the number of homes for sale is the highest it's been since 2019. That's basically back to back to pre-pandemic normal – so there's more to pick from, and it's easier to find one that fits your budget. So, when you’re ready, let’s find your home and negotiate a deal you'll feel good about.

09/29/2026

Skipping the inspection? Big mistake. 🛑 A good home inspection can reveal costly issues before they become your problem—and your bill.

09/29/2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

09/29/2026

Does one size ever really fit all? One mortgage rate doesn't either.

You may be seeing today’s higher rates and worrying about whether it’s still worth it to buy. Here’s what you need to realize…

Mortgage rates differ just like the people who apply for loans. So, the rate you see online isn’t necessarily the one you’d get when you buy.

Your real mortgage rate is specific to your individual situation. It can be higher or lower than what you've seen or heard.

So, don’t assume the rate in the headlines is your rate. Before you decide you can't buy a home or that you should wait, find out what your real rate is. You'll know what your options are and get a map to what's possible.

And a quick conversation with a loan officer is the perfect place to start.

09/28/2026

Why So Many Sellers Are Cutting Their Price Right Now

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer.

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

09/27/2026

Is it the people? The design? The cozy little details? Tell us what turns a house into your home.

09/26/2026

Looking for a renovation project or investment opportunity in Old Saybrook? Take a look at 43 Quarry Street.
Loved by the same owner for more than 40 years, this three-bedroom home sits on a quarter-acre lot on a quiet dead-end street. Sidewalks make it easy to walk to Main Street for coffee, restaurants, shops, and the library. Old Saybrook’s beaches, marinas, Connecticut River, and train station are just minutes away.
The home requires extensive renovation and is being soldstrictly as is. Builders and investors can explore renovating the existing home or a new use for the property, subject to town approvals. This is an opportunity to bring your vision to a walkable, in-town Old Saybrook location.
Cash buyers only; proof of funds required. Message me for details or to schedule a showing.

43 Quarry Street, Old Saybrook, CT: A three-bedroom home on a .25-acre lot on a quiet dead-end street, with sidewalk access to Main Street shops, restaurants, coffee, and the library. No flood insurance required. Renovate the existing home or explore building on this walkable, in-town lot, subject t