Home Team Lending

10/01/2026

UNC faculty & staff — our Homebuying Where to Start sessions are back this fall! 🏡🐻

Join us on October 20 or November 4 from noon–1:00 pm, either in person or virtually.

Lunch is provided for those attending in person!

📩 Email [email protected] to register.

09/25/2026

5.0 star review received on Experience.com for Tonya Jenkins by Hannah R K - I absolutely loved working with TJ. She was continuously supportive and patient with all the questions I had. She has amazing communication and is overall an amazing person to have on your team! I highly reccomend working with her and her team!

Click to see all 134 reviews of Home Team Lending, Loan Officer | NMLS # 249980

09/24/2026

5.0 star review received on Experience.com for Tonya Jenkins by Keith H - Great communication every step of the way!

Click to see all 134 reviews of Home Team Lending, Loan Officer | NMLS # 249980

09/11/2026

5.0 star review received on Experience.com for Tonya Jenkins by Jared P - TJ was great to work with throughout the whole process. This was my first time buying a home and using a VA loan, and she made the process smooth and easy to navigate. She was always responsive, answered any questions I had, and kept everything moving through closing. I really appreciate everything she did for us and had a great experience working with her.

Click to see all 128 reviews of Home Team Lending, Loan Officer | NMLS # 249980

08/20/2026

5.0 star review received on Experience.com for Tonya Jenkins by Rudy A L - Professionalism, fast communication,

Click to see all 127 reviews of Home Team Lending, Loan Officer

08/15/2026

5.0 star review received on Experience.com for Tonya Jenkins by Troy G - Working with TJ is consistently an excellent experience. She provides clients and agents with clear, timely communication and routinely goes above and beyond to support buyers throughout the financing process. Her guidance helps them navigate each step with confidence, offering thoughtful explanations and assisting them in overcoming any obstacles that arise.

Click to see all 126 reviews of Home Team Lending, Loan Officer

07/30/2026

5.0 star review received on Experience.com for Home Team Lending by Brittany A H - We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept us informed every step of the way, and made what could have been a stressful process feel smooth and manageable. Her dedication, professionalism, and genuine care for her clients truly set her apart. We are so grateful for everything she did to help us secure our loan and would highly recommend TJ to anyone looking for a knowledgeable and trustworthy lender!

Click to see all 124 reviews of Home Team Lending, Loan Officer

07/20/2026

🏡 𝐈𝐬 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐬𝐭𝐢𝐥𝐥 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐲𝐨𝐮?

A lot can change in a few years.

Maybe you've built more equity than you think.
Maybe you're dreaming about a kitchen remodel.
Maybe you're thinking about buying your next home.
Or maybe you'd just like to know what your options are.

A mortgage review isn't always about refinancing. Sometimes it's simply about making sure your mortgage still fits your life and your goals.

I love helping people understand what's possible—even if the answer is, "You're in a great spot. Keep doing what you're doing."

If you've been wondering about your home's value, your equity, or what your next step could look like, I'd be happy to chat.

No pressure. Just good information. 😊

07/08/2026

𝟐𝟔 𝐲𝐞𝐚𝐫𝐬 𝐚𝐠𝐨 𝐭𝐡𝐢𝐬 𝐦𝐨𝐧𝐭𝐡, 𝐇𝐨𝐦𝐞 𝐓𝐞𝐚𝐦 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐛𝐞𝐜𝐚𝐦𝐞 𝐚 𝐫𝐞𝐚𝐥𝐢𝐭𝐲. 💙

Looking at these two business cards and photos side by side reminds me just how much has changed since July 2000.

Recently, I was reading 10𝑥 𝐼𝑠 𝐸𝑎𝑠𝑖𝑒𝑟 𝑇ℎ𝑎𝑛 2𝑥 and completed an exercise about the biggest turning points in my life. Without a doubt, opening Home Team Lending was one of them.

Back then, I wasn't just starting a business—I was building a business around the values that mattered most to me.

✅ Putting relationships before transactions.
✅Creating systems that made the mortgage process smoother.
✅Staying connected with clients long after closing.
✅Being active in the community I love.
✅Believing that great service would always matter.

Over the years, the logo has changes. The office has changed. The technology has definitely changed. 🙂

But one thing hasn't.

My goal has always been to treat every client like family and help them make confident home financing decisions.

I'm incredibly grateful for every client who has trusted me, every Realtor and business partner who has referred me, and everyone who has encouraged me along the way.

Thank you for being part of the Home Team Lending story. Here's to the next chapter—and to helping many more families achieve their homeownership dreams. 🏠💙

06/29/2026

5.0 star review received on Experience.com for Tonya Jenkins by Sarai G - TJ is professpinal, knowledgeabl, and helpful. Working with TJ was a very pleasant experience.

Click to see all 118 reviews of Home Team Lending, Loan Officer