09/13/2026
Before you feel sorry for the insurance companies, consider this:
The U.S. property-and-casualty insurance industry made more than $150 BILLION in net income in 2025—its strongest underwriting performance in more than 20 years.
State Farm alone made $12.9 BILLION.
Meanwhile, injured people are told their medical treatment was “unnecessary,” their pain isn’t worth much, and the insurance company’s “final offer” is the best it can do.
Insurance companies did not build billion-dollar empires by paying every claim fairly. built them by collecting as much as possible and paying as little as possible.
That’s why you should never confuse a friendly adjuster with someone whose job is to protect you.
Their job is to protect the insurance company’s money.
