The Phillips Law Offices , LLC

05/09/2026

Bankruptcy can feel overwhelming, but the process is more manageable when you understand the steps.

From evaluating your options, gathering documents, filing your petition, attending the 341 meeting, and moving toward discharge, bankruptcy is designed to help people get relief and rebuild.

At Phillips Law Offices, we help Maryland residents understand whether Chapter 7 or Chapter 13 bankruptcy may be the right path forward.

Debt problems do not have to define your future. A fresh start may be possible.

Contact Phillips Law Offices to schedule a consultation and learn more about your options.

02/07/2026

💭 Wondering What Happens to Your Tax Refund if You File Bankruptcy in Maryland?

Tax season raises a big question for many Maryland residents considering bankruptcy: Will I lose my tax refund? 🤔

The answer isn’t always straightforward — it depends on when you file, which chapter you file under, and whether exemptions apply to your situation. In some cases, careful planning and understanding Maryland’s bankruptcy rules can help you keep some or even all of your refund.

📘 Our latest blog breaks down:
✔️ How tax refunds are treated in both Chapter 7 and Chapter 13 cases
✔️ Why the timing of your filing matters
✔️ How Maryland bankruptcy exemptions might protect your refund
✔️ What options you have before you file

👉 Read the full guide here: https://phillipslaweast.com/what-happens-to-my-tax-refund-if-i-file-bankruptcy-in-maryland/

If you’re thinking about bankruptcy and concerned about your tax refund, our Maryland bankruptcy attorneys can help you understand your options and plan the best course of action. 💼

Filing bankruptcy in Maryland and worried about your tax refund? Learn how Chapter 7, Chapter 13, timing, and exemptions can affect tax refunds.

02/07/2026

Even if your foreclosure is scheduled only days away, there are Federal laws that can stop it, if you take action.

12/24/2025

Why are you giving 25% of your wages to debt?

12/20/2025

Attorney Jill Phillips discusses how long it takes to recover emotionally from filing bankruptcy and how quick the relief hits her clients after a hearing.

12/19/2025

Choosing the right debt relief attorney is a big choice, and this video helps you figure out what questions to ask and how to evaluate the right attorney for you.

Finding the right lawyer isn’t just about who shows up first. In this video, we walk you through the critical factors to evaluate when hiring legal represent...

08/24/2024

Why small business bankruptcies are on the rise in Maryland and throughout the country is a real issue we need to address during this election season. Check out our latest blog at

Discover why small business bankruptcy is on the rise in P.G. County, Maryland. Learn about debt relief options and how a bankruptcy lawyer can help you today.

07/20/2024

The ultimate guide to creating a repayment plan in Chapter 13 bankruptcy cases with the Phillips Law Offices in Maryland and Massachusetts.

Are you overwhelmed by debt? Chapter 13 Bankruptcy could be your path to financial stability. In this video, we break down everything you need to know about ...

04/14/2024

check out our latest video on how to use bankruptcy as a tool to stop wage garnishments. For more information read the blog at https://phillipslaweast.com/how-bankruptcy-can-stop-wage-garnishment/

04/13/2024

Is there a pending wage garnishment against you, but it has not started yet? If so, or even if it has, there are options to stop a wage garnishment https://phillipslaweast.com/how-bankruptcy-can-stop-wage-garnishment/