Medicare and Your Supplemental Insurance Typically Don’t Pay for Long-Term Nursing Home Care
The truth is Medicare and health insurance policies don’t cover Nursing Home costs. Long-Term Care is considered ‘Custodial Care’ and falls outside Medicare and its supplemental guidelines. Essentially, Nursing Care Services such as bathing, feeding and care for someone catastrophically ill and on a venti
lator, can amount to thousands of dollars per month, usually ranging from $5,000 to more than $20,000 per month. Government Programs exists to help you pay these costs. Most Middle-Class Families do not need to spend down their Assets and become impoverished to be eligible for Long-Term Care Government Benefits. Call us for a Free Assessment at 1-800-773-6467!
▪️ The Facts:
🔺 You do not need to be poor to be eligible for Federal Government Benefits for nursing home care.
🔺 Medicare will not cover your ongoing Nursing Home Care.
🔺 Even Long-Term Care Insurance may not provide the skilled nursing care you need for as long as you need it.
🔺 Your Living Trust will not protect you from creditors.
▪️ Our Solution:
For over 35 years, Middle-Class families have trusted the professionals at NHS for advice about:
🔹 Medi-Cal Paid Long-Term Nursing Home Care
🔹 Asset/Estate Planning & Protection
🔹 Trusts & Wills
Whether you are facing a medical emergency, attempting to avoid probate, or wisely planning for the future, we provide customized solutions to preserve and protect your hard-earned Assets. We use Lawyers, Financial Planners, Discharge Planners, Case Managers, Nurses, Social Workers, Real Estate Agents and other professionals to handle all aspects of the process from beginning to end.
▪️ We, at NHS, do all the problem solving
Government Benefit Programs are complicated and often require an expert who can help you navigate the Bureaucracy, making the program work for you instead of against you. Our experienced staff is trained to guide you through the maze of confusing Government Regulations and paperwork concerning how to qualify for Long-Term Nursing Home Care benefits.
▪️ Our Mission:
We assist Middle-Class families to obtain Long-Term Care Government Benefits they are entitled to, while preserving the family home and Assets. You and your family do not need to spend your life savings to receive excellent Nursing Home Care paid for by Medi-Cal. Many Middle-Class Families often mistakenly believe that they are “too wealthy” to qualify for Government Benefits and are often happily surprised to find that they can in fact qualify!
▪️ Our Services:
Before your first office consultation, we will perform a telephone assessment to determine if your family will benefit from our services. We gather information about Powers of Attorney, Finances and marital status. We review patient’s medical issues, such as Alzheimer’s, Dementia, Stroke, Parkinson’s, or other illness. We’ll also ask about duration of illness or injury, present placement and daily medical costs. Keep in mind, we will not recommend a consultation if we cannot help you.
▪️ Consultation:
NHS will recommend a plan to preserve the senior’s and/or family members’ hard-earned Assets while making certain the individual meets the Federal Government guidelines to receive the necessary skilled nursing home care paid by Medi-Cal.
▪️ Implementation of Services:
NHS implements the plan, taking necessary steps to protect and preserve Assets belonging to the ill person, the spouse, and other family members. NHS staff will prepare, complete and file the application and act as intermediary, assisting with Government Agencies throughout the entire Medi-Cal Application Process.
▪️ Our Results:
Immediate Medi-Cal Benefits
We obtain Long-Term Nursing Home Care Benefits through Medi-Cal so your family member can get the care they deserve. For those already receiving Medi-Cal Benefits and in a Facility, NHS can take steps to protect the family home from a potential Medi-Cal recovery. Many families mistakenly believe Medicare and/or their health insurance policies will pay for Skilled Nursing Home Care. However, Long-Term Nursing Home Care is considered ‘Custodial Care’ and is not paid by either Medicare or health insurance policies. Wirth a comprehensive Plan implemented by HS, you can ensure your love done get the help and care they need. Let NHS help you protect your life savings from the often astronomical costs of Long-Term Nursing Home Care.
▪️ Where Can You Turn for Real Answers? For more than 35 years, we’ve been helping Middle-Class Families just like yours solve their Long-Term Care dilemmas quickly, legally, and with minimum of stress. Our professionals will determine which options are right for you, help you make financial decisions, walk you through the paperwork and bureaucracy, and free up your time to take care of the people you love.
