10/13/2026
🏡 MORE OPTIONS. YOUR EDGE.
Buying a home—or helping someone buy one? Let’s make sure you know your options.
Here’s what I bring to the table:
✅ Access to 160+ lenders
More choices to find financing that fits your situation and goals.
✅ FICO® and VantageScore® 4.0 options
Where program guidelines allow, I can use the strongest eligible credit score to potentially improve your financing options.
✅ More credit flexibility
I now have Conventional, FHA, VA and USDA options without additional lender-imposed minimum credit scores—subject to automated underwriting approval and applicable agency requirements. Previously told your score was too low? Let’s take another look.
✅ Temporary mortgage buydowns
1-0, 1-1, 2-1 and 3-2-1 options may be available. Eligible seller concessions can fund temporarily lower principal and interest payments, giving qualified buyers some breathing room during the early years.
🔑 HOMEBUYERS: Before you put your plans on hold, call me. Let’s review your qualifications and explore what may work for you.
🤝 REALTORS: Have a buyer facing a financing hurdle or a listing where a price reduction is being considered? Let’s explore the options together.
You don’t have to be the mortgage expert. Let me handle the financing so you can focus on your clients.
Big company advantages. Local, personal service.
📲 Call or text Jim Jubb: 508-479-7833
Available 7 days a week.
Speed. Efficiency. Technology. And 100% customer satisfaction. That’s my Edge.
Jim Jubb | NMLS #34754
Edge Home Finance, LLC | NMLS #891464
MA-MLO34754 | ME34754 | TN34754 | CT-LO34754 | NH34754 | VT-MLO34754 | FL-LO147230
Subject to borrower eligibility, applicable agency guidelines, lender approval and program availability. Credit score model eligibility varies by program; agency score requirements still apply. Credit scores may affect pricing and mortgage insurance. Temporary buydowns do not change the note rate; borrowers qualify at the full note rate, and payments increase as the subsidy decreases or ends. Taxes and insurance are additional. Not a commitment to lend. Equal Housing Opportunity. Jim Jubb Susan Jubb Photography